2021 BEST Credit Card Bonuses (Q1) on No Annual Fee & Annual Fee Consumer & Business Credit Cards
Credit cards with rewards are a great way to get something back for your purchases. But when it comes to choosing a card, you may be overwhelmed by the number of options available. You want to get the most out of your rewards, but you don’t want to pay an annual fee. Fortunately, there are a number of credit cards on the market that offer great rewards and don’t charge an annual fee. Here, we look at the best credit cards rewards no annual fee.
If you’re looking for a card with great rewards and no annual fee, the Chase Freedom Unlimited® is a great choice. It offers 5% cash back on travel purchases, 3% cash back on dining and drugstore purchases, and 1.5% cash back on all other purchases. There is no minimum spending requirement and the cash back rewards never expire. Plus, you can redeem your rewards for cash back, merchandise, gift cards, and even travel.
The Discover it® Cash Back is another great no-annual-fee card. It gives you 5% cash back on select categories that rotate quarterly, such as gas stations and restaurants. You’ll also get 1% cash back on all other purchases. You’ll get a bonus of double the cash back you’ve earned at the end of your first year. Plus, there’s no minimum spending requirement and your rewards never expire.
The Wells Fargo Cash Wise Visa® Card is a good choice for those who want cash back rewards without an annual fee. It offers 1.5% cash back on all purchases, plus a bonus of $200 when you spend $1,000 in the first 3 months. There’s no minimum spending requirement, and your rewards never expire. Plus, you’ll get a 0% intro APR on purchases and balance transfers for the first 12 months.
The Bank of America® Cash Rewards Credit Card is a great option for those who want to maximize their rewards. You’ll get 3% cash back on gas, 2% cash back on groceries, and 1% cash back on all other purchases. Plus, you can choose a bonus category to get an additional 3% cash back. There’s no annual fee and no minimum spending requirement.
The Citi® Double Cash Card is another great card with no annual fee. You’ll earn 2% cash back on all purchases, 1% when you make the purchase and 1% when you pay it off. There is no minimum spending requirement and your rewards never expire. Plus, you’ll get a 0% intro APR on balance transfers for 18 months.
If you’re looking for travel rewards without an annual fee, the Capital One® VentureOne® Rewards Credit Card is a great choice. You’ll get 1.25 miles per dollar on all purchases and 10x miles on hotels.com/venture through January 2020. There is no annual fee and no minimum spending requirement. Plus, you can redeem your miles for travel, gift cards, and more.
The U.S. Bank Cash+™ Visa Signature® Card is a great option for those who want to get more value out of their rewards. You’ll get 5% cash back on your first $2,000 in combined eligible net purchases each quarter in two categories of your choice. Plus, you’ll get 2% cash back on your choice of one everyday category, such as gas stations, grocery stores, and restaurants. There’s no annual fee and no minimum spending requirement.
These are just some of the best credit cards rewards no annual fee. There are many other cards available, so be sure to compare all the options to find the one that best fits your needs.
Key Points:
-Chase Freedom Unlimited® offers 5% cash back on travel purchases, 3% on dining and drugstore purchases, and 1.5% on all other purchases.
-Discover it® Cash Back gives you 5% cash back on select categories that rotate quarterly and 1% cash back on other purchases.
-Wells Fargo Cash Wise Visa® Card offers 1.5% cash back on all purchases and a bonus of $200 when you spend $1,000 in the first 3 months.
-Bank of America® Cash Rewards Credit Card gives you 3% cash back on gas, 2% on groceries, and 1% on other purchases.
-Citi® Double Cash Card gives you 2% cash back on all purchases, 1% when you make the purchase and 1% when you pay it off.
-Capital One® VentureOne® Rewards Credit Card gives you 1.25 miles per dollar on all purchases and 10x miles on hotels.com/venture through January 2020.
-U.S. Bank Cash+™ Visa Signature® Card gives you 5% cash back on your first $2,000 in combined eligible net purchases each quarter in two categories of your choice, plus 2% cash back on your choice of one everyday category.
People also ask:
Q. What is the best credit card with no annual fee?
A. The best credit card with no annual fee depends on your needs, but some of the best no-annual-fee cards include the Chase Freedom Unlimited®, Discover it® Cash Back, Wells Fargo Cash Wise Visa® Card, Bank of America® Cash Rewards Credit Card, Citi® Double Cash Card, Capital One® VentureOne® Rewards Credit Card, and U.S. Bank Cash+™ Visa Signature® Card.
Q. How do I choose a credit card with rewards?
A. When choosing a credit card with rewards, it’s important to consider how you’ll use the card. Look at the rewards structure, fees, and any other benefits that may be offered. Also look at whether the rewards are flexible or if they are tied to a specific purchase category.
Q. Is a credit card with rewards worth it?
A. A credit card with rewards can be worth it if you use the card regularly and make sure to pay off your balance in full each month. It can help you get more value out of your purchases, as long as you’re careful not to pay more in interest and fees than you’re earning in rewards.
Best Credit Cards Rewards No Annual Fee – Most Popular?
A lot of ’em!
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