Student Loans

Which Student Loans To Pay Off First – Which Student Loan Should I Pay Off First?

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Which Student Loans To Pay Off First – 5 Tips

Which Student Loan Should I Pay Off First?

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25 Comments

  1. danielvvls13
    July 24, 2021 at 11:58 am

    Sounds like Navient

  2. Boy Genius
    July 24, 2021 at 11:58 am

    Man… selectors will always make over 50k.

  3. Marky Mark
    July 24, 2021 at 11:58 am

    Hi Dave, would you still recommend paying off the smaller loans before the larger loans when you have >$100,000 in school loans?

  4. jcrowley1985
    July 24, 2021 at 11:58 am

    Should I pay legal fees before student loans if someone is suing me for expressing my opinion of them

  5. LuvSoundz
    July 24, 2021 at 11:58 am

    Ive been paying the highest interest loan first. I may switch to paying the smallest but im making some progress.

  6. Joshua Griffin
    July 24, 2021 at 11:58 am

    I had 19,000 left from my student loans at the beginning of this year. In one more week I will have it all paid off! It feels sooooo amazing. I have dedicated everything this year to paying it off. You can do it too! You just have to do it.

  7. KT Speedruns
    July 24, 2021 at 11:58 am

    Smallest. It’s all the same debt. It’s all debt. Pay off the smallest one first. If they were all the same size, then higher interest rate would make sense. You start with a big one because of the higher interest, you will feel very stuck for a while. Start with the SMALLEST so you can build momentum and get that dopamine hit. Paying off the highest rate first isn’t saving you an extra 19k, and both methods may be within a few months of each other.

    Feel the progress. Knock out that $528. Even I could knock that down in two months, so do it and free up some of your income.

  8. Paris King-Alvey
    July 24, 2021 at 11:58 am

    My student loans are my target right now. I have been attacking them both from the smallest and largest. The small ones I have had the satisfaction of watching fall off the balance. They no longer are even accounted for when I open my account. That is awesome! Now at this point, I am attacking the largest ones with everything I have. I am satisfied knowing that it will take longer, but I am paying less interest in the long run.

  9. Cody
    July 24, 2021 at 11:58 am

    Instead of a lawsuit against Kevin, shouldn't you address his concerns in a video or maybe bring him on your show so you can professionally discuss all these matters? I mean, he brought up really good points and the only response on your behalf was a lawsuit, which doesn't put you in a fairly good position. Any thoughts?

    EDIT: I also don't really agree with the advice you share here. I was in the same position as this girl calling in and a really successful and multimillionaire entrepreneur told me to pay off the highest interest rate debt first, then make my way from there. Why is your advice the complete opposite? I would like to know?

  10. Nam Tran
    July 24, 2021 at 11:58 am

    Definitely jealous of Kevin’s hair

  11. Sun Set
    July 24, 2021 at 11:58 am

    PAY the HIGHEST interest rate FIRST.
    Just use common sense.
    DR's answer perplexed her.
    Why ?
    BECAUSE IT DOES NOT MAKE FINANCIAL SENSE !!!

  12. Phillip Borbon
    July 24, 2021 at 11:58 am

    so your suing the youtuber kevin and for what? dont you already make millions and want more?

  13. Ash Wilson
    July 24, 2021 at 11:58 am

    If you were not suing meet Kevin, i would have never even seen his video

  14. Spicy Roads
    July 24, 2021 at 11:58 am

    Did Dave Ramsey vet Bernie Madoff too ?

  15. Mike Higgins
    July 24, 2021 at 11:58 am

    David Ramsey wouldn’t be in business today if our economy functioned properly.

    David Ramsey wouldn’t be in business if parents taught their kids how to manage their income and expenses.

    David Ramsey wouldn’t be in business if student loan companies, auto loan companies and mortgage lenders would seriously evaluate if a borrower could actually afford the loans.

    David Ramsey wouldn’t have a business if folks lived within their income and didn’t overspend. They wouldn’t overspend if the culture didn’t promote instant gratification.

  16. Hector Morones
    July 24, 2021 at 11:58 am

    A bunch of trolls spamming Dave’s comments and disliking his videos before watching smfh bunch of freaking kids

  17. Mike Higgins
    July 24, 2021 at 11:58 am

    Why isn’t anyone talking about the fact that the university and the student loan company loaned this lady more money than she can afford? Where else can you lend money to an 18 year old with no assets and no income and turn them into a indentured servants for life. Indentured servitude was made illegal but not when financing ones education.

  18. Divy Jain
    July 24, 2021 at 11:58 am

    Shouldn't she pay off the loan with the highest interest rate first ?

  19. Axel Rod
    July 24, 2021 at 11:58 am

    Hey little buddy! You’re suing Kevin because he exposed you, my question is: why?

  20. Kevin B
    July 24, 2021 at 11:58 am

    $528 and $1118, for Christ sakes just pay cash!!!

  21. Kevin B
    July 24, 2021 at 11:58 am

    GTFOH!!! I can pay the 1st two loans she has in an hour, come to think of it, less than 5 minutes!!

  22. Fahed Qureshi
    July 24, 2021 at 11:58 am

    Didnt talk about refinancing

  23. Yayy Areaa
    July 24, 2021 at 11:58 am

    Kevin slaps everyone’s name on his channel and says “exposed” if y’all didn’t catch that…

  24. Carlos Gutierrez
    July 24, 2021 at 11:58 am

    Totally disagree…pay it off highest interest rate to lowest. You're already motivated to pay them off you don't need that little quote on quote motivation and "at a girl" stuff Dave mentioned.

  25. Alan Johnston
    July 24, 2021 at 11:58 am

    Anyone want to explain this meet kevin thing