Credible Personal Loans Review (2019) | Loan marketplaces… good or evil?
Lightstream is a personal loan company that offers competitive rates, flexible terms and quick turnaround times for loan approvals. The company has been around for over a decade, and has a reputation for providing excellent customer service and a secure online loan application process. Lightstream is a good loan company for those looking for a reliable, flexible, and low-interest loan.
Lightstream offers a variety of loan products, including debt consolidation, home improvement, and auto loans. The company also offers personal loans that can be used for any purpose. Loan amounts range from $5,000 to $100,000, and the interest rate is fixed. This means that the loan will have the same rate of interest throughout its life, so borrowers can expect to pay the same amount each month. Lightstream also offers competitive rates, with rates as low as 3.99 percent APR.
Lightstream also has a streamlined application process. Online applications are easy to fill out and can be completed in minutes. Lightstream also offers quick pre-approvals, so applicants can know within minutes if they qualify for a loan. Once pre-approved, applicants can choose their loan amount and term, and the money can be deposited directly into their accounts.
Lightstream is also known for its excellent customer service. The company has a team of customer service representatives available to answer questions and help borrowers through the process. The company also offers an online chat service, so borrowers can get help with their questions and concerns immediately.
Lightstream also provides an array of tools and resources to help borrowers manage their loans. The company offers free budgeting tools, loan calculators, and other helpful resources that can help borrowers understand the loan process and make informed decisions.
• Lightstream offers competitive rates, flexible terms and quick turnaround times
• Loan amounts range from $5,000 to $100,000, and the interest rate is fixed
• Lightstream has a streamlined application process, and offers quick pre-approvals
• Lightstream has excellent customer service and provides a variety of tools and resources to help borrowers manage their loans
People Also Ask:
Q1: Is Lightstream a good loan company?
A1: Yes, Lightstream is a good loan company for those looking for a reliable, flexible, and low-interest loan.
Q2: How much can I borrow from Lightstream?
A2: Lightstream offers loan amounts ranging from $5,000 to $100,000.
Q3: Is the interest rate fixed with Lightstream?
A3: Yes, the interest rate with Lightstream is fixed, so borrowers can expect to pay the same amount each month.
Is Lightstream A Good Loan Company – Review
Here’s our full review on Credible: http://bit.ly/credible-review-als
Link to Novita (to repair your own credit for free): http://bit.ly/novitafinancial
Apply with Credible: http://bit.ly/credible-application
In this video, I review Credible, which is a loan marketplace and not an actual lender. Loan marketplaces let you apply for a loan with lots of lenders at once… in Credible’s case – up to 11.
Credible’s lenders all want the same type of applicant – good credit, decent income, and not a lot of debt. Not exactly the “risk taking” type.
In this case, low risk also equals low rates, because their unsecured personal loans start at around 6%. Respectable, for sure. Not the best, but respectable.
To qualify through Credible, you’ll need a 660+ credit score and a reasonable DTI (debt to income ratio). A strong education wouldn’t hurt either, since their lenders consider it.
While not exactly the best personal loans, Credible is still respectable. Hopefully this review will help you compare personal loans and find the one that works best for you.