Student Loans

Does Paying Student Loans Build Credit – How Do I Tackle My Student Loans?


Does Paying Student Loans Build Credit – Highest Rated?

How Do I Tackle My Student Loans?
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  1. Fish819
    July 27, 2021 at 10:55 am

    Sounds like the John Kotter model may have factored into the idea of paying the smallest debts off first? Giving you "short term wins" to keep you going forward.

  2. Clayton Malcomb
    July 27, 2021 at 10:55 am

    I like the philosophy and I’m usually 100% on board with the debt snowball but I don’t like that there was ZERO consideration of the caller’s interest rates on each of those loans…

  3. kat kapitalism
    July 27, 2021 at 10:55 am

    Oh hes a real genius. I was doing the snowball method before I even heard of this guy. Its called basic math. Of course today these morons need to hear it from some conman who went bankrupt and created his own religion in his tailer park. gullible.

  4. Alan
    July 27, 2021 at 10:55 am

    I turned 84 years old today, I will finally have my student loans paid off in just 78 more years, I'll be 162 years old.

  5. Selena
    July 27, 2021 at 10:55 am

    I don't have any other debt than the student loan.

  6. Alexander A
    July 27, 2021 at 10:55 am

    I will have Biden get rid of my loans!!

  7. mycobrahatesyou
    July 27, 2021 at 10:55 am

    don't worry son, old man biden will be stealing my money to pay your loans and will call it 'forgiveness'.

  8. Ngozi E.
    July 27, 2021 at 10:55 am

    Student loan debt is crippling my word! On my channel I shared how I got 3 free degrees. I wish more people knew about ways to fund school!

  9. Shadwell
    July 27, 2021 at 10:55 am

    The caller sounds like Mr Rogers

  10. Eimmij Jones
    July 27, 2021 at 10:55 am

    There is no way I am going to successfully pay off $150k …. if anyone has the answer, please share!!!

  11. chasity
    July 27, 2021 at 10:55 am

    How do I take out student loans if I’m poor? Someone pls answer

  12. HaydenKink
    July 27, 2021 at 10:55 am

    Nearly $100k in student loans here.. and about $22k saved up. No other debt but I'm going to keep saving while these loans are on deferred payments with 0% interest.

  13. G R
    July 27, 2021 at 10:55 am

    I have $80k in student debt. Refinanced to extend loan repayment period to 20 years and have the lowest monthly payment. Decided I would rather put all my extra income into the stock market to earn money and pay my debt off faster. With loan interest rate at ~4.5%, and my current profit of 200% in the stock market, that decision has currently been beyond worth it.

  14. Annie Alexander
    July 27, 2021 at 10:55 am

    Wow! You have $50k in student debt but you have $11k in savings and not smart enough to have put that savings on his car payment each week.
    See why people make fun of college students?

  15. Flis Finance
    July 27, 2021 at 10:55 am

    I like that snowball idea is safer and the guy is really doing the math, maybe tackling the highest interest one first is the right idea for him

  16. james samuels
    July 27, 2021 at 10:55 am

    my wifes son has 57000 school loans has a degree in art can draw everything but a pay check

  17. Lee_CPA
    July 27, 2021 at 10:55 am

    The guy never stated his income, at least on the air. The $51k was the amount of student loans. Dave likes to throw statements out there such as "you can pay off the $40k balance in 18 months (on a $50k salary)". Maybe if this guy is living at home with Mom and Dad, otherwise, a little thing called living expenses comes into play. But, this guy sounds like he has the correct attitude about this debt and should be ok.

  18. William Waters III , MBA
    July 27, 2021 at 10:55 am

    Hello Rachel and Dave,
    I am to the point of paying off my student loans. I have total of 130k.could you give me a step by step or loan by loan how I should do this starting with my smallest of 1100 and largest of 26k. So in order, 1100, 2000, 2200, 3500, 3500, 3700, 4150, 4600, 5100, 5300, 5800, 6000, 6400, 10,700, 11,300, 11,600, 17,000, 26,000.
    18 loans total. Yearly income is 70k.

  19. Riverdale tales
    July 27, 2021 at 10:55 am

    At least it’s not 100k .

  20. Adnan Ali
    July 27, 2021 at 10:55 am

    I was in his shoes 2 years ago with $50k owed. Had to make a hard choice and sell my Dodge Charger Hellcat that I loved so much but definitely shouldn’t have bought 😞, for which I got about $9k in equity from the dealer, put that all towards the loan, consolidated it all and refinanced to a single 5% rate and then made an effort to save $500/mo to pay towards it on top of the monthly payments. The balance is presently at $19k and I just refinanced it again at 3.3% since interest rates have dropped across the board recently.

  21. BucketMouthBass
    July 27, 2021 at 10:55 am

    It’s too bad that Rachel is married

  22. F. Rick Herr
    July 27, 2021 at 10:55 am

    How to tackle your student loans:

    Wearing shoulder pads are a good start.

  23. Sami -
    July 27, 2021 at 10:55 am

    He is not going to pay the smallest loan with the savings

  24. Estrella Estrella
    July 27, 2021 at 10:55 am

    Made my first payment to my student loan today as a Christmas present! Left $1,000 for my emergency fund and paid $2,000. Feels so good! I haven’t finished my masters yet and am not required to make payments yet but I’m committed to getting rid of my debt as soon as posible and not take any other loans!

  25. J.A BobbieDoll
    July 27, 2021 at 10:55 am

    I paid off my student loans in November and my credit score did not change at all🤷‍♀️. I do not understand. Other people said their credit score shot up by 50 points

  26. mjojco
    July 27, 2021 at 10:55 am

    Work to earn money. Send money to lender. Continue sending money until loans are paid. You're welcome.

  27. Austin Beck
    July 27, 2021 at 10:55 am

    Go Hokies!

  28. CB
    July 27, 2021 at 10:55 am

    If this caller is a saver and doesn't need this "psychological boost" Id go with the debt avalanche. Since he is young Id start investing while tacking the the debt using the debt avalanche. Investing while young and getting compound interest working for you is critical. You can never get that time back!

  29. 4UCESO
    July 27, 2021 at 10:55 am

    My only debt is 65k in student loans. My payoff timeframe is between 1-2 years.

    I work FT time during the weekdays, but just started a PT 7 days a week newspaper delivery, PT DoorDash during the weekends.

    Pray For Me 🤣