Student Loans Student Loans – “I Owe About $90,000 in Student Loans” | VOA Connect

u-fi-student-loans-i-owe-about-90000-in-student-loans-voa-connect Student Loans – Review

The average monthly student loan payment is about $400 a month in the United States. Eddy Encinales, who used student loans to pay for college, talks to us about the effects of the debt and toll it takes trying to make her monthly payments and plan for her future.

Reporter/Camera: Deepak Dobhal

VOA Connect brings together stories of people across the United States. It’s a place to meet street artists and high tech innovators, and everyone in between.
For more:

SUBSCRIBE for the latest news and updates:

Follow us:

Thanks for watching the Student Loans video!

Watch the Student Loans video on Youtube



  1. H
    July 31, 2021 at 2:25 am

    The only broken thing about the system is that this lady was dumb enough to go 90k into student debt for a worthless degree that got her her 30k job.

  2. J. Settle
    July 31, 2021 at 2:25 am

    ZERO sympathies!

  3. Thanos is Retired
    July 31, 2021 at 2:25 am

    You can also blame the parents who forced their kids into these colleges.

  4. Steven Keller
    July 31, 2021 at 2:25 am

    It's time the United states made failure to pay student loan debt a criminal offense

  5. 魔法少女剩
    July 31, 2021 at 2:25 am

    The ultimate fault is with the person who signed all the loan paperwork.

  6. Jim Cole
    July 31, 2021 at 2:25 am

    Your'e young, you have plenty of time to pay for it. You signed a contract. You have to keep your end of the agreement.

  7. Apex Predator
    July 31, 2021 at 2:25 am

    That why don’t pick a useless major. This isn’t like the 80’s where college is cheap back then you can major anything you want and even still worth go to grad school then. If college cost is up, then your only option is to do STEM because this is where all the highest paying job are these day.

  8. Michael Van Horn
    July 31, 2021 at 2:25 am

    This young woman is an excellent example of why the student loan program needs to be restricted to jobs that are truly economically viable and not allow people to choose to be foolish with their future and the taxpayers money. Here very plan IS TO NEVER PAY THE LOAN BACK IN FULL but to make the minimum payments for the 20 years and pray for debt forgiveness. She still fantasizes about a home, a marriage and children like others fantasize about winning the lottery. If she had learned anything through this process, she didn't, it was she was defrauded and needs to work a minimum of 2 jobs for 5 years to free herself from this SLAVERY. But, no… minimum payments for almost as many years as she has been alive and hope for loan forgiveness.

  9. Shuaib Ahamed
    July 31, 2021 at 2:25 am


  10. Shuaib Ahamed
    July 31, 2021 at 2:25 am

    Funny that you dont see any engineering major in these types of videos

  11. Donald Badowski
    July 31, 2021 at 2:25 am

    She makes $31k a year. Note that this video doesn't say what degree in what subject she has.

  12. Ralphie Man
    July 31, 2021 at 2:25 am

    Ya…sure is "unfair" when you sign a financial commitment with the PROMISE to pay it back. Ohhh….that "play now, pay later" mentality. Pay up dummy.

  13. Arslan Malik
    July 31, 2021 at 2:25 am

    So she owns 90,000 to pay her debt for a degree they didn't say for as we know she may got a useless degree or she got a good degree and she is not working hard to pay off her debt . She could have went to a community college then transfer other school or stay at community college . Do any of these people do even any research ? And I bet she is one of does people who wants the government to give college debt free . By free its going to the American tax payer so there you go ? Look it does suck for her bad people but alot of these should have been fix years ago . How is america known for the best army doctors and biggest place to do deals an it can't fix it's education system

  14. Harpy
    July 31, 2021 at 2:25 am

    get a job and pay it off duhhh

  15. Solo Leon
    July 31, 2021 at 2:25 am

    Yes the system is broken. Stop lending money to people going after political science degrees or drama or language. STEM only.

  16. Hank Tomas
    July 31, 2021 at 2:25 am

    Never hook up with someone with a student loan. avoid them as much as possible.

