My ONE WEEK PLAN – How to get a Perfect Credit Score for $0 | 800 + Credit for FREE
What Can You Do With a Great Credit Score?
Having a good credit score is essential in today’s economy. A great credit score can open up many opportunities and give you access to many financial benefits. Many lenders consider your credit score when you apply for a loan or a credit card, so a high score can give you an edge in getting approved for the best rates.
First and foremost, a great credit score can make it easier for you to get approved for a loan or a credit card. Lenders look at credit scores to determine your creditworthiness, and a high score can make it easier for you to get approved for a loan with a lower interest rate. This can save you money in the long run, as you will pay less interest on the loan.
A great credit score can also help you qualify for better benefits. Many credit cards offer rewards and other perks that you can take advantage of if you have a high credit score. For example, a great credit score can qualify you for a credit card with a higher rewards rate, or a card that offers low interest rates on purchases.
Finally, a great credit score can also help you get approved for a mortgage. Many lenders consider your credit score when you apply for a mortgage, and a high score can make it much easier for you to get approved. You may also qualify for a lower interest rate on your mortgage if you have a great credit score.
These are just a few of the many benefits that come with having a great credit score. By taking steps to maintain a good credit score, you can open up many opportunities and save yourself money in the process.
• A great credit score can make it easier for you to get approved for a loan or a credit card.
• A great credit score can qualify you for better rewards and benefits on credit cards.
• A great credit score can also help you get approved for a mortgage with a lower interest rate.
People Also Ask:
Q: How can a great credit score help me?
A: A great credit score can make it easier for you to get approved for a loan or a credit card. It can also qualify you for better rewards and benefits on credit cards, and may help you get approved for a mortgage with a lower interest rate.
Q: How do I maintain a good credit score?
A: To maintain a good credit score, make sure to pay your bills on time and keep your credit utilization ratio low (your total credit card balances should be no more than 30% of your total credit limit). Additionally, it’s important to check your credit report regularly to make sure there are no errors or fraudulent activity.
Q: What is a good credit score?
A: A good credit score is generally considered to be 700 or higher. However, different lenders may have different requirements, so it’s important to check with your lender to determine what score they consider to be “good”.
What Can You Do With A Great Credit Score – How to Choose
My One Week Plan – Exactly how you can increase your credit score fast and for free 🟢Ready to Buy a House & You Don’t Know Where to Start? Start Here! My FREE Download: https://bit.ly/3k8xFF0
🛑Please Note: If you request a credit increase, please ask prior to the request if it will be a hard or soft credit pull. If it is a hard pull it may temporarily decrease your score. But if your goal is to improve your utilization to the desired percentage then overall if will increase over time.
🚨My Credit Playlist: https://youtube.com/playlist?list=PL6YdU_zvybVnyPze7H_3IRHNVYdztc9-m
🚨Sites and Links Mentioned in Video:
✅Get Your Free Credit Report Here:
✅What I Use to Track my credit(It’s Free):
✅Best Credit Monitoring Video – https://youtu.be/tMR4Srxoa0M
✅Dispute Letter (Dispute in Writing in your own words, Don’t Just Copy & Paste – Certified Mail with Proof of Delivery):
✅How to Dispute and Error – https://www.consumerfinance.gov/ask-cfpb/how-do-i-dispute-an-error-on-my-credit-report-en-314/
✅Where to mail dispute letters: https://www.thebalance.com/where-should-i-send-credit-report-disputes-960435
✅Goodwill Letter (Put the letter in your own words, you can call company as well, DO BOTH)
✅Pay for Delete: (Only do this if is necessary – Remember the older it is the less impact it has on your score)
✅Discover Secured Card(To Establish Credit):
✅Fair Credit Reporting Law – YOUR RIGHTS BY LAW (Including 30-day and 7-year Rule, All Inaccurate information must come off and after 7 years negative information comes off):
✅NEW Medical Debt RULES:
Beginning July 1, 2022, paid medical bills will no longer be included on credit reports issued by those three companies. Unpaid bills will be reported only if they have remained unpaid for at least 12 months. Additionally, the companies announced that starting in July 2023, they will not include information furnished to them for medical bills in collection for amounts of $500 or less.
✅Advice on Collections – See below (Paying collections does NOT automatically improve your score – The older the collection is the less impact it is having on your score, a good lender can tell you what you should focus on if you want to improve your credit for a home purchase)
Ready to Buy Your First House? Watch these videos & Visit my playlists!
⭐8 Steps to Buy a House – https://youtu.be/fgUkwjA12V4
⭐ Where Should You Start? – https://youtu.be/0IOl5pAC_Gk
⭐ Most Important People in the Home Buying Process – https://youtu.be/5N70wMXgmgU
⭐ What is Included in your Mortgage Payment: https://youtu.be/P_JC8b6wKMU
⭐New Construction – https://youtu.be/QoCctKxuJxA
⭐FHA or Conventional – https://youtu.be/gXfEGPd3k4Y
⭐Buying a House with Student Loans – https://youtu.be/yunqWv1xIUU
⭐7 Day Perfect Credit Plan – https://youtu.be/4QU7g6IS7BQ
⭐Can you afford a house: DTI Ratio – https://youtu.be/S3glBuf2fRw
⭐What happens at closing –https://youtu.be/heCUdtcGMls
⭐NACA Home Buying Program –https://youtu.be/HLLluwaAfrQ
⭐Should I Rent or Buy? – https://youtu.be/NPgOyRZKfmU
⭐ Get Your Real Estate License Online- https://youtu.be/kHen6QrArwg
⭐⭐PLAYLISTS – https://www.youtube.com/c/ShaheedahHillRealEstate/playlists
🏡🏡Do you want to get your Real Estate License? This is who I used – You can get your real estate license online! Save with my Affiliate Link: colibri-real-estate.pxf.io/n1OEGa
⭐Join My First Time Buyers Facebook Group⭐
🟢Ready to Buy a House & You Don’t Know Where to Start? Start Here! My FREE Download: https://bit.ly/3k8xFF0
🔴Real Estate Agents – Ready to get LEADS from YouTube? Get MY Top 3 Tips for YouTube Agent Success: https://mailchi.mp/b431bee215bf/my-top-3-tips-for-youtube-success
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Watch the My ONE WEEK PLAN – How to get a Perfect Credit Score for $0 | 800 + Credit for FREE video on Youtube