Mortgage Company Reviews

Stcu Mortgage Rates – Are credit unions better than big banks?


Stcu Mortgage Rates – How to Choose

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Only 27% of Americans have confidence in banks, but what are your other options? Check out the pros and cons of keeping your money with your big bank.

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  1. DanScoob
    July 23, 2021 at 10:20 am

    Several credit unions are leaving shared branching now because it’s spendy and underutilized. The ATMs are usually still part of the CO-OP so you’re never without cash and usually always have a place to deposit.

  2. Cristian Gomez
    July 23, 2021 at 10:20 am

    Is that where celebrities go? Lol whether you're in the movie business or TV actor so on and so on

  3. Jackson Lebaron
    July 23, 2021 at 10:20 am

    Read "The Creature From Jekyll Island" to get further information on this.

  4. The Car Data Vault
    July 23, 2021 at 10:20 am

    Navy Federal Credit Union, the best banking institution I have ever had.

  5. Jason Helina
    July 23, 2021 at 10:20 am

    Thanks to everyone who posted @smithjuli on telegram, just received my credit card from her thanks ma’am

  6. PHXGlock
    July 23, 2021 at 10:20 am

    I gave up the big Banks in 2010. Never going back

  7. Carl Lelandt
    July 23, 2021 at 10:20 am

    I like the smaller scale of most credit union operation. When inside, there's hardly ever a line. Been using credit unions since 1980. Regarding size, and way off-topic, but I don't use US Post Office. I quit renting US Postal boxes in 1985. I use a private mail box service, and I love it!! A "Ma and Pa" type owned, not one of the franchise chain mail businesses. Doesn't cost hardly much more than having a conventional rented US postal box. But the private service accommodates UPS, FedEx and any other shipping/delivery services. as well as send/receive faxes. My mail, communications and all parcels are totally safe until I pick 'em up!! And everybody (all four employees) knows me there!! And there's nice copy machines I can use for cheap.

  8. Knuckle_Bump
    July 23, 2021 at 10:20 am

    You should discuss state charted bank and how they are affected if the federal goverment declares a "Bank Holiday."

  9. Jermaine Gaddy
    July 23, 2021 at 10:20 am

    Employed by these credit unions ain't that about a bitch being a member that don't exist

  10. Taylor Armour
    July 23, 2021 at 10:20 am

    I soon will be leaving America Bank of America

  11. Pipe Smoking Deputy423
    July 23, 2021 at 10:20 am

    EVERYONE BE AWARE OF INTERNAL THEFT at BBT/Truist 203 Broyles Drive in Johnson City, TN. I recently had a teller steal a $100 bill on a deposit at that location. After an “internal investigation” a representative/manager from BBT/Truist told me they never “received the cash.” #BBT#Truist#SunTrust

  12. Patrick Berry
    July 23, 2021 at 10:20 am

    I haven’t used a bank for 30 years. My credit union has excellent digital tools. I can do everything I need to do from their mobile app.

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    July 23, 2021 at 10:20 am

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  14. K C
    July 23, 2021 at 10:20 am

    this video was terrible little to no information on which is BETTER

  15. ReiAyanami8
    July 23, 2021 at 10:20 am

    Okay, now THAT I didn't know. One of the reasons I've reluctant to leave MT is because I'm part of a credit union here. But there's a chance I could potentially still use it if I move back home to AZ? Nice.

  16. BM8975
    July 23, 2021 at 10:20 am

    Dealt with big banks for years. Switched to a Credit Union after Bankrupt America annoyed me and never looked back. Now have 2 accounts at 2 different CUs

  17. Thalia Horta
    July 23, 2021 at 10:20 am

    I don’t know their difference

  18. Medic311
    July 23, 2021 at 10:20 am

    the typical credit union is trash. outdated systems, slow bill pay, slow check deposits, crappy apps, bad websites, you name it. you are better off just using Ally Bank or Capital One Online Bank. Capital One Bank is the best of both worlds, b/c you can get local banking functionality at Capital One ATMs in Target stores where you can make deposits

  19. Christian Valdez
    July 23, 2021 at 10:20 am

    Thanks a lot for your videos. They are helpful 🇪🇨

  20. Pïnned by A Chain of Blocks
    July 23, 2021 at 10:20 am

    A lot of people with high IQs are terrible investors because they've got terrible temperaments. You need to keep raw, irrational emotion under control

  21. Daniel Roman
    July 23, 2021 at 10:20 am

    If a credit union goes bankrupt will I also go bankrupt

  22. Dan
    July 23, 2021 at 10:20 am

    I have tried, TRIED to use credit unions. But they can't compete on so many things. When debit cards were new, it took my CU years to implement them. Plus all the fees associated with "out of network" ATMs were murder. Then, there's the interest rates. When I went to get a mortgage, I went to a credit union first… they offered me a rate 3x what I was able to get from a big bank through a mortgage broker. And that's tens of thousands of dollars difference! Savings account rates? I have an online-only account with a big bank that gives me 0.5%, better than anything I've seen from CUs since 2002. Then, there's the customer service. I've had a couple of fraud issues over the years, and my big bank has been there 24/7 to put stops on my card. Credit unions? Maybe M-F 10-4 if you're lucky.

    Of course big banks are evil, but in my mind, they're a necessary evil unless you're okay with being ripped off in numerous ways.

  23. Feef
    July 23, 2021 at 10:20 am



  24. Manila Noakes
    July 23, 2021 at 10:20 am

    These days there is not much difference between banks and credit unions regarding loans and investment savings. Banks have to pay dividends to shareholders and are always under scrutiny. Credit unions do not so where does all the money go?

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    July 23, 2021 at 10:20 am

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    July 23, 2021 at 10:20 am

    Not even a million views. Uncommon knowledge I’m guessing

  29. Itali's Life
    July 23, 2021 at 10:20 am

    I felt like funds from my chase account kept going missing.

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    July 23, 2021 at 10:20 am

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  35. 420 Smoka
    July 23, 2021 at 10:20 am

    Have ally and a credit union love ally dearly but they have no cash deposit options just use the credit union for deposits to ally Lol

  36. johnk6749
    July 23, 2021 at 10:20 am

    I have an IRA in a local credit union. This year they couldn't figure out how to issue me a 1099-R so I had to use the IRS replacement form and report them. I am hoping I can transfer my funds to another institution before the end of the year.

  37. Herrick Inman
    July 23, 2021 at 10:20 am

    Lose the mustache!

  38. Johnny J
    July 23, 2021 at 10:20 am

    I left 5/3 bank after they charged me an $86.00 overdraft fee for being -20 cents. Now, I keep my money in a shoe book under my bed. I only pay my bills by using money orders.

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