Credit Repair

Is 704 A Good Credit Score – The Benefits of an 800 Credit Score (How To Get & Use GREAT CREDIT!)


Is 704 A Good Credit Score – Highest Rated?

Learning how to get an 800 fico credit score is one thing, but you also need to know how to make the most of an 800 credit score once you get there! In today’s episode, Matthew Pillmore, president of VIP Financial Education, talks about some of the big benefits that come with having excellent credit and also dishes out some credit repair tips for those that are still building their credit score.

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So maybe you find yourself with an 800 credit score and you’re wondering how do I take advantage of excellent credit score? Here are 4 of the most useful benefits to having an 800-plus credit score.

1. You’re much more likely to be approved when you apply for new credit.

2. That 800-plus credit score is going to qualify you for better credit cards with better rewards.

3. You’ll qualify for lower interest rates and higher credit limits.

4. The most interesting and useful types of credit accounts become available to you. Accounts like HELOCs and even Non-Owner Occupied HELOCs…

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  1. VIP Financial Education
    July 25, 2021 at 12:05 pm

    Have you reached an 800+ Credit Score? If so, have you noticed any differences in how you're treated when applying for new debt weapons? Anyone on their way to an 800+ Credit Score? Would love to hear your thoughts and stories below!

  2. Anthony Gauna
    July 25, 2021 at 12:05 pm

    Sold my house and paid off all my credit cards. Went from high 6's to 816. What a great feeling. Now its just a a matter of keeping it up!

  3. Derej M
    July 25, 2021 at 12:05 pm

    803 ….. I have one credit car 5k max I never put over a grand on it and I make large chunk payments each month because I don’t use it often. Also paid my car off quickly which helped both in debt and showing that I paid back debt

  4. Susan Karen
    July 25, 2021 at 12:05 pm

    Mine is 850

  5. cavhoki
    July 25, 2021 at 12:05 pm

    what is the highest credit score you can get huhhhh

  6. Jae Gaming
    July 25, 2021 at 12:05 pm

    Im a kid and dont know why is so good to have a hige credit score

  7. Erica Darden
    July 25, 2021 at 12:05 pm

    Love the shirt!

  8. A Azul
    July 25, 2021 at 12:05 pm

    What cridit cards you recommend

  9. Andy Wu
    July 25, 2021 at 12:05 pm

    This is good for a passive income business. Good credit you can get a loan to begin that.😀

  10. Paul Revere
    July 25, 2021 at 12:05 pm

    My score is 822. I pay in full all the time and never miss a payment.

  11. Ray M
    July 25, 2021 at 12:05 pm

    I’m in the 800 club

    July 25, 2021 at 12:05 pm

    Great informative video. I have a question concerning my age of Credit. I'm currently at a 757 with my oldest credit card being 2 years old. Now I have two cards that I got in the same month, so they obviously share the same age of credit. Now I'm thinking of closing my Citi double cash rewards card, unless they agree to upgrade to a better Citi card. Since the benefits aren't that great. If I were to close that account, would that affect my average length of credit, as well as drop my score, even though the other card shares the same age? Thank you!

  13. MrNEMILI
    July 25, 2021 at 12:05 pm

    How long does collection stays on your credit report?

  14. harrison wintergreen
    July 25, 2021 at 12:05 pm

    Mark Cuban says anyone using credit cards is a fool who doesn't want to be rich.

  15. Milton Romero
    July 25, 2021 at 12:05 pm

    Great video as always. Mine CS is in the 780 and my wife 760 and growing. I feel really great having a coach to ask whatever I have a question.

  16. Sam Evens
    July 25, 2021 at 12:05 pm

    I haven't reached 800+ but, you are helping me so much by being an example of what can be done. I saw your recent video where you secretly recorded your trip into a bank to get a debt weapon. I said to myself, If he can do that, so can I! I've NEVER gone into a bank to ask for money like that before. So, I went into my bank where I have my personal and business accounts for several years and asked for a business line of credit. Much to my shock, they gave me access to $25K. Knowing that I have money available to me to help with my cash flow issues is an awesome feeling. My confidence is building. 800+ Here I come!

  17. Anthony Rose
    July 25, 2021 at 12:05 pm

    I like your shirt your selling

  18. Anthony Rose
    July 25, 2021 at 12:05 pm

    Awesome show you provide good information

  19. Erick Barraza
    July 25, 2021 at 12:05 pm

    Texas has access to an all in one loan.

  20. Josette
    July 25, 2021 at 12:05 pm

    My score has been above 700 ever since I first started watching your videos love the information has helped me a lot

  21. J Lewis
    July 25, 2021 at 12:05 pm

    My score is 804 currently. A couple months ago I acquired a $25k personal line of credit. Next month, I close on my new house with a 3.5% interest rate. Great credit scores have great benefits!

  22. James P
    July 25, 2021 at 12:05 pm

    Dang it you just reminded me I have to let a bit of my charges go till I pay a little interest. I got this bad habit of paying the full amount every week. Dont want them to put me on the bad list because I have no interest payments ever.

  23. Anthony Rose
    July 25, 2021 at 12:05 pm

    Get nice personal loans

  24. How To Get An 800 Credit Score LLC
    July 25, 2021 at 12:05 pm

    I started building credit in Oct when I had a 508 credit score. Now my score is 746 about 54 points away from an 800. I make videos about my journey and the knowledge I learned along the way.

  25. Mary Wakefield
    July 25, 2021 at 12:05 pm

    727 and counting. Thanks Matthew, your advice is helping me to get to 800; especially paying off the credit card every month just before the closing date – who knew!:)

  26. James Doughty
    July 25, 2021 at 12:05 pm

    I’m still in the 540 area… but on the steady climb up.

    I have a question about collection accounts tho… I have 2 that had been on my account almost 5 years, so I was letting the fall off, but they both have been renewed, and are only showing that they are a couple of months old now… what should I do now?

  27. Dean Berger
    July 25, 2021 at 12:05 pm

    I use my Line of credit to buy dips in dividend paying stocks. Everyone needs to start somewhere though, I don't know who needs to hear this. But you can do it, start just start and keep going forward.

  28. Armandine Jacotin
    July 25, 2021 at 12:05 pm

    My credit is less than desirable at the moment, but I totally understand the points you make. I love your teachings and all the great examples you give. Working on joining the 700 ranks on the not too distant future.

  29. Alfredo Perez
    July 25, 2021 at 12:05 pm

    I would like to say Thank You very much just by the information that you have gave everyone it helped me a lot. I now have a 804, and 818 credit score.
    Because of this it recently helped me with my air conditioning business.
    Now I am going to try opening business lines of credit instead of using my personal credit lines.
    I'll be definetly be signing up for your class pretty soon. I'm interested in buying my personal home and investment properties maximizing my cash flow.
    Thank you,

  30. Angel Simmons
    July 25, 2021 at 12:05 pm

    Yes I'm at 809 from 630 after applying some of the techniques you talk about on your Channel. I don't have a business yet. By using the techniques and applying them to the business of my life I have tremendously grown
    Thank you very much.