Credit Repair

Is 751 A Good Credit Score – ARE CREDIT KARMA SCORES FAKE? || LOAN UNDERWRITING

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Is 751 A Good Credit Score – How to Choose

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Are credit karma scores fake? In this video I’m sharing information about how credit karma figures its scores and how manual and robo-underwriting is done and figured.

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24 Comments

  1. Powwow Trip
    August 1, 2021 at 1:05 pm

    Yes they are. Kinda like money it’s inflated

  2. Frank Webster
    August 1, 2021 at 1:05 pm

    You take too long to make the point.The scores are not “fake,” they use different algorithms and that is why there are some differences. All people are entitled to a free credit report from all three bureaus at least once a year.

  3. Anthony Rose
    August 1, 2021 at 1:05 pm

    Vantage scoring is credit bureaus scoring model totally different from FICO. People are paying for fake scoring fooling scamming the public eye. Get a subscription with myFICO pay 29.95 for 28 scoring models 90% of Lenders use and know your real score and feel confident knowing your not being ripped off.

  4. Anthony Verachia
    August 1, 2021 at 1:05 pm

    I believe this credit repair expert who helped me raise my scores from 570 – 817 can help you too , they are Mr Josh and posses the best credit repair skill & qualities ,I was so amazed to see my negative items deleted off , got the notifications from identityIQ AND CREDIT KARma, Creditrepairport on telegram is the best.

  5. Mr Allen
    August 1, 2021 at 1:05 pm

    Credit karma said my Transunion score was 641 my wife 630 my score was 694 from my bank and my wifes 660

  6. Antonio Vazquez
    August 1, 2021 at 1:05 pm

    Enjoyed yr input on the different credit bureau. Question regarding FHA loan for a mortgage. I have Ginny Mac. Is it possible to qualify for another house w/ FHA. Maybe two family Or do I need to sell current house ?

  7. Adrian Tugade
    August 1, 2021 at 1:05 pm

    wow, very cool !

  8. radhia radhia
    August 1, 2021 at 1:05 pm

    Anyone still watch this video?

  9. John
    August 1, 2021 at 1:05 pm

    Nice data, man. If  you think you're not getting what you need from credit karma and need to use credit repair, then don't hesitate to look for one. You can use creditrepairreview.com to find a company to help you make your decisions.

  10. Northrend Icecrown
    August 1, 2021 at 1:05 pm

    You need to be more fluid when you talk I need to get to the point shorten your examples down

  11. Dla MBULO
    August 1, 2021 at 1:05 pm

    0:53 What's wrong with it?

  12. Oyegoke Mubarak Adebayo
    August 1, 2021 at 1:05 pm

    How do I get rid of my collection accounts? I need help.

  13. mohamad shakir
    August 1, 2021 at 1:05 pm

    1:11 love this momment

  14. Fistagon777
    August 1, 2021 at 1:05 pm

    my fico is higher than my CK score by 20-30 points and i'm pretty shocked that chase uses vantage 3.0 to "show" you your credit score for free so its pretty much useless, wellsfargo shows you your fico for free but after i paid to get my scores i was pretty shocked to see them higher than all but the wellsfargo results.
    I don't think many people will ever see their real scores because they don't understand or wanna pay to see their scores.

  15. Dave Curry
    August 1, 2021 at 1:05 pm

    Not true my score was just about the same as the credit bureau's

  16. Empathetic Queen
    August 1, 2021 at 1:05 pm

    I would honestly rather pay a site like MyFico to tell me the actual credit scores lenders are using.

  17. Denise Sysyn
    August 1, 2021 at 1:05 pm

    Why is it that when you have a credit card with a company that goes bankrupt or just closes its stores, your score goes down when they close your account for "lack of use" or their decision to file for bankruptcy? Happened to me with Victorias Secret card.and Toys R Us. I hadn't used it in 3 years and I had a zero balance, but my score dropped 23 points. Same with Toys R Us. (Zero balance)

  18. sugah sweet
    August 1, 2021 at 1:05 pm

    What about Credit Sesame?

  19. lu hicks
    August 1, 2021 at 1:05 pm

    I don't get ads on Credit Karma.

  20. Sydney Dennis
    August 1, 2021 at 1:05 pm

    I differ with you. I use Credit Karma, Credit Sesame andI pay to get my score before purchasing. My score was 2-5 Points difference with Credit Karma vs my requested Scores from all 3 credit bureaus. I shared with the loan officer what they said and brought my paid credit scores. Credit Karma was best for be with a 825. All three were within 2-5 points. So to each it's own as this info does not support all credit.

  21. soNso2
    August 1, 2021 at 1:05 pm

    It's not that Credit Karma numbers are fake, they use a different scoring model. They use Vantage 3 scoring. And they also only use Transunion & Equifax.There's also Expedia that CK does not use. So numbers are different.

  22. DAZE
    August 1, 2021 at 1:05 pm

    my credit karma was 120 points above what it really was.

  23. B H
    August 1, 2021 at 1:05 pm

    Do lenders use myfico 2,45?

  24. I’ve Got The Gift Of GOODBYE
    August 1, 2021 at 1:05 pm

    Good day sir! I have one derogatory holding me back. It’s killing my FICO score. It’s with FedLoan servicing! I fell viciously I’ll in 2019. They have me as 10 late payments. My forbearance expired. In turn they gave me an administration forbearance to wipe the slate clean and bring me back current. They never updated the system. My FICO took a hit! I’ve disputed this, I have the letter of forbearance relief from April through Dec of 2019. How do I get these late payments off my credit and get my score back. My FICO is 657 now. 😩 Do you do single repairs?