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Genius Debt Consolidation – Debt Consolidation Is A Scam | The Truth About Debt Consolidation | ZeroDebtCoach

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Genius Debt Consolidation – Whats The Best?

Debt consolidation can be super tempting when you’re under the unrelenting pressure that being in debt brings. Debt consolidation can appear to be “the answer”.

But the truth is that debt consolidation is wrought with very complex pitfalls that can be so cleverly hidden by the debt consolidation “industrial complex” that it really takes 1) high proactive financial acument OR 2) an unfortunate learning experience to learn how it actually works.

Debt consolidation companies DO NOT have your best interest at heart and today I want to talk about 5 ways that doing a debt consolidation deal and what I think you should do instead.

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4 Comments

  1. Zero Debt Coach
    July 31, 2021 at 11:40 am

    +++ Grab my FREE “Debt Elimination Quick Start Guide”. This is designed to help you get some quick wins in just a few short hours: https://www.zerodebtcoach.com/qsgyt

  2. Harmon Financial Coaching
    July 31, 2021 at 11:40 am

    Great video Brad! Debt consolidation is comparable to letting someone drive your car. You can’t expect them to take better care of your car than you do.

  3. The Chronicles of Ray
    July 31, 2021 at 11:40 am

    Not gonna lie. I was avoiding this video because I thought this was something I did. Not giving this as advice for anyone but at the end of last year I had multiple credit cards that were pretty much maxed out. They were mostly retail cards (dumb choice on my part). I was paying about $1,800 a month to keep up with very little progress. I got a loan to payoff the cards and then close the retail cards and hadn't used the other cards since. It's a 5 year loan and the payment is much lower. I know with Brad's coaching that I will pay it down much quicker than that. Forgot to say that one of the cards I had a 25.99 APR. The loan I have now has a locked interest rate. Thanks Brad!

  4. Mark Noldy
    July 31, 2021 at 11:40 am

    Been there, done that. Consolidated twice before learning my lesson.