IS it too late for this?
Thanks for the information! Stay blessed 🙌
How do we get a copy of this report? I have an auto loan with them but not in default however, in that statement that you read does fit my criteria. But again I am not in default.
I was only making about $1400 a month, my husband was making pretty good money and the car dealer said that the finance company will only finance me alone. (We both had very little credit history)
I do qualify. What do I need to do? I had a smart car that I purchased in in 2015 and had it until 2019 and was paying on. When I got it the total amount was a little over $10,000. When I told them come get it in 2019 I had a little under $10,000 STILL due on it!
I know I’m eligible but Santander is telling me no. I’m at 15% interest rate- very high payment and set up to fail. It’s ridiculous. I was taken advantage of. The dealership is reputable and they new my credit was horrible but I got approved immediately by Santander then when I was signing I was told to lie to Santander about my employment. The dealership knew I was on social security but they asked me to lie to the bank and say I made more money. I need to know how to get included in this settlement.
I bought a car from a dealer, the paper work was changed afterwards. They used a 2 page contract, the first page had the numbers the second page was the signature page. It took three days after we done the deal get the vehicle and the contract. They changed the the interest rate and added a year the finance contract. This was done to arrive back at the payment I needed. They raised the interest rate and added a year, 5 years to 6 years. The car was financed the Chrysler capital the car was repoed and the the loan is in collections now with santander.
Is it to late to see if I can be included in this settlement, because I was treated unfairly with this company with my Car loan. I paid them off in full through a Refi, Because I couldn't move forward with the Refi ,so I included them in the deal to be paid, but the amount was extremely incorrect and it was on my report at the time and wanted them off my credit report . However this was in 2016 or 2017 But I can find the exact date when I look at my Refinancing Documents because they was included in my pay offs..
I have a Santander Collection
will that reflect on my credit report
Okay so I received the letter saying I qualify , but my car had been repossessed. What would be next in my case?
I need help with this problem I received my post card for settlement but I want this off my credit njm
I had a default within the first year, they did a repo but I paid to get it back and started to make psyments. I thought my payments were caught up but never went positive on my credit report. 3 yrs later they follow me to work and pick up my car. No notice. No good credit history. A deficiency balance of 4699 owed.Biggest kick in the gut, i live in Texas.
I received the postcard and was just getting ready to dispute the charges…so now I will just take the steps mentioned here
They told me I wasnt eligible for it and I had a repo and it was at 21 percent had the car almost 4 years and owe 15 000 can u help
Is this still valid ?
How can you help the company repossessed my car and sold the car to someone else. Also, they sold the loan to another company and they are calling wanting money plus I had the car for only 6 months before they came and got it. Do I need to contact a lawyer working on this case?
What are the 34 states.
Hi everyone. I just received my title in the mail from Santander yesterday (8/31/20). Short story. I defaulted on my loan a year ago (April 2019) and they charged-off my account. I called in Aug (2019) and brought my payments current but it was still a charge-off. After making on-time payments on a charged-off account for a yr straight, I was able to keep the car. Last month (August 2020) I went to go make a payment ($504) on my balance ($12,495), I seen that it said, "–". So I went to check my transactions history and it showed a deduction of the entire amount! Confused… So I tried calling them and every time I put in my account information, it would say "you don't have an account with us". I got nervous and then googled the company. Low and behold, I seen there was a settlement! Jackpot… I logged into my account and in the "message" box, I sent a request asking for them to mail my title. Within 2 weeks later, I received a letter from Santander saying "You have satisfied your loan and enclosed is your lien released title"! Thank You LORD! You don't have to do any of that credit b.s. like requesting someone draft you "demand letter and or contacting the AG". If you qualify, they'll reach out to you sooner or later. Continue to check the website they provided or keep calling Santander. Trust, they'll get tired of you calling and just close your account out, paid and full just to get rid of you… Lol -Don't waste your money on these "trying to get extra income" dudes demand letters because they can't do anything you can't do! Believe me! I hope you all get what's owed to you from these crooks!
So What if my car recently got repossessed ? Do I still qualify? If so I what do I do about it I need serious help and information !
How do I get you to help I had my car repossessed in 2017 my name isDeanna Moore even if it's just to get it to remove from my credit
Hi I got my truck May, 2018. Do I qualify and what am I asking for and how.
Hi do we qualify. Put $8000 down n traded in my vehicle to get my new vehicle n payments are high. I’m Michigan
And my payment where to high for me.
I default on my loan you think I can apply for it.
I need to know how to qualify. I got my 2014 Kia forte in Georgia. My car payment was 497.00 .I paid on this car until 2018 and they took it back because I couldn't afford it anymore I was having back surgery and they still say I owe 18 thousand dollars. Who do I contact??
What if I'm still current with the car but my principle has not went down?
Currently, Santander site faq section has only one answer to every question…go to the website that tells you to wait for updates.
I got my car in 2017 and never got to the point where it got repossessed, however I got multiple lates due to quitting my 2nd job so I could finish school. I can work beyond the high apr but can I get the lates removed from my credit? It'll put me 725+
Had gotten loan in 2013 w/Santander paid off in full 12/31/2018. Have requested a lien release…told in mail. Called again and told the same thing. SMH…what do I have to do to get this lein release!!!!! I want to get another car. Credit report shows as paid…zero balance…i need lien release and title 😩
My husband was lied to and talked into buying a maintenance warranty that is no good and expired and Santander just told me that they are not responsible for the warranty it's a third party, but the warranty is tied in over the course of payment into the loan with Santander. I'm not understanding. We can't get a refund because it expired but was never a valid warranty. His interest is 18 % the dealership knew he had just been out of a chapter 13 and the car we had bought for me and to build my husband credit was totaled 4 months after he bought, by a woman who has been faulted with several tickets and negligence. They knew we had to have a car. They took advantage of my husband he had just lost his mom and a severe car accident. I was told by a Santander rep on Monday that they would contact me to lower the rate. Well the one that called said they csnt.
I know my husband qualifies but I don't think he should pay anyone to put his name on the lawsuit
I KNOW I QUALIFY BC MY LOAN STARTED IN 2013 AND I WAS FINANCED 72 MONTHS ON A 2005 DODGE STRATUS THE CAR WAS PRICED AT ALMOST 9,000 AND WITH INTEREST IT WOULD BE MORE…I BARELY DROVE THE CAR 1 YR AND I HAD IT 4 2YRS WHEN IT WAS REPOSSESSED. IT WAS IN THE MIDDLE OF BEIN' REPAIRED WHEN SANTANDER TOOK MY CAR. COME TO FIND OUT, IN 2016 I MADE A CALL TO THE DODGE DEALERSHIP AND THEY TOLD ME THAT THE CAR WAS NEVER REPO'D!! SANTANDER NEVER WENT AND PICKED THE CAR UP. DODGE HAD TO FIGHT THEM FOR THE TITLE AND THEY ENDED UP SELLIN' THE CAR…IT'S SHOWIN' UP ON MY CREDIT REPORT AS A REPO.