I looking for some help
Mr Williams – I am a subscriber – please respond as I need you (or let me know you can't). After my husband died this past May, I contacted the holder of the car note (our ONLY car) – however, the debt was only in his name. In order to keep the car, I volunteered to settle his account. They accepted rather than have the hassles of repo and losing it all (It is worth about 1/2 of my offer because it needs repairs). Now they tell me it's the law that they send me a 1099C – even though it is not my debt. Can they do this? I need to know what to expect when the yearly taxes are due. If you need more details, just ask. My only income is SSDI and I can't afford to pay. I appreciate any help you can offer. Being in grief I find his unexpected death has created unbelievable stress. AND, I heard about your wife's medical situation. So know my prayers are with you and your family. Be blessed.
I’m in a debt relief program for more than a year now , can i stop paying them?