Credit Repair

Is 712 A Good Credit Score – High Credit Score but Rejected for Credit Card? Here's Why.

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Is 712 A Good Credit Score – 8 Tips

ProudMoney.com (https://www.ProudMoney.com) explains why you could be rejected for credit cards and other loans even with a high credit score. This video accompanies the following ProudMoney.com article: https://www.proudmoney.com/denied-for-credit-card-with-a-high-credit-score-heres-why/

Want to contact Adam? Email adam@proudmoney.com

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17 Comments

  1. George Magana
    July 26, 2021 at 3:38 am

    Makes no sense if you have lots of available credit! If DTI is low it shouldn’t matter! All about the Money even if they have soso credit! Go ahead take the deadbeat see how that pans out!

  2. Kevin Fogarty
    July 26, 2021 at 3:38 am

    I’ve got an 807, and I’m still waiting for a response from Amex,,,but I think they will reject me still because they asked me to submit my recent bank statements to them.

  3. Tony Scally
    July 26, 2021 at 3:38 am

    Great info. I got rejected with a 700 score on the freedom flex card

  4. Zakia Baig
    July 26, 2021 at 3:38 am

    Not helpful

  5. Odins War
    July 26, 2021 at 3:38 am

    Its a system rigged against the consumer. You can have an 850 score and they can still find a way to reject you. Pay off a loan and your credit score drops lol isn't the point to pay debt back.

  6. Junito Lopez
    July 26, 2021 at 3:38 am

    Funny, not in a good way. Today we have the corona virus, and the economy from the Great Depression era with high unemployment. Video relevant today

  7. JohnnySilverfoot
    July 26, 2021 at 3:38 am

    "Too much available credit"
    Fk you chase bank
    I dont even need the card. Just OCDing about being rejected. We have very low debt to available ratios. Chase was just being a dick.

  8. Slomotion6171
    July 26, 2021 at 3:38 am

    Good video with valuable information!

  9. Wyatt Potter
    July 26, 2021 at 3:38 am

    I have had my Discover it secured card for over 6 months and I applied for the Bank of America card last night and got rejected. I don't know why yet. I always paid off my card early and all of it before it was due so I had a 0% utilzation on it and my TransUnion and Equifax scores on credit Karma is 743 and my Fico score is a 771.

  10. Fearlessly Underrated
    July 26, 2021 at 3:38 am

    Everything has to work in the banks favor. Because a 20-25 percent interest rate is robbery within itself. But we are wrong going for what works for us. Smh.

  11. Dmytro Hay
    July 26, 2021 at 3:38 am

    When u apply for a credit card, would a company see that I am an authorized user? And if so will it affect their decision?

  12. De Etra Anderson
    July 26, 2021 at 3:38 am

    Hello there! Please do a video of what cards you have in your wallet. Thanks!

  13. AllProG
    July 26, 2021 at 3:38 am

    When calling the Credit Card company that denied your application for a card you felt you shouldve gotten and you want to negotiate an approval , will that evoke Another Hard Pull and lost points?

  14. TORRANCE CODY
    July 26, 2021 at 3:38 am

    Great info thanks for taking the time to do these awesome videos.

  15. Fernando V
    July 26, 2021 at 3:38 am

    Awesome video. I got rejected with a 750+ for the Ducks Unlimited CC.

  16. Peter Rambacher
    July 26, 2021 at 3:38 am

    I have an 816-806 and was rejected for an AEP this was because the card companies were not reporting them, even though they were being used and paid in full weekly. It was told to me that a zero balance on closing date, means they don't report. This is common on many cc accounts. So I added spend on all my accounts for about 3 months only paying them down but not off and then I was approved. Yes my score dropped about 7 total points when it shown spend but quickly went back up once paid back off again. Hope this helps…

  17. How To Build Credit TV
    July 26, 2021 at 3:38 am

    Great video Adam! I’ve actually experienced this…I had a Fico score of 753 and I got rejected.

    You’re very right sir…you hit the nail right on the head. A lot of people don’t know this. Very informative and helpful video.