Student Loans

Reddit Refinance Student Loans – LAWYER EXPLAINS | How I paid off $200k+ of student loans in 2 years

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Reddit Refinance Student Loans – Best Deal Right Now?

Refinance Your Student Loans – APPLY TO BOTH to compare rates!
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I graduated from law school with over $200,000 in student loans. This video details exactly how I paid them off in under 2 years (exact numbers!) and my tips for how you can pay of your student loans faster.

Remember that refinancing your student loans isn’t always the best option, since you will lose many federal loan protections, so please research first before making a decision.

Download my free Budget & Expenses tracker: https://bit.ly/3aTYOrJ

I graduated from law school with over $200,000 in student loans. I wanted to give you the strategies I used to pay off the student loans faster, save interest, negotiate down interest rates, and budget and keep track of expenses. In this video I also talk about refinancing student loans, why I chose to refinance mine, and how I saved money by refinancing.

The biggest thing to keep in mind is to actually set a payoff date. My other student loan video, which you can watch by clicking the link below, talks more about the process for setting a payoff date.

HOW I PAID OFF MY STUDENT LOANS IN 4 STEPS: https://youtu.be/t303xZd0Afg

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About ME:
Hello! My name is Erika Kullberg. I’m a lawyer by profession, but my passion is personal finance. After I graduated, I had over $200,000 of student debt, so I made it my mission to dive into everything personal finance-related, so I could equip myself with the tools to pay off the student loans as quickly as possible. I ended up paying them off in under 2 years, and now it’s my passion project to share with you all of the strategies I’ve used to pay off my student loans, increase my net worth, credit card hack (travel on points), invest, house hack (invest in real estate), build passive income streams, and more. I hope you’ll join me—I’ll have a new video filled with valuable personal finance tips every Tuesday!

📮 LET’S CONNECT!
SUBSCRIBE to my channel
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NOTE: This description contains some affiliate links, meaning that I may earn a minimal commission if you click through and use these links (at no additional cost to you).

Disclaimer: I am not a financial advisor. Although I am a lawyer by profession, I am not your lawyer and no attorney-client relationship is established with you in any way. This video, and the ideas presented in it, are for entertainment purposes only and should not be construed as financial or legal advice.

Thanks for watching the Reddit Refinance Student Loans video!

Watch the Reddit Refinance Student Loans video on Youtube

33 Comments
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33 Comments

  1. Christine Pascual
    July 30, 2021 at 10:17 am

    Well done

  2. Loulou Waters
    July 30, 2021 at 10:17 am

    Wow! You really have a passion for helping others! This video has inspired me to have a game plan before I graduate (senior)😁! Great content👍🏾

  3. apposeed
    July 30, 2021 at 10:17 am

    inspiring! i have 200k student loans as well.
    what percent of your takehome pay were you putting into repayment each month?

  4. Living Simply Abroad
    July 30, 2021 at 10:17 am

    Love your negotiations! Inspiring.

  5. uberninjajaja
    July 30, 2021 at 10:17 am

    Yes

  6. Changing Times Music
    July 30, 2021 at 10:17 am

    It’s an absolute crime that higher education is not free in the United States… but I’m guessing that is by design. 😑 The lost potential is incalculable …

  7. Kelvin Chu
    July 30, 2021 at 10:17 am

    Didn't think about negotiating… I'll definitely be doing that once I refi my student loans!

  8. Lissa Lev
    July 30, 2021 at 10:17 am

    Amazing video!

  9. Kavya Thota
    July 30, 2021 at 10:17 am

    Aren't variable interest rates risky since they can shoot up whenever??

  10. Bruce Ma
    July 30, 2021 at 10:17 am

    Good job. You don't know how much this really saved you over your life. Yeah, you saved 75k in interest, but what can that 75k earn over 7 or 8 years. You probably netted 200 to 300k after 8 to 10 years with your smart choices. Good job.

  11. Forward Growmentum
    July 30, 2021 at 10:17 am

    I have about $55 k in student loans from my Bachelor's degree and hoping to go back for a master's… in an unrelated field. lol I didn't know much about refinancing or re-refinancing. Now I'm excited and feel like by breaking it up into the individual loans, I can do this! Maybe I'll pay off my car first though, haha Thanks!

  12. Jennifer Thomas
    July 30, 2021 at 10:17 am

    Amazing. Super helpful tips!

  13. Tracy Miller
    July 30, 2021 at 10:17 am

    Great job!

  14. Our Pure Joy and Lifestyle
    July 30, 2021 at 10:17 am

    Thank you!

  15. Nathan Grimes
    July 30, 2021 at 10:17 am

    Good job!

  16. Becky Webb
    July 30, 2021 at 10:17 am

    You’re amazing!

  17. Esther Ch
    July 30, 2021 at 10:17 am

    Great inspiration. Thank you, Erica.

  18. Erica & Carlos Hernandez
    July 30, 2021 at 10:17 am

    Awesome! I will try to refinance my loans now!

  19. MT Hernandez
    July 30, 2021 at 10:17 am

    I gave my last student loan payment today and it feels AMAZING!

  20. Marlene Kaplan
    July 30, 2021 at 10:17 am

    Kudos to you. Good job!!!

  21. Brian R
    July 30, 2021 at 10:17 am

    I paid off my first house and bought another house double the price of the last and want to do it again. How much did you make paying off your Dept in those two years?

  22. W Wilson
    July 30, 2021 at 10:17 am

    woo hoo

  23. Kendra Sanderson
    July 30, 2021 at 10:17 am

    This is great advice

  24. Jim Untiedt
    July 30, 2021 at 10:17 am

    Yes! Fantastic video…

  25. Denise McConnell
    July 30, 2021 at 10:17 am

    Thanks for the great advice

  26. Pia Kormann
    July 30, 2021 at 10:17 am

    You are pure motivation yourself! I fortunately don't have to pay back that much of a student loan, since in my country, going to college ist more or less sponsored…. anyways, I watched your video until the end cause you made it so interesting and fun to watch! Your long research was obviously worth it and turned into that amazing video! THANK YOU!!!

  27. M. Honey
    July 30, 2021 at 10:17 am

    great video!!!

  28. BarbE
    July 30, 2021 at 10:17 am

    Thank you so much for this info

  29. A M
    July 30, 2021 at 10:17 am

    👍

  30. Brian Young
    July 30, 2021 at 10:17 am

    You are rather clever. And pleasant. Subscribed.

  31. Black Grandpa
    July 30, 2021 at 10:17 am

    Yes 👍…I love your channel very informative 👏 👍

  32. Kia Lighvani
    July 30, 2021 at 10:17 am

    Yes 🙂

  33. bluesanyu Films
    July 30, 2021 at 10:17 am

    Yes Yes Yo.. Mic check..