What Is The Best Credit Report To Use – Finding The Best Company
As a general matter, no one credit bureau report is “more important” than the others.
In today’s economic environment, they are all vitally critical to your personal finances.
However, whenever you are seeking credit – perhaps a mortgage, car loan or student loan – then the most “important” credit report or credit score is the one that a lender pulls to determine whether or not to approve your loan.
Some lenders only pull one credit report. So let’s say you want to purchase a car and you require financing.
If the lender considering your car loan only pulls an Experian credit report, then that’s the most critical report.
The challenge, of course, for consumers is that you never really know which bureau report a lender will pull.
It could be Equifax, Experian or TransUnion – or perhaps all three.
Read more about this topic on my blog:
Which Credit Report is More Important: Equifax, Experian or TransUnion http://bit.ly/1EWh2CS