Credit Repair

Credit Score 778 – How To Raise Your Credit Score Without Debt


Credit Score 778 – Review

See What Is Really On Your Credit Score:
Sign up here:

My recommended resources👇
🏦Best place to keep your emergency fund to earn extra interest:
📱EASY Monthly Budget Template Spreadsheet:
📱EASY Spending Analysis Template:
🎥My Personal Budget Report Card videos and discord:
📞Give Me A Call To Talk Money or YouTube:
▸▸▸ Enroll in my How To Save Money On Groceries Course: Save $15 by using code YOUTUBE —

Recommended videos: 👇
🎥How I Built Multiple Streams of Income:
🎥How To Make Your First Budget At Any Income:
🎥 Why I Don’t Follow Dave Ramsey Anymore:
🎥 The Pros and Cons of Dave Ramsey:
🎥5 Things To Do BEFORE You Start INVESTING in 2020
🎥How To Overcome The FEAR Of INVESTING:
🎥Dividend Investing for Beginners 2020:
🎥Why $1,000 Isn’t Enough For An Emergency Fund:
🎥 Our $20,000 Pay Cut… Preparing For A Financial Crisis:
🎥How To Make Money During Quarantine (Side Hustle Ideas):
🎥How I Save 50% My Income For Financial Independence … And How YOU Can Too!:

How To Raise Your Credit Score Without Debt
Is your current credit score less than desirable? Increasing your credit score seems daunting, but there are easy ways to increase that ‘all important’ number… and fast!
Here are 7 PROVEN ways to improve your credit score.
Know your score
Your Mortgage Can Increase Your Score
Keep Utilization LOW
Request Increase In Credit Line
Become An Authorized User
Negotiate Outstanding Balances
Pay Down Your Balances

DISCLOSURE: Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe.
I am not a financial advisor. The ideas presented in this video are personal opinions and for entertainment purposes only.

Thanks for watching the Credit Score 778 video!

Watch the Credit Score 778 video on Youtube



  1. Meme Lashae
    July 25, 2021 at 7:01 am

    That invisible credit problem was what I ran into when I tried to buy my first car. Partner that with a parent with zero financial knowledge (who had to co-sign the loan so I could get the car) and I walked away with the worst ever in history interest rate on a junk car from some sketchy dealership. I basically bought 1 1/2 cars buy the time I paid off the car, I was in the dumps via credit, owed $44k in card debts and 97k in student loans and really couldn’t afford anymore Tried Lexington law a while back and that was just a mistake My cousin referred me to Creditrepairport on telegram I’m intrigued by their honesty and service..

  2. Annabeth Hollie Griffith
    July 25, 2021 at 7:01 am

    In the middle of Nov of the year 2020 , I was reading an article about a particular credit repair agency raising their credit score from 300 – 800+ and how their clients were happy about was just reading this as a news article and surfing through the comments on YT when a simple comment from a user on YT caught my attention so i decide to get in touch with the company and he help me increase my credit score from 605 to 800+, he also deleted all my negative reports and raised FICO score to 810 now i’m good to purchase anything I want and will be approved for mortgages for sure , thanks a lot ANONYMOUSSOLUTIONX🟡ORG..

  3. Danielle Louise Moinet
    July 25, 2021 at 7:01 am

    There was no way I had the time or knowledge to fix my credit myself. Mr SOlutionX did exactly what they said they would do,im currently a 800+ credit score owner. Thaks for the service, I really appreciate your help. I recommend ANONYMOUSSOLUTIONX🟠ORG to everyone who’s struggling with bad credit and negative items. They’re 100% legit and reliable

  4. Sam White
    July 25, 2021 at 7:01 am

    Whether you like it or not the truth remains that we all want a good credit score, the merits of having a good credit score cannot be overemphasized, that said I would like to inform you that there is a credit hack company that can get your credit fixed in 6 days. Sounds impossible right? Yea, it is because I thought so too. I had a medical condition which put me through a lot, things were not working out, it cost me a lot, let me spare you the tale of my woes and give you the good news I had a credit score of 340 as at last year before my best frinend told me about SolutionX credit fixing expertise , initially, I was skeptical but they have been able to increase my score to 725. You might want to contact them via their website Anonymoussolutionx . org or via email at Fixxhackxspy @ gmail . com .. and dont forget to thank me later.

  5. Joy Joy
    July 25, 2021 at 7:01 am

    Just wait until the government takes complete control of credit scores and bureaus. I can't even imagine the mess. And honestly the current credit system is not that hard to get at all as long as your IQ is not below room temperature. If you really can't get it and aren't responsible enough to make it work, nobody should be lending you money anyways but try to reach out to Anonymoussolutionx . O rg to fix your credit report and get best things for yourself…

