What Is The Best Credit Report To Get – Top Tips For Finding The Best Company

Best Credit Score to Buy a House

**Update June, 2020**
CMHC (Canada Mortgage & Housing Corporation) just announced they will be increasing their credit score requirements from 600 to 680 on July 1, 2020. CMHC Insurance is required for anyone putting less than 20% down payment on a home

Ever wondered what the minimum credit score you need is to buy a home? Or what credit score do mortgage lenders use? Or if you get a better mortgage rate if your credit score is higher?

In this video Felix Chan explains what a credit report is and:
What is a credit score?
What is on a credit report?
What credit score is made up of?
What credit scores are lenders looking for?

He also gives you his Top 3 Tips to increasing and improving your credit score so you are positioned to buy a house!


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Felix Chan & Jasben Lai are Calgary Realtors with the LiveInnerCity Real Estate Team in Alberta, Canada. Felix is also a Calgary Mortgage Broker and Real Estate Investor.

As your Calgary Real Estate Agent of choice, we are your one stop shop for all your Calgary Real Estate needs. We provide our best tips and tricks for home buyers, home sellers, and investors looking in the Calgary Real Estate Market. We also dive into Calgary Communities, and Home & Condo Tours.

If you would like us to cover a specific real estate or mortgage topic, or just have a question, please type it in the video comments below.

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