Mortgage Company Reviews

Union Home Mortgage Review – Explaining Manual Underwriting on VA Loans

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Union Home Mortgage Review – Most Popular?

Chris Birk, Director of Education at Veterans United Home Loans, breaks down the manual underwriting process.

One of the biggest benefits of the VA loan program is that veterans who’ve hit a rough financial patch can still qualify for a mortgage. But lenders will need to take a closer look to ensure you can handle the responsibility of a monthly mortgage payment. In these cases, you may hear a loan specialist say that your loan will need a “manual underwrite” or to be “manually underwritten.”

Time Stamps
0:30 – Purpose of Manual Underwriting
1:39 – Manual Underwriting Requirements
2:28 – Verification of Rent

Watch the entire VA Loan Guide to Homebuying here: https://www.youtube.com/playlist?list=PLqOgmUZWNUP76GpMSbXTx-KNfJljUSUFk

Learn more about the manual underwriting: https://www.veteransunited.com/education/

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#ManualUnderwriting #VALoan

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2 Comments

  1. Kendra C
    July 25, 2021 at 11:13 pm

    Going through the process of having to get premission from the trustee and I just can’t help but be nervous 😬

  2. Tim Melton
    July 25, 2021 at 11:13 pm

    Mmmmm, 🤔 I think, 1st I buy dog ?