Credit Repair

Is 721 A Good Credit Score – What is the perfect credit score model FICO(r) 5, 8, or 9

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Is 721 A Good Credit Score – Most Popular?

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FICO (r) has announced another new scoring model, they are calling this one “9” what they said was that it will be an improvement over the “8” version currently available. I really like the changes FICO made with the “8” model, the improvements would help many borrowers because of the changes and cut back on the gaming some people have used over the years with the authorized user loop hole. What will version FICO9 bring?

Well the only information has been cryptic at best “Our innovative, multi-faceted modeling approach incorporates a more exhaustive characteristic selection process to build a score that is even more effective across a wide variety of situations,” said Andrew Jennings, chief analytic officer for FICO. “This approach also uses FICO Model Builder’s Multiple Goal Scorecard technology — a sophisticated tool that balances out different scoring objectives applied across various product lines. As a result, we will deliver a new FICO Score that continues to be the credit score that defines U.S. consumer credit risk.”

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4 Comments

  1. Susie Q Events
    July 25, 2021 at 10:01 pm

    I have fisco 9 is that bad???

  2. Willie Washington
    July 25, 2021 at 10:01 pm

    question what company's are using fico 8

  3. Dave Sullivan
    July 25, 2021 at 10:01 pm

    <a href="http://www.fico.com/en/about-us/newsroom/news-releases/new-version-industry-standard-fico-score-will-available-beginning-summer/" title="FICO Press " target="_blank">FICO (r) has announced another new scoring model</a>, they are calling this one "9" what they said was that it will be an improvement over the "8" version currently available. I really like the changes FICO made with the "8" model, the improvements would help many borrowers because of the changes and cut back on the gaming some people have used over the years with the authorized user loop hole.  What will version FICO9 bring? 

     Well the only information has been cryptic at best  "Our innovative, multi-faceted modeling approach incorporates a more exhaustive characteristic selection process to build a score that is even more effective across a wide variety of situations," said Andrew Jennings, chief analytic officer for FICO.  "This approach also uses FICO Model Builder's Multiple Goal Scorecard technology — a sophisticated tool that balances out different scoring objectives applied across various product lines. As a result, we will deliver a new FICO Score that continues to be the credit score that defines U.S. consumer credit risk."

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  4. Dave Sullivan
    July 25, 2021 at 10:01 pm

    <a href="http://www.fico.com/en/about-us/newsroom/news-releases/new-version-industry-standard-fico-score-will-available-beginning-summer/" title="FICO Press " target="_blank">FICO (r) has announced another new scoring model</a>, they are calling this one "9" what they said was that it will be an improvement over the "8" version currently available. I really like the changes FICO made with the "8" model, the improvements would help many borrowers because of the changes and cut back on the gaming some people have used over the years with the authorized user loop hole.  What will version FICO9 bring? 

     Well the only information has been cryptic at best  "Our innovative, multi-faceted modeling approach incorporates a more exhaustive characteristic selection process to build a score that is even more effective across a wide variety of situations," said Andrew Jennings, chief analytic officer for FICO.  "This approach also uses FICO Model Builder's Multiple Goal Scorecard technology — a sophisticated tool that balances out different scoring objectives applied across various product lines. As a result, we will deliver a new FICO Score that continues to be the credit score that defines U.S. consumer credit risk."

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    <a href="http://www.linkedin.com/in/thecreditguytv " title="linked in " target="_blank">Join me on LinkedIn</a> <a href="http://www.twitter.com/TheCreditGuyTV" title="Twitter" target="_blank">Follow me on Twitter</a>
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    <a href="http://www.pinterest.com/thecreditguy" target="_blank">Follow my Pintrest board</a>