  17. Rob Donaldson
    July 31, 2021 at 2:25 am

    Imagine that.. #biden backs out from his $10K student loan payout campaign promise! Lying #demorat

  18. Elaine Dang
    July 31, 2021 at 2:25 am

    I went to school and owed 220k…so I buckled down and work 6 days a week and paid it all off in full last year. Did I suffer? Yes! Did I get tired? Yes! Did I take responsibility for my education? HELL YES!!! I am in my mid 30s and is completely debt free!!!!!!! Bring it 2021 and beyond.

  19. Liliy White
    July 31, 2021 at 2:25 am

    I noticed you didn't say what your major was.

  20. Renato Warrens
    July 31, 2021 at 2:25 am

    90k for studies?

    Wtf are they giving golden books and elite teachers?

    Get an education in europe.

    You can get a master in whatever for like 15k-30k depending on what sector you go for.

    No wonder many Americans don’t do college or drop out and go get whatever job they can get.

    Who wants 100k debt for a peace of paper 📝

    I rather work from 18-25
    Save the money and invest it good.

    Or leave college at 25 with a piece of paper that guarantees nothing, and have a massive debt on top of it.

    They don’t teach kids shit except the American dream…

    Which is a big lie to make slaves for life 👌🏻

  21. Fernando Vazquez
    July 31, 2021 at 2:25 am

    Lmao did she say she wants to go to grad school?

  22. Math is not for the faint of heart
    July 31, 2021 at 2:25 am

    I couldn't catch HOW she got 90K in student loans. I mean, is she a medical doctor? Didn't seem like. 2 years of community college followed by 2 years of state school does NOT give you an undergrad worth 90K in debt. And that's the moment to pick up a job and then work towards a Master's part time? I mean, that's how I did it. There is lack of detail.

  23. Victor
    July 31, 2021 at 2:25 am

    Just learn some Polish, French, Spanish etc., renounce your citizenship, and move over to Europe.

    You are very educated so you would do well in Europe.
    I would say as long as you have paid 45k back you have more than enough morally. What is 90k for??

    After a couple of years the statute of limitations comes in to play. If for whatever reason you want to move back you suddenly have a clean slate.

  24. Paul Henry
    July 31, 2021 at 2:25 am

    She went to an expensive school to earn a little over $30k a year; she obviously didn’t learn that much.

  25. divineway
    July 31, 2021 at 2:25 am

    I wish this young lady the best. You idiots in this comment section… I can tell y’all have no life.

    Most people who attend college wouldn’t be able to finish without taking out any loans. Most decent paying jobs require some sort of training or degree. There’s no need to shame her bc college shouldn’t be this expensive. PERIOD.

  26. laki666ify
    July 31, 2021 at 2:25 am


  27. The Joy Of Soy
    July 31, 2021 at 2:25 am

    Just look at all the "Educated" "Strong" and "Independent" women on that line. My gosh, ladies. When are you ever going to learn, and stop majoring in BS degrees? And that your "education" and " career" isn't the most important thing in your life. I know you was sold a bill of goods by the left and FEMpowerment,but holy cow! How many poor decisions must you make to finally realize you'd been had? You brag about "How smart and educated you are" and how "I can't date that guy. He's a plumber who never went to college. I have my masters in underwater African American art" Meanwhile the man is financially well off, no debt, and here you are making minimum wage,drowning in debt and complaining to Daddy government for a bail out. NO!!!
    Live with the consequences YOU choose to make. That is your punishment. No one is coming to save you. I have zero pity,because when you are presented with the facts, you are the must arrogant know it all pieces of trash that do not deserve sympathy.

  28. Philip Petty
    July 31, 2021 at 2:25 am

    And now good American farmers, workers and service workers, who never went to college, are going to pay higher taxes to give her a free pass. Where's the responsibility she should have learned in college ?

  29. Linda Adams
    July 31, 2021 at 2:25 am

    I didn't know I had it in me to pay my loan off in 5 years but I became driven because of the interest I was paying.

  30. Amanda Smith
    July 31, 2021 at 2:25 am

    Heard of this dude scotthacks100__ on instagram? He helped me and a friend delete most of our negative items also get a loan he is fast and reliable reach out to him if you need something fast to be removed