38 Comments

  1. Austin p.b
    July 23, 2021 at 8:08 pm

    Is it available for internationstudents?

  2. 이신우
    July 23, 2021 at 8:08 pm

    Thank you College Money Mom!! Helpful and thoughtful!

  3. danielle guardado
    July 23, 2021 at 8:08 pm

    I'm a bit confused… 4 yrs (1460 days) + 6 months grace period (180) = 1640 days?? Am i doing something wrong?

  4. Natalia Camargo
    July 23, 2021 at 8:08 pm

    Thank you!
    this is was very helpful

  5. Mason Lariviere
    July 23, 2021 at 8:08 pm

    Are you able to start repaying the loan immediately or do you have to wait until you graduate?

  6. raegan butterfly
    July 23, 2021 at 8:08 pm

    Gonna show this to my future students because I had no one to show or explain it to me.

  7. Hannah Chang
    July 23, 2021 at 8:08 pm

    this really just stressed me out more

  8. Shyne
    July 23, 2021 at 8:08 pm

    Thank you finna pull this loan for a new Beamer 💯

  9. Dami Diamond
    July 23, 2021 at 8:08 pm

    Thankx for the information

  10. carla williams
    July 23, 2021 at 8:08 pm

    Very clear, thanks

  11. nora okeke
    July 23, 2021 at 8:08 pm

    Wow! Well explained. I wish you are my teacher. Thank you ma

  12. nathesamurai
    July 23, 2021 at 8:08 pm

    so my school is offering me $41,000 which cuts my cost down to $13,000 per year and I am terrified because my family is not showing any sign of wanting to pay.they said community but the community college does not have my major. i am trying to apply for last minute scholarships (it being late May and all) and i am trying to consider whether or not student loans are worth it and where to look. if anyone can please help me that would be great bc i am having breakdowns from the panic and worry my family is causing me.

  13. Len Espi
    July 23, 2021 at 8:08 pm

    How much interest would I pay if I pay the interest before classes begin?

  14. Patrick Monroe
    July 23, 2021 at 8:08 pm

    So unsubsidized is money that you have to pay back and Subsidized it money you don’t have to ?

  15. Veronica Cabrera
    July 23, 2021 at 8:08 pm

    The president of” the greatest nation in the world” announced a temporary postponement of payment on student loans and interests for 60 days due to the Coronavirus crisis. March 2020.
    https://youtu.be/FgB_aUqdNyM

  16. Andrew
    July 23, 2021 at 8:08 pm

    4 years + 6 month grace period is actually not 1550. 4 years = 1460 and 6 month = 180

  17. Rony Francisco
    July 23, 2021 at 8:08 pm

    Subsidized it is, Thank you

  18. keita sekou
    July 23, 2021 at 8:08 pm

    Cristal clear. Thanks a lot

  19. Kai Evans
    July 23, 2021 at 8:08 pm

    Much appreciated! 🙂

  20. Rachel Ruiz
    July 23, 2021 at 8:08 pm

    😨😨😨😨🤓

  21. Manuel Román Sánchez
    July 23, 2021 at 8:08 pm

    That’s fucking horrible.

  22. C J
    July 23, 2021 at 8:08 pm

    This was very helpful! Wish I knew this before I got my student loans!

  23. Rebecca Fuentes
    July 23, 2021 at 8:08 pm

    Thanks, mom. <3

  24. Alberto Gaspar
    July 23, 2021 at 8:08 pm

    I needed this

  25. Dee M
    July 23, 2021 at 8:08 pm

    its suicide this interest.

  26. Dee M
    July 23, 2021 at 8:08 pm

    OMG……I HATE INTEREST on my loans I HATE MY LOANS. I WISH I CAN SCREAM OUT TO THE WORLD. I DONT EVEN MAKE ENOUGH MONEY TO RENT AN APARTMENT OF 600 A MONTH. I am an assistant teacher and I only make 18,000 a year before taxes… Im so mad about it and I think about it every day. AHHHHHHHHHHHHH

  27. BoW Skittlez
    July 23, 2021 at 8:08 pm

    Error at 2:33. .52 cents is incorrect. Shouldn't it be $.52? or 52¢?

  28. Tom Laureys
    July 23, 2021 at 8:08 pm

    Do a calculation on how much money you would have if you choose not to go to college and work for those four years instead and save every dollar that you earn in those four years and invest it. How much money will you have in 4 years at the time that your friends are graduating college? Now continue the calculation with you adding to that investment for the next 20 years while your college graduate friends are making that same payment to pay off their student loans. At the end of the entire 24 years you will see that the 42 year old college graduate just finished paying off their debt and is now ready to start investing starting with $0 accumulated so far in their life. Meanwhile the 42 year old high school graduate is a very wealthy person.

  29. Rolling Thunder
    July 23, 2021 at 8:08 pm

    In (some) cases, public servants in charge of giving out the loans, also give out license to teach, to their shady friends, who then rip you off. They split the profits, and keep you in debt with a worthless scam education. Be careful. Avoid hooked noses.

  30. Kylynn Smith
    July 23, 2021 at 8:08 pm

    Since my mom didn't want to put her on fafsa. I was looking forward to unsubsidized loans but I don't want to have to pay interest😐 afterwards.

  31. Troy Body
    July 23, 2021 at 8:08 pm

    Ya. I got 4 years and 3 months. Wha happon?!

  32. Troy Body
    July 23, 2021 at 8:08 pm

    How did you get the 1550? I kee[ getting 1642.5. Where am I going wrong?

  33. Giovanni Holiday
    July 23, 2021 at 8:08 pm

    She Explained It Really Nicely

  34. Pedro Martin
    July 23, 2021 at 8:08 pm

    Great video, thank you for this.

  35. Oscar Ramos
    July 23, 2021 at 8:08 pm

    So is better to try and use (if possible) the unsubsidized loan in your last year or semester of college to prevent interest accumulation?

  36. Mista
    July 23, 2021 at 8:08 pm

    Thank you I ain't fucking with loans lmao

  37. Trevor Hardwick
    July 23, 2021 at 8:08 pm

    Thanks, mom!

  38. BrooklynSpeaks
    July 23, 2021 at 8:08 pm

    No wonder students default.