Student Loans

Student Loans Texas – What Are Fannie Mae and Freddie Mac's Guidelines On Student Loans! For First Time Home Buyers 2020 🏡


Student Loans Texas – How to Choose

Clearly I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 46 states for purchase and refinances. Here is how to contact me:
1) Book a call with me:
2) Apply for a mortgage now at If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637
3) Call me 707-478-0637

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Jennifer Beeston, SVP Mortgage Lending, Guaranteed Rate, Inc.
Top 1% in the nation 2016-2020

*Proudly Offering Purchase Loans + Refinances in, Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusettes, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Texas, Vermont, Virginia, Washington, Wisconsin, West Virginia and Wyoming.

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State License Numbers: AK – AK247743, AL – 72998, AR – Licensed, AZ – 1007541, CA – CA-DOC247743, CO – 100516570, CT – LO-247743, DC – MLO247743, DE – MLO-247743, FL – LO66900, GA – 70357, HI – HI-247743, IA – 33839, ID – MLO-2080247743, IL – 031.0054184, IN – 41478, KS – LO.0039219, KY – MC717200, LA – Licensed, MA – MLO247743, ME – Licensed, MI – 247743, MN – MN-MLO-247743, MO – MO-247743, MT – 247743, NC – I-189119, ND – NDMLO247743, NH – Licensed, NM – Licensed, NV – 66544, NY – Licensed, OH – MLO-OH.247743, OK – MLO20600, OR – 247743, SC – MLO – 247743, SD – MLO.08498, TN – 205478, TX – Licensed, VA – MLO-40552VA, VT – VT247743, WA – MLO-247743, WI – 247743, WV – LO-247743, WY – 8203

Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403

GR NMLS ID #2611

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

Jennifer Beeston, Guaranteed rate, mortgage lending, first time home buyer, real estate, VA loan first time home buyer, first time home buyers tips and advice, first time home buyer tips, first time home buyers, mortgage broker, mortgage rates, VA loans, VA mortgage, VA loan explained, VA loan for investment property, VA home loan, how VA loans work, VA home loans, VA home loan process, VA loans 2020, mortgage rates 2020, VA loans explained, VA loan, Freddie mac, fannie mae and freddie mac, Fannie Mae, housing, mae, Fannie Mae guidelines, mortgage, mortgage update, mortgage broker, first time home buyers, first time home buyer tips, how to buy a home, how to buy a house, student loans, student loan debt, student loans debt, paying off student loans, dave ramsey, student loan, student debt, the dave ramsey show

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  1. daflipboi4u
    July 30, 2021 at 6:21 pm

    Can you please help me buy a house? I was told by a loan officer friend that I need to "pay off" my student loan before considering buying a home for the first time 😭

  2. AsIs2884
    July 30, 2021 at 6:21 pm

    Wow ok so fha will be a definite no for me!

  3. Nicole T. Rainer
    July 30, 2021 at 6:21 pm

    Does FHA accept an Extended Graduated payment plan if that payment will payoff the loan in 25 years?

  4. Guillermo Saldana
    July 30, 2021 at 6:21 pm

    Are you licensed in Georgia?

  5. Goddess Of Light Magee
    July 30, 2021 at 6:21 pm

    I need a lender in Mississippi my debt is $103/month. Student loans on IBR w/$0 monthly payment. Thanks

  6. kelvin scott
    July 30, 2021 at 6:21 pm

    They removed 17 hard inquiries, 7 delinquent accounts, and deleted all negative items weighing down my credit score which boosted my credit from 534 to 805 in just two weeks and they added AU tradelines on mt credit profile which posted on my credit just under 48hrs after score has gone up. Thanks to versatile credit patchup(search them on google). I really appreciate this, I promise to keep recommending (versatilecreditpatchup)dotcom to people in need of similar help regarding credit repair and tradelines etc THEY ARE THE SAVIOR!

  7. Wm Covington
    July 30, 2021 at 6:21 pm

    Should I do a new 25 year consolidated student loan? There is a smaller monthly payment. Or do an income based repayment to get it counted?

  8. Cindy Zuniga
    July 30, 2021 at 6:21 pm

    Is it the same for in-school deferment?

  9. Terrin Lawrence
    July 30, 2021 at 6:21 pm

    Thank you! I’ve been running my DTI in different scenarios with these CRAZY student loan guidelines.

  10. naughtyorgneiss
    July 30, 2021 at 6:21 pm

    If our federal student loan isn't in forbearance, will they take the actual amount in the calculations? Or is it always 1%/0.5%? My payment is currently 0.33% so I'd hope they'd take that instead of assuming 1/0.5% Great video as always Jen.

  11. CPSeymoursSeed
    July 30, 2021 at 6:21 pm

    Best explanation I’ve heard

  12. Kiki Kirksey
    July 30, 2021 at 6:21 pm

    What about if you’re currently in school? I heard that student loans aren’t calculated with in school deferments but not sure how accurate that information is.

  13. M Nuur
    July 30, 2021 at 6:21 pm

    @1:17 Queen lool

  14. Pat
    July 30, 2021 at 6:21 pm

    What happens on your pre-approval on a new build and the completion date is 6-8 months away? These builders want a pre-approval before they put you on the waiting list. What is the earliest you can lock in your rate? A 2.5% rate today might be 3.8% in 6-8 months when the build is finished and your ready to close.

  15. Andrew Tiffanie Spaulding
    July 30, 2021 at 6:21 pm

    Looking forward to tomorrow’s discussion for VA and student Loans 😊

  16. tankercrewchief
    July 30, 2021 at 6:21 pm

    Jen rockin’ the Aloha print!!! 🔥🌺