Credit Repair

766 Credit Score – 5 Credit Cards that WON'T Deny You (Instant Approval)

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766 Credit Score – Most Popular?

Establishing credit is one of the biggest things you can do financially. By building credit early, you can set yourself up to be able to borrow money down the road when you want to buy a new car or your first house.

I’m gonna share with you guys 5 credit cards that will approve you instantly, meaning you will not get denied. If you have no credit or bad credit, these are gonna be the best option to raise your credit score!

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My advice is to start building credit as soon as you turn 18. There are many ways to build credit & the easiest way is to setup a secured credit card in your own name. Now, all of these credit cards do report to all 3 of the major credit bureau’s (Transunion, Equifax & Experian).

If your not familiar with what a secured credit card is, it’s basically putting down a security deposit that the company holds as collateral in case you stop paying. But as long as you pay on time, they usually refund you the full amount after 1 year.

1st OPTION
Discover Secured Cc:
It offer a $0 Annual Fee where most beginner credit cards usually charge an annual fees. The Card offer rewards points & is the only secured credit card on the market that’s offers rewards. Basically offers 1% everything & 2% on restaurants & gas stations. Also, the card offers a Free FICO score, which is also usually not offered with secured credit cards. Discover is a well known company & the secured card does not look any different than the normal discover credit card, so you don’t feel discouraged using it in public.

2nd OPTION
Citi Bank Diamond Secured MasterCard:
This card also has 0% Annual Fees & no foreign transaction fees which is usually never offered with secured credit cards. The best thing about this card is that you can upgrade to the citi double rewards points card after 1 year. Which is hands down one of my all time favorite cards b/c it gives you double the cash back & I use that card all the time.

3rd OPTION
Capital One Secured Cc:
This is very easy one to qualify for, plus you have access to capital one lounges all across the US. This card only has a $49 security deposit to start, which is one of the lowest in the market & you can qualify for a credit limit of $200.

4th OPTION
Open Sky Credit Card:
Now, if you can’t get any of the other options, then this is the best card to start because they don’t even pull your credit report. The only bad thing about this card is that they charge a $35 annual fee, guaranteed you will get approved for this card because they do not pull your credit report for approval.

5th OPTION:
CreditOne Platinum Unsecured CC:
Now, this one makes the list because it is a unsecured credit card, meaning NO SECURITY DEPOSIT. This card is fully unsecured & this is the best option if your not looking to put down a security deposit. This is the best option for someone with poor credit between 300-650. The Credit limit starts at $300, so higher than the secured cards. Plus, it also Offers a 1% cash back on all eligible purchases including groceries & gas stations.

Hope you guys enjoy this video!

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#InstantApproval #BestCreditCards #BuildCredit

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47 Comments

  1. Painfully Honest Advice
    July 26, 2021 at 5:52 pm

    Thanks for all the support guys. Don't forget to SMASH that like button! 🙂

  2. Jay Em
    July 26, 2021 at 5:52 pm

    if i was denied for the Discover Cash Back credit card and i apply for the secured credit card, will it affect my credit that bad? lol plz help.

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    July 26, 2021 at 5:52 pm

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  4. White Charger
    July 26, 2021 at 5:52 pm

    Literally have been denied for every single one of these over the past couple years

  5. ellery reynolds
    July 26, 2021 at 5:52 pm

    You said in your video that the cards are guaranteed I applied for the city secured card and a Discover secured card my credit scores are just about 600 and I was declined for both companies I don’t think you should say that it’s guaranteed because it’s not

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  10. Shakaama
    July 26, 2021 at 5:52 pm

    "won't deny" almost all will deny … clickbait title.

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    July 26, 2021 at 5:52 pm

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  12. David Darby
    July 26, 2021 at 5:52 pm

    I had a Bank of America secured credit card for 1500.00. After using this credit card for four years, paying on time, and paying it off, they refused to give me an unsecured credit card for any amount. I canceled my card and requested that they put the 1500.00 dollars in my checking account and was told that the card is paid in full and that they would deposit the 1500.00 dollars in my checking account within 10 business days. I waited 10 business days, and Bank of America never transferred the money.

    I called Bank of America and was told that I didn't receive the money in my checking account because Bank of America charged me an international fee of .27 cents after I paid off the complete balance, including all pending charges that they told me I owed.

    Bank of America agreed that no charges can be applied after an account is closed, and they would remove the .27 cent from the balance and transfer the 1500.00 to my checking account. The next day, I checked my account to see if they remove the .27 cents, they hadn't. Tomorrow I will call Bank of America to speak with them again for another hour over the .27 cents.

    I will never use credit again, except for purchasing real estate. Now that I don't have any credit cards or have any outstanding loans for more than 7 years, I will have a credit score of 0 in approximately 18 months. You can get a home loan faster with a 0 credit score than a low credit score. It will be necessary to put down more collateral than usual, at least 25 percent or more.

    My advice, don't use credit for anything. Save your money and live within your means.

  13. Belen Velez
    July 26, 2021 at 5:52 pm

    I was denied. They will send me a denial letter.

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  15. LJ
    July 26, 2021 at 5:52 pm

    There’s another video that says Discover will deny you for a secured card depending on certain things.

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    July 26, 2021 at 5:52 pm

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  19. Ryan Medows
    July 26, 2021 at 5:52 pm

    Discover denied me

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    July 26, 2021 at 5:52 pm

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    July 26, 2021 at 5:52 pm

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  23. Amber Allen
    July 26, 2021 at 5:52 pm

    If I was denied the pre-approval process for all Discover cards will I get approved for the Discovery it secure?

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  26. ecfearfactory86
    July 26, 2021 at 5:52 pm

    Discover has denied me 5 times and that's for the "Secured" deposit required card!

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  38. James Grayson
    July 26, 2021 at 5:52 pm

    The huge thing about the Discover card is, at the end of your first year they will match all of cash back that you received during that year. You got $600 cash back during the year, they will give you another $600 COLD HARD CASH BACK. Just think, a return of deposit, matching cash back and probably a credit line increase along with a reduction in interest rate.

  39. Yaneisi Teruel
    July 26, 2021 at 5:52 pm

    Hi Hi Emily If I apply for a secure credit card and I am denied do i get a hard inquiry

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    July 26, 2021 at 5:52 pm

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  45. MUNCHEYE BOY
    July 26, 2021 at 5:52 pm

    Point of a security deposit shit can't use the money like saying I have $300 in my savings then I move it to a checking with no access what the hell

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