Student Loans

Uncertified Student Loans – The 5 Best Pieces Of Financial Advice I’ve Ever Gotten

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Uncertified Student Loans – Most Popular?

Chelsea shares the most insightful, practical, and useful pieces of financial advice she’s received throughout her life (both before and after starting The Financial Diet). Check out this video for a clear guide to getting good with money: https://youtu.be/HeR8oQj7Va0.

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44 Comments

  1. The Financial Diet
    July 25, 2021 at 7:48 pm

    Erin from Broke Millennial shares the money advice you should never listen to in this video: https://youtu.be/HeR8oQj7Va0.

  2. Robert Polk
    July 25, 2021 at 7:48 pm

    Most wealthy people in this country don’t come from wealth. Statistically, 80% of millionaires are first generation. There are great wealth building books that can help you understand these facts.

  3. Rillo Relaxation Boulevard
    July 25, 2021 at 7:48 pm

    Awesome video, very helpful! Thank you so much for making this, Let’s be friends!

  4. Christina Richard
    July 25, 2021 at 7:48 pm

    Love! Our goal as a family is to live off of one income and use the other for saving and investing! We have two little ones so this goal is lofty in Cali but we’re working very hard toward this goal! Great great information. If your young learn these principles now, your future self will be so grateful to you 💕

  5. Fok Entertainment
    July 25, 2021 at 7:48 pm

    "working hard" is the biggest lie that 40+ generations tell millennials & gen z.
    the month before i graduated college, i had a lot of free time so i looked up some of the most famous successful entrepreneur's life story. thats when i realized the truth – they didn't succeed because how hard they work, but who they know. it was these valuable connections that made them successful & grew their businesses into the conglomerate they are now. without those connections, these now famous people will still be a nobody, pushing pencils in a small cubicle.

  6. Rani Køster
    July 25, 2021 at 7:48 pm

    Hmm 🤔 perhaps I should walk to work like I did as a kid when I went to school

  7. floief
    July 25, 2021 at 7:48 pm

    I painted the front door of my house pink. It is a particularly wonderful shade of dusty pink that I made sure could be seen from the road. 🙂 (cuz it's MY house)

  8. Esther Darling
    July 25, 2021 at 7:48 pm

    Watched a lot of your videos and now I’ve finally subbed. Thank you for all the advice ❤️

  9. River Song
    July 25, 2021 at 7:48 pm

    That piece of “wealthy people usually come from money” is the most relevant price of information in our current political environment. I can’t believe the amount of people I come across that truly believe that trump was a rags to riches story.

  10. Vol Vacations
    July 25, 2021 at 7:48 pm

    The best advice I've gotten was from my father. In essence he sad " Calculate h much you make a hour. Then compare that to how much something cost. Is s worth working _ hours for that item. i.e.is it worth working 16 hrs for that television or 4 hours for that outfit? Then it is up to you and your priorities, not someone elses

  11. Bradley Taylor on Business and Personal Growth
    July 25, 2021 at 7:48 pm

    Great Video. Learning to say no “because it’s not in my budget” was a real breakthrough for me too. “No” is a powerful word for wealth creation. I also created a system for including my goals into my budget.

  12. Bradley Taylor on Business and Personal Growth
    July 25, 2021 at 7:48 pm

    Great Video. Learning to say no “because it’s not in my budget” was a real breakthrough for me too. “No” is a powerful word for wealth creation. I also created a system for including my goals into my budget.

  13. Modern Adulting
    July 25, 2021 at 7:48 pm

    Beware of little expenses. A small leak will sink a great ship.

  14. Sani Laomahei
    July 25, 2021 at 7:48 pm

    Love 💓

  15. Archangela Knight
    July 25, 2021 at 7:48 pm

    This video just inspired me to take a good look at everything I had been avoiding. I found a manageable way to get rid of 30% of my credit debt, stop the small loan cycle, and get rid of $900 of loan debt. I ended up finding that instead of owing $110 to support my "Need" monthly lifestyle, I now have almost $500 I can use to save and pay to my credit cards. I thought I was just surviving, but turns out what I need isn't as necessary as I'd thought.

  16. jaws小鲨鱼
    July 25, 2021 at 7:48 pm

    I love TFD 😍

  17. alec corbett
    July 25, 2021 at 7:48 pm

    mmmm.Most wealth is lost within 3 generations and 70% of Billionaires are self made. liek 90% of Millionaires are. If you believe that wealthy people don't deserve their wealth, you are more than likely justifying why you aren't wealthy. Which is ludicrous since wealth is relative. Most of us americans are wealthy compared to the rest of the world. Like there is no point in feeling envious of those that are wealthy as you don't know what their lives are like and maybe they aren't as happy as you think.

    And let's address the actual work that wealthy people do. Like think about how difficult it is to be a leader of a large business or a highly skilled dr or something. They have resources available to them because their work is highly highly valuable and their time is precious. The actual decisions they make and hings they must process hold incredible weight. Many people lose their jobs or even their lives if they fuck up. By comparison. Lower skilled work might be hard but it is less valuable. It is more common. It does not require study or effort to be able to do. Even if it does, no boddy cares.

    Like say you care for a relative while managing kids, you do that more for your immediate satisfaction and sense of duty than actually benefitting society as a whole. That work effects drastically less people than say a Larry Ellison or a Mark Zuckerburg (for better or worse). And it is compensated as such. The notion that you get to work hard and reap benefits is a bit naive. It is a brutal truth but it is true.

    this is what kills me about Chels. She is supposedly a business owner and leader, so you'd think she understands what kind of responsibility that entails. Like if TFD gets more popular will she think it happened because she is priveledged? I don't get it really.

