Credit Score

What Do Lenders Consider A Good Credit Score – Lenders Choosing Your Credit Scores? (Mortgage, Auto, Loan) | Shamika Saves

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What Do Lenders Consider A Good Credit Score – How To Choose

Lenders Choosing Your Credit Scores? (Mortgage, Auto, Loan) | Shamika Saves

How do lenders use new FICO® Scores?
When a new FICO® Score version like FICO Score 9 is developed, we release it to the market.

From there, each lender determines if and when it will upgrade to the latest version. Some lenders make the upgrade quickly, while others may take longer. This is why some lenders are currently using different versions of the FICO® Score. As an example, FICO Score 5 at Equifax is the FICO Score version previous to FICO Score 8 at Equifax.

Other FICO® Score versions, including industry-specific auto and bankcard versions, are also included in the FICO Score products on myFICO.com so you can see what most lenders see when looking at your scores.

Regardless of the FICO® Score version, the keys to obtaining favorable FICO Scores remain the same:

Make payments on time
Keep credit card balances low
Open new credit accounts only when needed

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