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Rio Grande Savings And Loan – Biden's $25,000 First Time Home Buyer Program Explained!

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Rio Grande Savings And Loan – Most Popular?

The Biden administration has proposed a $25,000 First Time Home Buyer Program in the form of a grant to help eligible buyers achieve homeownership. In today’s video, Nicole walks through The Down Payment Toward Equity Act of 2021 including who qualifies for the $25,000 down payment assistance and how to apply. If put into place, President Biden’s grant could make homeownership a reality for many historically underserved populations.

Plan your move by contacting Nicole:
Contact Form: https://narkhomes.com/contact/
NicoleNarkRealtor@gmail.com

View Central Arkansas Homes: https://narkhomes.com
View NW Arkansas Homes: https://nicole.pixelproperties.com

Down Payment Assistance Programs by State: https://www.hud.gov/topics/rental_assistance/local

Follow my journey as a Little Rock Realtor here:
https://www.instagram.com/nicolenark/

Looking to Buy or Sell a home in Arkansas? Check out:

My First Time Home Buyer Guide: https://narkhomes.com/arkansas-first-time-home-buyer
Search Little Rock Homes For Sale : https://narkhomes.com/little-rock-homes-for-sale/
Get a Free Home Valuation: https://listings.narkhomes.com/idx/homevaluation

Hi, I’m Nicole Nark, a full-time Realtor® at Pixel Properties Realty in Little Rock. I came to Little Rock with the love of my life, I am a proud Mom of two furbabies (Mini Schnauzer Mix and German Shepard), a Graduate of Communications from the University of Arkansas-Fayetteville and Honor Graduate of Arkansas Real Estate School in Little Rock.

I believe that home ownership lays the foundation for a life of financial security and freedom.

From building equity in a home, to the tax benefits it provides, buying a home is the most important financial decision most people make during their life. For this reason it is important to work with a professional who is committed to act as an advocate for you and your best interests.

Learn more about me and the services I provide here:
https://narkhomes.com/little-rock-real-estate-agent-specialist/

Follow Me Online Here:

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Realtor.com: https://www.realtor.com/realestateagents/nicole-nark_little-rock__3712168_526619178
My Website: https://narkhomes.com/

Thanks for watching the Rio Grande Savings And Loan video!

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46 Comments
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46 Comments

  1. Emmanuel Habte
    July 29, 2021 at 5:58 pm

    GREAT NEWS….

  2. Glam Doll
    July 29, 2021 at 5:58 pm

    So if your parents are fha home loa n financing a home is that the same as homeowners with a deed? Would that disqualify the kids from this credit ?

  3. Christian.R.1MB
    July 29, 2021 at 5:58 pm

    Does anyone else not even watch the video and just scroll through the comment section for the information like I do LOL

  4. La C
    July 29, 2021 at 5:58 pm

    I meet all the requirements!!

  5. Isabel Garcia
    July 29, 2021 at 5:58 pm

    My mom paid cash for her house then my brother took it from her its been 10 years do i qualify?

  6. Tyler Briggs
    July 29, 2021 at 5:58 pm

    Hear we go. The government sticking its nose in everyone's business.

  7. mayatuck
    July 29, 2021 at 5:58 pm

    I owned a house in 2017, but now I don't due to foreclosure (Foreclosure occurs when a homeowner is no longer able to make mortgage payments as required.) 2021 I'm a first time home buyer. Yay I'm entitled to a new home. 2027 I lost my house due to a foreclosure. What a mess!

  8. Je'Neah Jackson
    July 29, 2021 at 5:58 pm

    So basically they want minorities to apply. They know for a fact that blacks have the hardest time purchasing houses due to Income. I appreciate this, I actually might be able to purchase a property now.

  9. nick m
    July 29, 2021 at 5:58 pm

    I hope Biden does not get this passed.

  10. Brisa Ramos
    July 29, 2021 at 5:58 pm

    i qualify but dont know if i should do habitat for humanity instead

  11. Claudiu Z
    July 29, 2021 at 5:58 pm

    Let the Government To Complicate Thing Even More, Lord Help us All…..

  12. Tom Petty
    July 29, 2021 at 5:58 pm

    Will I be eligible if I already bought a home in 2021 and meet all the criteria? I had to jump through great loops to secure my mortgage and hope to be considered

  13. sujak
    July 29, 2021 at 5:58 pm

    anything in regards to persons with disabilities ?

  14. kaci111128
    July 29, 2021 at 5:58 pm

    If a parent is still paying on a mortgage, are they considered the owner? Does the property need to be owned outright to disqualify their child from this grant?

  15. Trevor Boyle
    July 29, 2021 at 5:58 pm

    What a worthless program

  16. Carla
    July 29, 2021 at 5:58 pm

    Didi this ever pass? I tried googling it and it just pulls up conflicting articles and I need to buy a house asap.

