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Is 743 A Good Credit Score – Credit Repair Tips: One Letter, Excellent Credit, Super Fast

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Is 743 A Good Credit Score – How to Choose

Credit Repair Tips: One Letter, Excellent Credit, Super Fast!!!
Yes it is Possible! Go to http://creditrepairletter.info Today!

References:
http://www.creditkarma.com/
https://en.wikipedia.org/wiki/Credit_
http://www.annualcreditreport.com/
https://en.wikipedia.org/wiki/Credit_

Repair Credit: 1. DELETE COLLECTION ACCOUNTS Did you know that paying a collection account can actually reduce your score? Here’s why: credit scoring software reviews credit reports for each account’s date of last activity to determine the impact it will have on the overall credit score. When payment is made on a collection account, collection agencies update credit bureaus to reflect the account status as “Paid Collection”. When this happens, the date of last activity becomes more recent. Since the guideline for credit scoring software is the date of last activity, recent payment on a collection account damages the credit score more severely. This method of credit scoring may seem unfair, but it is something that must be worked around when trying to maximize your score. How is it possible to pay a collection and maximize your score? The best way to handle this credit scoring dilemma is to contact the collection agency and explain that you are willing to pay off the collection account under the condition that the all reporting is withdrawn from credit bureaus. Request a letter from the collector that explicitly states their agreement to delete the account upon receipt/clearance of your payment. Although not all collection agencies will delete reporting, removing all references to a collection account completely will increase your score and is certainly worth the involved effort. 2. DELETE PAST DUE ACCOUNTS Within the delinquent accounts on your credit report, there is a column called “Past Due”. Credit score software penalizes you for keeping accounts past due, so Past Dues destroy a credit score. If you see an amount in this column, pay the creditor the past due amount reported.

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  1. Elliot Paone
    July 31, 2021 at 6:12 pm

    How do you know if it's legal?