Stock Market

Vanguard Institutional Total International Stock Market Index Trust – Why Not Just Go All in On VTSAX Vanguard’s Total Stock Market Index Fund? – YMYW Podcast #257


Vanguard Institutional Total International Stock Market Index Trust – How to Choose

Today on Your Money, Your Wealth® podcast episode #257 with Joe Anderson, CFP® and Big Al Clopine, CPA: the Vanguard Total Stock Market Index Fund (VTSAX) comes very highly recommended by JL Collins in his book, The Simple Path to Wealth. So why not put all your money into it? Plus, Joe & Big Al answer your questions on the 4% rule for retirement withdrawals, what to do before and after age 59 and a half, whether to invest in the Roth or traditional thrift savings plan (TSP), and of course, Roth IRA conversions. Send in your money questions, read the transcript & access free financial resources:

00:48 – Why Not Just Go All in On VTSAX?

08:29 – If I Retire With $1M and Take a 4% Distribution Starting at 65, Why Would I Run Out of Money If I’m Not Touching the Principal?

14:19 – Should I Invest in the Roth TSP or Traditional TSP?

20:42 – Penalty-Free Withdrawals Before 59.5?

22:48 – What Should Retirees Do at 59 and a Half?

25:30 – No Tax on 401(k) Withdrawals in IL – Should I Ignore the Roth?

28:50 – Should I Convert More to Roth?

34:40 – I’m 24, Making $103K Self-Employed, Maxed Retirement Accounts. Should I Do Roth Conversion from Solo 401(k) to Roth IRA Now?

38:36 – Should We Do a Roth Conversion? (Will, Philadelphia, PA)

41:02 – Can I Recharacterize Roth to Traditional?

42:50 – Form to File for Estimated Tax Payments When Conversion Spikes Income?

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• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor.
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• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
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