Credit Repair

788 Credit Score – How I got my Credit Score from 0 to 788 – Building Credit


788 Credit Score – Review

-A step-by-step guide to on how to budget at the different stages in life. Avoid the budgeting mistakes that I and many others have made.

Today, I want to show you how to get your credit score from 0 to the mid 700s! This is a great beginner’s guide to repairing, fixing, and building your credit score.

Step 1: Get yourself a secured credit card whether you have not established any credit or you want to fix bad credit. Establish automatic payment schedules for these cards. Learn the effect of payments on your credit.
Step 2: Learn how to use these cards to build your score and which factors affect your credit score. Learn how credit utilization affects your score.
Step 3: Ensure you have a couple of different credit types! Find out what percentage of your score is affected by this.
Step 4: Keep the number of inquiries to a minimum! Have a plan when applying for credit. See how this affects your score.
Step 5: The old adage. Nothing gives you more experience than TIME.


The Art of Finance is a way to show individuals how they can achieve financial freedom through improved financial literacy, entrepreneurship, and lifestyle. I have a finance degree from CSUF Mihaylo School of Business 🎓, as well as extensive experience managing personal finances for clients and managing finances in the federal government sector for multiple agencies 💼. I am a veteran ⚓ and a real estate investor 🏘️. Most importantly, I’m just an everyday person that loves talking about MONEY💵! I’ve made it my life’s mission to empower people with the use of financial literacy.

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.

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  1. AntWrocksNY
    July 25, 2021 at 3:05 pm

    Thank you

  2. AntWrocksNY
    July 25, 2021 at 3:05 pm

    Just starting out – I have a TD bank acct should I do a secured card thru them ?