Who Has The Best Credit Score – Blog Post – Tips For Finding

I got denied for credit, even with a 774 Credit Score!

Crazy right?

It’s so embarrassing. And this is hard for me to talk about.

Since I’m a believer in leading by example!

(I own a credit restoration company)…

It is very, very important to me to have a great credit score.

VERY important.

That’s why I was so hurt when I was notified back in July 2020 that I was denied the Chase Ink Cash Business Credit Card!

But you know what…

I decided instead of accepting defeat, that I would try again for this exact SAME card recently.

Y’all want to know what happened on this second attempt?

Was I approved, or denied again?

I’m definitely going to tell you at the end of this.

But first, I want to talk about 2 important lessons I learned from being denied for credit with a 774 credit score!

(That can help you too)

Lesson Number 1: Your credit score is NOT the end-all, be-all.

The information that makes up your credit score is.

Your credit score is just a number generated from the information on your credit reports.

There are many different credit scores.

But there’s only one credit report per credit bureau.

This means that correcting the information on your credit reports is vastly more important than just having the best credit score

There are exceptions, but most of the time this holds true.

Moral of the story: If you don’t have a professional look at your credit reports, you may not have an accurate depiction of what’s really going on with your credit score!

Since MOST credit reports have errors!

That goes for if your credit score starts with 3, 4, 5, 6, or even 7.

Lesson Number 2: Your credit score (and/or credit reports) is not the only thing creditors check for when you apply for a credit card, car, home, etc.

Getting into a home, or being approved for that nice credit card involves more than just a great credit score.

My situation was a living example.

Even though my credit score was “great”, I was still denied credit.


Because Chase Bank checked for more info than my score!

The same goes for you.

If you do not have a credit professional looking at not only your credit reports…

And teaching you exactly what creditors are looking for…

You could continue to be denied and not even know why!

So for the reveal…..

Did I get approved for the Chase Business Ink Card on my 2nd attempt?


This Chase Business Ink Credit Card has a credit limit of $22,000 too!

Let me tell you this:

If I can be denied with an almost 800 Credit Score, what do you think can happen if you are not where I am or higher?

And no, I’m not saying you SHOULD be where I am or higher.

If you are new to the credit world, you most likely aren’t!

And that’s ok!

I had to work my way up with credit restoration and credit education, just like everybody else!

Remember, they don’t teach you this stuff in school!

But I do teach everything you need to know about credit!

You now may be asking how I’m able to teach my clients about credit, and also how I improve their credit profiles!

If you are, I have the perfect program for you!

Join my 5 Star Rated program that hundreds of clients that received results like homeownership, credit card approvals, and low-interest rates on their dream cars!

Could you be that next success story?


The first step is to set up a free consultation using the link below.

While we still have slots available!

(Sometimes our schedules are packed)

Go here to schedule a free credit analysis

Talk to you soon!

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