  17. Lä Lä H. K.
    July 29, 2021 at 5:58 pm

    Sweetheart!? You totally should've labeled your title for immigrants only!

  18. Neon Noir
    July 29, 2021 at 5:58 pm

    It gives 10% of the home, up to 150k. Too bad there are no more affordable homes left.

  19. Baby girl Fee Lewis
    July 29, 2021 at 5:58 pm

    I leave in Louisiana, what would be my first step for me to seeking the assistance in and of these programs

  20. Irma Rivas
    July 29, 2021 at 5:58 pm

    I actually qualify. But my husband wouldn't on the first generation buyer part, how would that work? 🤔

  21. ryan
    July 29, 2021 at 5:58 pm

    sellers:Great! let me increase my price $25000. minimum of course

  22. lyneberge
    July 29, 2021 at 5:58 pm

    So informative! Thank you for the information! Great video!🥰

  23. jojo boo
    July 29, 2021 at 5:58 pm

    Im glad they decided its first generation we need it more

  24. Eva Freytes
    July 29, 2021 at 5:58 pm

    So my mom never own a home nor never married my father nor were ever together…will that still not qualify me?

  25. Han G Brand
    July 29, 2021 at 5:58 pm

    “How do I apply for the $25,000 Home Buyer Grant?

    Eligible first-time home buyers don't need to apply for the $25,000 Downpayment Towards Equity Act grant. Your loan application includes the necessary information to triggers your qualification. Your mortgage lender will arrange to have your grant money waiting at your closing.”

  26. Han G Brand
    July 29, 2021 at 5:58 pm

    Sooo where do we go to apply? Link please

  27. MEng
    July 29, 2021 at 5:58 pm

    How do you define an "area". Is it a city, county, zip code….?

  28. Joe Gowac
    July 29, 2021 at 5:58 pm

    So if your parents owned a home , you are out?

  29. P M
    July 29, 2021 at 5:58 pm

    Sure, that looks like equal opportunity. Great job Joe. That in itself proves a social disadvantage. Literally the stupidest thing I've heard from the Biden administration.

  30. peled1 gaming
    July 29, 2021 at 5:58 pm

    o nice 👌 lol I voted for trump but this makes me like biden 😏 maybe I'll vote for him in 2024 if this helps me 😁

  31. Christopher Acevedo
    July 29, 2021 at 5:58 pm

    I’m blaming my mom for buying a house, thanks mom 😐😂😂

  32. B K
    July 29, 2021 at 5:58 pm

    So 120% income in our area is 52k per year. Make 60k. Avg home price here is 345k. Bruh. These number don't help ppl here. Good luck everybody else.

    Also, since this proposal discriminates against people based off race, I'd be surprised to see this survive a constitutional challenge.

  33. J W
    July 29, 2021 at 5:58 pm

    Socially disadvantaged but only if your not white?!? I'm white and from the hood. That should say enough….

  34. Jenny Diez
    July 29, 2021 at 5:58 pm

    If you buy an over priced house with low interest– youll still be paying way more in property taxes. Wait for the crash and buy low= lower property taxes AND you build equity faster.

  35. otomega17
    July 29, 2021 at 5:58 pm

    Find me a house madam 🧐

  36. mewow
    July 29, 2021 at 5:58 pm

    Does co-op/condo count?

  37. Michelle G.
    July 29, 2021 at 5:58 pm

    Nothing from the government helps. In a home we purchased 20 years ago for under 100k , we now owe 115k . I’m so upset & mad that I could spit nails about this ridiculous loan. The government wants your blood do not do it, you will be sorry!

  38. Krystyl Summers
    July 29, 2021 at 5:58 pm

    We mortgaged three houses to try and get family member to sober up.

  39. Jet Screamer
    July 29, 2021 at 5:58 pm

    Woo-hoo! Being a state kid pays off!

  40. Nena Romero
    July 29, 2021 at 5:58 pm

    Can you stop blinkn so much please?

  41. CPRoyalty870
    July 29, 2021 at 5:58 pm

    I fell in love soon as she said Arkansas

  42. Paul Romero
    July 29, 2021 at 5:58 pm

    I'm assuming that the reason one must be a first generation home buyer is because there is a possibility that one can inherit their parents home!? That's pretty unfair to those that will never inherit a home!!

  43. w4nt3d
    July 29, 2021 at 5:58 pm

    So what u mean is that white people can't get help

  44. Rachelle Bonds
    July 29, 2021 at 5:58 pm

    Has the proposal been granted

  45. HiLo
    July 29, 2021 at 5:58 pm

    Biden will have us all enslaved

  46. Yev Chu
    July 29, 2021 at 5:58 pm

    Nothing Biden does improves the lives of Americans. This is a bs title.