  6. Roben Vamparce
    July 25, 2021 at 7:01 am

    A tragic fortuitous event caused me to max out my credit cards and that seriously impacted me financially… I was watching a video on YouTube about how to fix your bad credits and I stumbled upon this credit repair team (JOHNNIEHACKSLLC ORG…OR TEXT: (951) 376-4173 ) in the comment section. At first, I was unsure but I was at a dead end and I needed a solution for my crisis and I figured things couldn't get any worse… So I decided to give it a shot and text the credit repairer and I'm glad I did because everything turned out great, my debt was fixed and I'm living a life without financial worry; which is literally the worst circumstance ever. Technology is advancing and solutions are rapidly being created to solve numerous problems and I'm glad credit repair happens to be one of them… I decided to share this, so people currently suffering from my previous predicament can get a solution……JohnnieHacksLLC .Org

  7. Arin Roben
    July 25, 2021 at 7:01 am

    I have a credit score of 485 and so many negative items on my credit report that are from several years ago, I also have a good mix of credit which is student loan and credit cards. I have been declined of a car loan, A friend of mine introduced me to a ethical credit repair specialist and digital forensic specialist JOHNNIEHACKSLLC. ORG, He help me increase my credit score to 809 excellent plus and also delete all my negative items of my credit report. Contact him through his website… JohnnieHacksLLC .Org , he's the best!

  8. Jone Cruss
    July 25, 2021 at 7:01 am

    I had tried to fix my credit on my own being that I only had a few thing to get off, it was a head ache. I was starting to give up on the whole thing until one of my friends I work with had told me about a credit repair group called JOHNNIEHACKSLLC .ORG. so I figured I'd contact them being I had to get this stuff removed, my husband and I had no chance. these guys not only settled my judgments but they also got all collections & inquiries removed, This team are simply the best, I now own a home and a car! Thanks a lot JohnnieHacksLLC .Org

  9. Eden Mitchel
    July 25, 2021 at 7:01 am

    Few months ago I was stuck with a loads of debts in credit cards and auto loan and all reported across the three reporting agencies , I reached out to JohnnieHacksLLC. Org for help regarding my credit because few days ago I was on youtube and saw a lot of people giving good reviews about them and I thought of using them to clear items off my reports , I am happy I took the decision , thank you guys for coming to my rescue,.VISIT them to get your poor credit fixed…………JohnnieHacksLLC ,Org

  10. Dani Martin
    July 25, 2021 at 7:01 am

    I love you JOHNNIEHACKSLLC. ORG for helping me out when i actually thought i was never going to be out of this HUGE debt i got myself into, .I was (19) so young and dumb, tried to enjoy my life getting into debts, but now i'm 24 and now paying for my mistakes, .JohnnieHacksLLC. Org cleared all debts including my heavy student loan and also increase my score to (811) from (623), thank you guys i promised to recommend you guys to people like me who needs your help

  11. Criss Martin
    July 25, 2021 at 7:01 am

    I had a poor credit report I needed to pay bills and make changes in my apartment as things where getting Shabby, I paid various hacker to help boost my credit score and clear the bad stuffs on my credit but they couldn’t change a thing. I have been scammed several times I really needed to fix my credit report, I came across a lady at the store by name Mariela as she was telling to her friend about her hacker, I had to stop and ask her a few questions we where getting to know each other, as she shared with me a testimony of a great credit repair agency how they fixed her credit and gave her a Good score. I decided to give a try on them, I had a strong hope he would put a smile on my face. I contacted explained to him my situation, he explained the process and requested for my information. In less than 2 weeks my score was raised from 465 to 798 and in exactly 11 days my credit got in good shape, all late payment and negative items was pulled out i can tell you with all sincerity that my life is back to normal and things are actually working out for me and my family, all thanks to Johnnie Hacks LLC you can get to him via JohnnieHacksLLC. 🌏Org God bless him

  12. Rosemary Gibson
    July 25, 2021 at 7:01 am

    I just had a past due collections appear on my credit report from 5 years ago. I knew nothing about it. I called the credit collections company and paid the debt. I called the collections company and they said "no" that's up to credit bureau. I just called Transunion again and they said it was no longer on report. Experian won't answer their phone so went online, all effort to correct this was proven abortive and I needed to do this fast for me to qualify for a house mortgage. Few weeks ago I came across this credit coach who many had recommended how he had helped them with their credit score. I contacted him via his working email address(info@johnniehacksllc•org) and asked if he could help me. He answered boldly 'YES' and explained to me in detail the whole process. I gave him a try to my greatest surprise he did an amazing job. My score has been boosted to 787 on average across all bureaus and all 3 items were removed.

  13. Olivia Anderson
    July 25, 2021 at 7:01 am

    Just found this channel. I’m 26, $127k in debt (+10k in medical debt) with two B.S’s and a M.S. I’m working two jobs (clinical analyst and tutor and make $55k gross) and live with roomate’s to save money. I only leave my house to work and grocery shop. I’ve cut out all hobbies and friends and literally sit in my room with the lights off when I have down time. I feel hopeless. I didn't know how to pay off this debt and was desperate. I found a recommendation about using Johnniehacksllc. Org to fix credit and clear debts , I used them and they definitely checks out thank you guys,..🔊

  14. Preston Albert
    July 25, 2021 at 7:01 am

    I’m a credit card churner if you want more info

  15. Woodsmith Treasures
    July 25, 2021 at 7:01 am

    Super helpful!!

