Credit Repair

709 Credit Score – Authorized User on Credit Card – What you need to know – (Pt.4) Credit Hack Series

709-credit-score-authorized-user-on-credit-card-what-you-need-to-know-pt-4-credit-hack-series

709 Credit Score – Whats The Best?

This video will show you everything you need to know about becoming an authorized user on a credit card. How to increase your credit score becoming an authorized user. The pros and cons of becoming an authorized user on credit card. How long does it take for an authorized user to show up on a credit report? Which credit card companies report authorized users? Authorized user trade lines, and more…

Being an authorized user is one way to increase your credit fast with the help of another person’s credit. An authorized user is also called “piggybacking” someone else’s credit. It is a easy way to repair your credit fast but I go over some HUGE pros and cons that are MUST KNOW before attempting this credit repair on your own!

Are you looking to boost your credit fast? Or maybe want to learn more about credit repair and get above an 800 credit score? Maybe you want to learn more about finance, real estate, or wealth? Well than, this channel is for you…I am piecing together every way possible to increase your credit for free & more importantly how to do it fast in my credit repair hack REVIEW video series. This video is part 4 of the series. Please subscribe and if you have any thoughts or comments, please share them below to help me grow this channel and reach more people & help EVERYONE’S credit! (:

Credit Hack Series Video Links:
Do this trick to boost your credit score in 30 days or less (Pt.1) – https://www.youtube.com/watch?v=tdbW9swsvP8&list=PLW6wMRTu8HhAljzli7VySUliDMZgHZ0gJ&index=2&t=0s

USING A SECURED LOAN TO BOOST YOUR CREDIT FAST/FREE (Pt.2) – https://www.youtube.com/watch?v=cY1seJqsZGw&list=PLW6wMRTu8HhAljzli7VySUliDMZgHZ0gJ&index=3&t=0s

Everything you need to know about Balance Transfers, and paying off debt (Pt.3) – https://www.youtube.com/watch?v=lKGAZkTQJ74&list=PLW6wMRTu8HhAljzli7VySUliDMZgHZ0gJ&index=3

How long do you have to wait to buy a car after chapter 7 –
https://www.youtube.com/watch?v=xfeQSrNv1KU&list=PLW6wMRTu8HhAljzli7VySUliDMZgHZ0gJ&index=4

THIS VIDEO:
https://youtu.be/S-nIncZ5xhI

Time Stamps:
0:45 – What is an authorized user?
2:05 – It “CAN” increase your score
2:58 – IT DOESN’T CARRY AS MUCH WEIGHT AS YOU THINK
3:27 – EQUIFAX DELETING HISTORY OF AUTHORIZED USERS
3:38 – You can’t make any changes
3:50 – “The whole point of being an authorized user”
4:35 – REPORTING TO ALL THREE CREDIT VIDEOS
4:19 – Kevin Hart
4:43 – Needs to be reported to all 3 credit beurres
5:17 – Another positive line reported out
5:40 – It lowers your utilization rate
6:35 – Increasing your credit in 30 days using “this trick”
6:46 – It will be reported out monthly
7:11 – My opinion of being an authorized user
8:31 – It doesn’t carry that much weight – again
9:40 – Co-signer intro
10:40 – Why be a co-signer on a card?
12:20 – THE POINT OF THE VIDEO
13:58 – THE LAST SECOND OF THE VIDEO (:

Links:
Cards that report out to all 3 credit beurres
https://www.valuepenguin.com/authorized-users-and-credit-cards-benefits-risks

Lists of videos coming soon:
–Paying before the minimum due date (Filmed)
https://youtu.be/tdbW9swsvP8
–Secured Loans to boost your credit without an inquiry (Filmed)
https://youtu.be/cY1seJqsZGw
–Credit card balance transfers to trick the credit bureaus (Filmed)
https://youtu.be/lKGAZkTQJ74
–“Piggy-backing” on someone else’s credit to boost your score (Filmed)
https://youtu.be/cYXkFvqHi_E
–Writing to remove inquiries
–3 credit line strategy
–Writing to remove negative remarks on credit profile
–Increasing lines of credit
–Disputing collections/settlements
–Consolidation loans
–Opening new accounts to trick the credit bureaus
–Charging small amounts to inactive credit cards or lines of credit

✅Subscribe & Never Miss A Video: youtube.com/c/AskAustinHarleyToday?sub_confirmation=1

👍Interested in buying a rental property? Check out this video on how to buy one with $0: https://youtu.be/5kpohTG7pVQ
👍Fastest way to increase your credit score: https://youtu.be/tdbW9swsvP8
👍Buying expensive cars for cheap: https://youtu.be/NQrL2C4uIzs

Disclaimer: The tips and tricks taught in these videos are from personal, hands-on learning AKA “The Hard Way”. THE GOAL: To educate and help any and everyone, no matter the financial situation you are in. Comment your video request in the comments section below!

