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Is 663 A Good Credit Score – How to Improve Your Credit Without Debt | Your Money, Your Choices with Susan Daley


Is 663 A Good Credit Score – Highest Rated?

Today is all about tips for improving your credit score even though you don’t have any debt.

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  1. satya dev chakka
    July 30, 2021 at 8:13 pm

    Hey Susan! Thanks for the great video with lucid explanation. I'm an international student in Canada from September 2019. Since then I have only one credit card and never exceeded 35% limit as you said in the video. Do you have any suggestions for me to boost up my credit score as I'm planning to pursue higher studies in couple of years I really need some financial leverage. Thanks in advance!!!

  2. Victoria Landau
    July 30, 2021 at 8:13 pm

    I have 4 credit card and I’m alway paying them on time I never go over the 30% and when I pay them I pay them all in full I don’t have a lot of debt my score keep going down just because my utilization goes from 4% to 6% I’m so confused. Because if I’m paying them on time and I don’t have more then 30% why is it still going down ?

  3. James Rogers
    July 30, 2021 at 8:13 pm

    No thanks. Your advice contradicts the title of the video. Getting ANYTHING with a credit card is still debt.

  4. Kyrie
    July 30, 2021 at 8:13 pm

    High utilisation is not necessarily a bad thing: to trigger pre-approved credit limit increase, one generally will have to borrow near the credit limit, and pay it off on time. Generally, when this is done a few times, you can talk to the bank to see if the system has pre-approved a credit limit increase. This way you do not have to take a dip in credit score by requesting a credit limit increase.

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    July 30, 2021 at 8:13 pm

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  7. Aneet
    July 30, 2021 at 8:13 pm

    I have 2 credit cards and and amex charge card. I'm planning to cancel amex as it comes with annual fees and I hardly use it.
    Does cancelling a charge card harm credit score??


  8. Eabell
    July 30, 2021 at 8:13 pm

    😍 thanks Susan

  9. jean billy
    July 30, 2021 at 8:13 pm

    Which link? Couldn't find any