  18. Andrew Ward
    July 25, 2021 at 7:48 pm

    All good but a special thumbs up for number 3. It's not just untrue, it's very damaging. And guess who started it?

  19. light lawliet
    July 25, 2021 at 7:48 pm

    you can't save when you don't even earn tho.

  20. Who Made Us RACE?
    July 25, 2021 at 7:48 pm

    Huhn??? Your office is GRAY…with 1 pink picture.

  21. Sanya Sohal
    July 25, 2021 at 7:48 pm

    I think along with assessing things as needs and wants it also helps to assess before making a purchase,do i have the headspace to manage its upkeep and storage? The financial aspect is imp but so is the mental aspect of any new purchase which does add to the upkeep of a home and takes away mental space.

  22. China Eastern
    July 25, 2021 at 7:48 pm

    Can you talk more about people living a lifestyle of paycheck to paycheck and trying to get out of it? Asking for a friend. 😅

  23. Eric Gebhardt
    July 25, 2021 at 7:48 pm

    #3 you say most rich people (over 51%) come from money. Dave Ramsey says that 93% of millionaires inherited less than $100,000. Those are 2 very different views. Dave Ramsey has thousands of interviews and data to back that up. I'm going out on a limb here but I think you are wrong. I believe (from dave's data) that 93% of millionaires made it on their own. I had over $1M by 40yo and I've only received $7,000 from my family and I will receive NO inheritance. Point: it's more likely to inherit nothing and be a millionaire than the other way around. If you're talking $100M and up, maybe that's a different story.

  24. M Safrons
    July 25, 2021 at 7:48 pm

    The average “millionaire” does not come from wealth. Thats what most people should strove for. Its possible that the average billionaire does. But billionaire isnt a realistic goal for most.

  25. Mirely Kollmannsberger
    July 25, 2021 at 7:48 pm

    Woah. You’re really making me look inward with your advice here. Well done

  26. Anon Ymous
    July 25, 2021 at 7:48 pm

    Thank u Chelsea for such a Great video 👍.

  27. las 125
    July 25, 2021 at 7:48 pm

    I so disagree with your statement about the majority of successful people come from wealth. Look at the list of the riches people in the world.
    They did not come from wealth. Did Oprah or Bill Gates come from wealth?

  28. Veni Vidi Amavi
    July 25, 2021 at 7:48 pm

    ….I have a feeling those friends that caused her to keep up with them by spending, and when she felt she could never say "it's not in my budget", are probably no longer her friends 😂

  29. DC in LV
    July 25, 2021 at 7:48 pm

    Love you Chelsea but on #3 I respectfully disagree. America is still the land of opportunity. That’s why people still want to come to here. Sure coming from money has a huge advantage but most people don’t. Yes, many people work hard for little pay but there are many self made successful people in this country. Of course there are barriers but not so many that prohibit someone who is smart and has the drive and ambition to make something of themselves. Privilege has always existed but the economic opportunity in America is still real. Keep up the great work.

  30. Solid State
    July 25, 2021 at 7:48 pm

    Thank you that you clear the myth that super-rich people are super-good people.

  31. Alberto Garcia
    July 25, 2021 at 7:48 pm

    so many conflicting opinions…lots of people say that most millionaires are self made and lots of people say that they come from wealth…. .. which statistics are using each side of the story???

  32. FreshLook by Katrina
    July 25, 2021 at 7:48 pm

    I am already a member with Audible. Can I still get your monthly offer? and how ? (3 titles, 1 Audiobook + 2 Audible orginal. Please be advised. I appreciated your contents.

  33. Renee Posthuma
    July 25, 2021 at 7:48 pm

    I these videos where we see your face 🙂

  34. Giarrujd
    July 25, 2021 at 7:48 pm

    Chelsea, you are the greatest thing since sliced bread!!!!!

  35. Samantha Burns
    July 25, 2021 at 7:48 pm

    Chelsea tear the bourgiousi class down!

  36. Tolusen Sumi
    July 25, 2021 at 7:48 pm

    You are beautiful.. Really Beautiful

  37. Cara Eskins
    July 25, 2021 at 7:48 pm

    chelsea said income equality.!

  38. Sharlee Shares
    July 25, 2021 at 7:48 pm

    Thank you so much for your videos! You truly have a gift as a teacher and I enjoy learning from your insights. I did want to share with you that some of your information about the statistics regarding wealthy people may be incomplete and you might enjoy reading Everyday Millionaire by Chris Hogan (if you haven’t already). Looking forward to more videos!

  39. A B
    July 25, 2021 at 7:48 pm

    I agree I get more pleasure from knowing I can go and buy something rather than buying it and not having the cash – for non essentials of course!

  40. Su Deng
    July 25, 2021 at 7:48 pm

    Wrong, the most wealthy among us are mostly self made, like bill gates, warren buffet, mark zuckerberg, their families may have been middle class, but they weren't born with a silver spoon in their mouth.

  41. TheMercyme
    July 25, 2021 at 7:48 pm

    Sooo many wise teachings and reminders!! All topics ON POINT! Thank you

  42. Derrick Hall
    July 25, 2021 at 7:48 pm

    Your full of shit! There has been more people that came from a poor family to being a millionaire than there is people that came from old money.

  43. Stephen Shreds
    July 25, 2021 at 7:48 pm

    you are wrong about being born into wealth. yes it happens to some but a lot of people are self made millionaires.

  44. Claudia s
    July 25, 2021 at 7:48 pm

    Hi Chelsea, could you talk about LLC and taxes. I want to start my own business but I am scared and do not know where to start or how