Thanks for watching the 709 Credit Score video!

Watch the 709 Credit Score video on Youtube

48 Comments
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48 Comments

  1. nkaujhmoo Vaj
    July 25, 2021 at 4:52 am

    My snl is trying to add me as a authorizer. But not ss hows that going to affect my credit?

  2. AA-RON TV
    July 25, 2021 at 4:52 am

    Do I have to use their credit cards or can I just be added on and get my credit increased

  3. It's Bigz
    July 25, 2021 at 4:52 am

    Can you be a authorized user on more than one person

  4. Norberto Ramirez
    July 25, 2021 at 4:52 am

    Can being an authorized user on 2 different credit cards help my credit?

  5. Boonie
    July 25, 2021 at 4:52 am

    When your a kid it really good because you can get a credit history before you even are of age

  6. Divine Brilliance
    July 25, 2021 at 4:52 am

    If you get added to someone with bad credit but long history but owner makes payments for the months you are added, dispute as auth user for months you are added it as paid never late and it will erase activity in past months prior to add and show only months you've been added so 2 months of pays as agreed can reflect for 3 or so many years.

  7. Limon Ortega
    July 25, 2021 at 4:52 am

    This bug eyed dude trippin. Authorized users is effective when you dont have cash for a secured line.

  8. Purab Modi
    July 25, 2021 at 4:52 am

    I have just got 18 and now I want to apply for a credit card but it's kind of impossible without a job so isn't authorised thing is better ?

  9. Justin Caldero
    July 25, 2021 at 4:52 am

    I'm trying to add my 1 year old daughter as an authorized user on my chase freedom unlimited but it doesn't give me an option to add her social security number. How will her credit get boosted if the card will not even be attached to her social? I've called chase and they say to contact the credit bureaus and the credit bureaus say to call chase lol

  10. Thug Nasty
    July 25, 2021 at 4:52 am

    I have 1 paid off collection, can i still add a authorized user with that 1 paid collection, the rest of my report is 100% clean

  11. Carlos Laureano
    July 25, 2021 at 4:52 am

    If the credit card has 2 previous late payments and I want to be an AU on that credit line will those late payments appear on my credit report even though they were from before I was an AU?

  12. Dino Rivero
    July 25, 2021 at 4:52 am

    Hi, if I’m added to be an AU will it affect or have a problem on my side if I applied a credit card on my own in couple of months? Thank you great analysis btw.

  13. Ronald Lowe
    July 25, 2021 at 4:52 am

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  14. Brian1400
    July 25, 2021 at 4:52 am

    if i miss a payment does it affect the authorized user?

  15. Juan R
    July 25, 2021 at 4:52 am

    I use the authorized user for age of account which helps as well

  16. Erick Freitas
    July 25, 2021 at 4:52 am

    I’m 17 and if I’m added as an authorized user on to one of my parents credit card and if there credit score is not good will that effect me ?

  17. oliver
    July 25, 2021 at 4:52 am

    If I’m removed as an authorized user, will it show up on my credit report as ‘closed’?
    Also what happens when the primary account product changes?

  18. Diva Thomas
    July 25, 2021 at 4:52 am

    After adding the authorized user to the account, how long does it take to report to their credit report?

  19. Becky Rebecca Quin
    July 25, 2021 at 4:52 am

    I had a few things on my reports. They are loans i had when we were stationed overseas. I was medically discharged but the items went into collections because we were unable to pay them anymore. I had perfect credit until this happened. I wanted to buy a house but my score is keeping me from obtaining my VA loan. I informed one of my co-worker and asked how he got his score improved when he had similar issue. He told me he had to hire a professional with decades of experience who understands FICO (SolutionX) I don’t really understand how it works until I contact him via his email ( f i x x h a c k x s p y @ g m a i l , c o m .

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  20. Typical Maxxi
    July 25, 2021 at 4:52 am

    I know this is an old video but I got a question, if I have a 300$ credit line and I don’t spend more then 30%(90$) every month. And I add a user do we have to split the cost 45$ for me and 45$ for the user to add up to 30% or do we both get our own 30%? To spend from the acc? And if we do each get our own and each use 30% aren’t we spending a total of 60% at the end of the month?

