Credit Card Rewards–How to build wealth with credit cards
The Best Credit Cards With Rewards
Credit cards with rewards offer an attractive way to gain rewards from your everyday spending. Whether you’re looking for cash back, travel rewards, or points to redeem for merchandise, there are plenty of cards to choose from. But with so many cards available, it’s important to choose the best one for your needs.
Here, we’ll take a look at some of the best credit cards with rewards available today. We’ll discuss the benefits and drawbacks of each one, and help you decide which one is best for you.
Travel Rewards Credit Cards
Travel rewards credit cards are a great way to get the most out of your travel spending. Many travel rewards cards offer points, miles, or cash back for purchases at hotels, airlines, rental cars, and other travel-related expenses.
The Chase Sapphire Preferred Card is one of the most popular travel rewards cards. With this card, you can earn 2x points on all travel and dining purchases, and 1x points on all other purchases. You can also transfer your points to one of Chase’s airline partners for even more value. Plus, you get a 25% bonus on all points earned.
The Citi Premier Card is another great choice for travel rewards. With this card, you can earn 3x points on all travel and dining purchases, and 2x points on select entertainment and gas stations. Plus, you can transfer your points to one of Citi’s airline partners for even more value.
Cash Back Credit Cards
Cash back credit cards are a great way to get rewards on your everyday purchases. Many cash back cards offer a percentage back on all purchases, or a higher percentage back on select categories such as gas, groceries, or dining.
The Chase Freedom Card is a popular cash back card. With this card, you can earn 5% cash back on up to $1,500 in combined purchases in select categories each quarter, and 1% cash back on all other purchases. Plus, you can transfer your cash back to your Chase checking or savings account for easy redemption.
The Citi Double Cash Card is another great cash back card. With this card, you can earn 2% cash back on all purchases: 1% when you buy, and 1% when you pay. Plus, there’s no annual fee, and you get 18 months of 0% introductory APR on balance transfers.
Points Credit Cards
Points credit cards are a great way to get rewards on your everyday purchases. Many points cards offer points that can be redeemed for merchandise, gift cards, statement credits, and more.
The American Express Membership Rewards card is one of the most popular points cards. With this card, you can earn 3x points on all travel and dining purchases, and 2x points on select entertainment and gas stations. Plus, you can transfer your points to one of Amex’s airline or hotel partners for even more value.
The Discover it Miles card is another great choice for points rewards. With this card, you can earn unlimited 1.5x miles on all purchases, and your miles never expire. Plus, you get a match on all miles earned at the end of your first year.
Key Points
• Travel rewards credit cards offer points, miles, or cash back for travel-related purchases.
• Cash back credit cards offer a percentage back on all purchases, or a higher percentage back on select categories.
• Points credit cards offer points that can be redeemed for merchandise, gift cards, statement credits, and more.
People Also Ask
Q: What is the best rewards credit card?
A: The best rewards credit card depends on your needs, but some of the best rewards cards include the Chase Sapphire Preferred Card, Citi Premier Card, Chase Freedom Card, Citi Double Cash Card, American Express Membership Rewards Card, and Discover it Miles Card.
Q: Are rewards credit cards worth it?
A: Rewards credit cards can be worth it if you use them responsibly and pay off your balance in full each month. The rewards you can earn can be a great way to save money on travel, dining, and other purchases.
Q: How do I choose the best rewards credit card?
A: The best rewards credit card for you depends on your spending habits and needs. Consider the rewards offered, annual fee, and other benefits when choosing the best rewards card for you.
The Best Credit Cards With Rewards – Review
In this video you’ll learn how to maximize credit card rewards and invest them to build wealth. We look at a free credit card rewards calculator and discuss the best credit cards to get the most out of your rewards.
RESOURCES MENTIONED IN THIS VIDEO
Credit Card Rewards Calculator:
Alliant Credit Union Visa Signature Card
https://www.alliantcreditunion.org/bank/visa-signature-card
2.5% Cash Back
$10,000 Monthly Spending Cap (1% thereafter)
$99 Annual Fee (waived the first year)
Apple Card
https://www.apple.com/apple-card/
3% Cash Back at Apple
2% Cash Back w/ Apple Pay
1% Cash Back on all other purchases
No annual fee
Chase Sapphire Reserve Card: https://www.allcards.com/chase-sapphire-reserve-credit-card-review/
3x Points on Travel and Restaurants
1x Points on all other purchases
$300 annual travel credit
50% point bonus when redeemed for travel through Chase
$550 annual fee
Chase Sapphire Preferred Card: https://www.allcards.com/chase-sapphire-preferred-card-review/
2x Points on Travel and Restaurants
1x Points on all other purchases
25% point bonus when redeemed for travel through Chase
$95 annual fee
Terms & Conditions of credit cards change frequently, so the above information may have changed. Confirm terms with the credit card issuer before applying.
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