  16. Cathy Bussewitz
    July 25, 2021 at 7:01 am

    If you need the most intelligent and professional to help you look into your bad credit score or poor credit report. Don't go to long get him via [] I do contact him via his mail too and he came out with an Effective And Positive Results! He's also capable of paying all debt or Home Equity and If you need A Business or Personal Loan.

  17. Hall Paint And Body
    July 25, 2021 at 7:01 am

    Only credit I can get, is a line of credit at my bank. They will freeze my savings account to the dollar I owe and take the payments from my checking account. 45 never had a cc

  18. Ethan Deklin
    July 25, 2021 at 7:01 am

    I have to share this because I believe I could change someone’s life with this too,i invested in a business with my colleague thinking it will yield something great but unfortunately it all ruined my life and got me into a lot of debt because I was sacked and couldn’t afford to pay my bills and I also got fraud check in my account which ruined my credit score I thought of what I could do to rectify everything,it was my daughter that came online to look for ways to repair credit score and found different people recommending versatile credit patchup and asked me to go try and see if this team could be of help,I contacted them thru their website and one of their expertise replied me and i explained all to him and he told me how the process was going to be and all I needed for it to be done,I have 3 different credit cards which I had debt on them,they paid off all my debts,did my credit repair,removed past eviction from my credit report let me say they rebuild my life with their hacking skills,friends this is the only team I can recommend here visit their website

  19. johnson phillip
    July 25, 2021 at 7:01 am

    I have a lot of negative items on my report, and i recently got into a car accident, in which my car was tolled… How ever, I found myself needing a car ASAP. but my credit score was so low that every where i go , they ask for outrageous amount of money down, and very high interest rate that i was skeptical to contact wwwdotversatilecreditpatchupdotcom and I visited their website,as well asking for their help..well they assured me of a 101% guarantee of a safe and great service. Thereafter,they deleted all the negative items on my report, increased my score to 791 and I was able to purchased the car I needed, be free to go check them out thru their website and get your score raised….Google search versatile credit patchup and you'll be directed to their website

  20. brock maureen
    July 25, 2021 at 7:01 am

    They removed 17 hard inquiries, 7 delinquent accounts, and deleted all negative items weighing down my credit score which boosted my credit from 534 to 805 in just two weeks and they added AU tradelines on mt credit profile which posted on my credit just under 48hrs after score has gone up. Thanks to versatile credit patchup(search them on google). I really appreciate this, I promise to keep recommending (versatilecreditpatchup)dotcom to people in need of similar help regarding credit repair and tradelines etc THEY ARE THE SAVIOR!

  21. Larry Hale
    July 25, 2021 at 7:01 am

    A lady online dropped her testimony after working with (versatile credit patchup) which I saw her comment and decided to Check them out exactly the way she said and here i am telling my own testimony too,they are the only hacking team i will tell and recommend for you all i was approved for a car after all they did to my credit report and they also cleared my wife's credit card debt,removed past evictions from her credit report and she was able to apply for a high limit credit card worth $24,000 just got delivered to her,search versatile credit patchup on google and scroll thru their website and you can contact them on the website also

  22. nathan jennifer
    July 25, 2021 at 7:01 am

    versatile credit patchup are so real like the feed backs and recommendations because they fulfilled all the promises about deleting derogatory marks and negative items in my reports and helped me in keeping 824 FINANCIAL ASSESSMENT, I found about them on google after a lot of recommendations on youtube here few weeks ago. I am really happy about the move

  23. Alexander terry
    July 25, 2021 at 7:01 am

    I used versatile credit patch up credit repair program after I was introduced to them by my colleague and they never disappointed. Happy 800 golden score to me and all my debts and negatives have been taken off as well all within a very short while. They are just the best, just let them know i referred you and they would respond as soon as possible. Email them directly at (wwwdotversatilecreditpatchupdotcom)

  24. kelvin scott
    July 25, 2021 at 7:01 am

    I had an EVICTION, JUDGEMENT and quite a number of other negative items on my report with a low 500's CREDIT SCORE. These prevented me from getting a mortgage until I starting looking for help,and i came across VERSATILE CREDIT PATCH UP online and they finished working on my REPORT in less than 2weeks, my CREDIT SCORE increased to 780+, all the negative items on my REPORT were deleted permanently and they added good trade-lines to boost my credit mix (Mortgage tradelines, Installment tradelines, Revolving credit cards and Auto tradelines) on my report, I got the mortgage and that was phenomenal! (versatilecreditpatchup[DOT]com)

  25. Robert Larson
    July 25, 2021 at 7:01 am

    My trusted recommendation for you regarding credit repair assistance you should email credit PatchUp trustee & Debbie on mail [] I can boldly recommend Credit PatchUp LLC because Debbie the credit repair specialist just removed 45 negative marks from my report, my score jumped excellent by climbing 118pts in just 2 weeks into using their credit sweep service, it was my best funds ever spent.

  26. Holistic Money
    July 25, 2021 at 7:01 am

    This is all such great advice for helping your credit score! It can be so hard to navigate your credit, especially once you’ve gotten yourself in a sticky situation.

  27. Louis Matassa
    July 25, 2021 at 7:01 am

    I have a fico 💳 score of 850