  21. Sophia Acker
    July 25, 2021 at 4:52 am

    I'm now a Authorized user and  805 credit owner…I'm so much happy now because this had been my dream for the past 15 years,I've lost alot of money in the process in my past years to different credit agent,they all wasted my time and ruin my credit report more and more but All thanks to SOLUTIONXHACK expertise for fixing my credit reports and increased my credit score. Few weeks ago after I saw a recommendation from a lawyers giving kudos to their honest legit elite services. I'm now moving into my new home with my three beautiful daughters, I'm so much grateful to you SolutionX.if you seek for the same help contact SolutionXHack. Send your email to fixxhackxspy@gmail ●com

  22. vpxulinee
    July 25, 2021 at 4:52 am

    I have a question, let say you have been an authorized user for a account for couple months. The primary cardholder have good credit score and you, a authorized user never spend the card. It will still build your credit score right? Ok the next question is after being a authorized user for couple months, your credit score build up, what if you then decide to be removed. Will your credit score still be saved to your history or does your credit score report be deleted and lose your credit score? (Were talking about that the authorized user never have a account which means they dont have a credit score history in the past)

  23. FLAT. TV
    July 25, 2021 at 4:52 am

    So when the authorized user turn 18 can they get they own card or have to do applications

  24. :3
    July 25, 2021 at 4:52 am

    Is it better just building your own credit for those of us who want to use it like for example investing in real estate since it mostly revolves around credit?

  25. MrOldeastdallas
    July 25, 2021 at 4:52 am

    What if you add an authorize user to help him build credit and he fails to pay something and it goes in collections, will that affect the credit card holder's credit score? Can someone please help with this?

  26. Karen Hodge
    July 25, 2021 at 4:52 am

    Thehackstation,com cleared my student loans successfully.

  27. Karen Hodge
    July 25, 2021 at 4:52 am

    Thehackstation,com cleared my student loans successfully.

  28. Louie Flips
    July 25, 2021 at 4:52 am

    What happens to the authorized user’s credit if removed??

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    July 25, 2021 at 4:52 am

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  31. Royaltybrand11
    July 25, 2021 at 4:52 am

    Can I get a car loan off of Authorize user accounts

  32. Rhonda Wion
    July 25, 2021 at 4:52 am

    After falling into the hands of fake hackers ,thanks so much to a friend who recommend Hans to me. Thanks to him for helping me hack into my spouse's phone so i could see what he is up to and i was able to catch him red handed cheating on me,now i am out and a lot happier credit goes to the earlier mentioned hacker for a good job. If you are also interested in any sort of hack job you can text him on his email hacklord000@gmail.com He is genuine, very professional
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  33. Elliott Corona
    July 25, 2021 at 4:52 am

    Hi, I was add as a authorized user but the bank didn’t ask for my social security number, they said with my name is enough, is that right?

  34. CoutureQueen
    July 25, 2021 at 4:52 am

    I was added as an authorized user to my mom credit card but it still isn’t showing up on my credit is she not doing something correctly?

  35. Cla. Cus
    July 25, 2021 at 4:52 am

    My family can use my credit & be authorized user. They arent getting the physical credit card though to spend anything.

  36. A Shield
    July 25, 2021 at 4:52 am

    Does citi and discover report to all 3?

  37. Minhtri Ton
    July 25, 2021 at 4:52 am

    if I add my son as an authorized user, does it build his credit? My son is 16.

  38. Joeki11a
    July 25, 2021 at 4:52 am

    Hi, so monthly payments is done by main card holder???. I can help my Aunt with this? She has zero credit score history, no FiCo life

  39. Gabriel Garcia
    July 25, 2021 at 4:52 am

    Will being an authorized user help to get approved for the same creditor in the future?

  40. Kinyetta Branner
    July 25, 2021 at 4:52 am

    Use it just to Build just don’t give them a card. That way you don’t have to worry about the A.U using you card wrongly

  41. TheMostBenevolentKing
    July 25, 2021 at 4:52 am

    Would be a bad idea to become an Authorized User on someone's account AND get a secured credit card on my own?

  42. TheMostBenevolentKing
    July 25, 2021 at 4:52 am

    LOL!! Awesome video and breakdown, my man.

  43. john williams
    July 25, 2021 at 4:52 am

    After being added to my buds two credit cards my score shot up to a 760, however it actually says *AUTHORIZED USER * on my credit file so although I have a high score no one will extend credit to me because they have added AUTHORIZED USER to the credit file.

  44. Crawling3nmyskin
    July 25, 2021 at 4:52 am

    If I add someone to my card, does it pull their credit report?

  45. Mark Mendoza
    July 25, 2021 at 4:52 am

    Great video too 🙂👌🏼👌🏼🔥🙏🏼💯

  46. Mark Mendoza
    July 25, 2021 at 4:52 am

    If you’re an authorized user, but want it to be removed because they max out their credit card, and it’s negatively affecting me. Can i dispute it? Credit karma says I can dispute it

  47. Fitsum woldeamlak
    July 25, 2021 at 4:52 am

    Great to have the knowledge and the options when you make decisions of personal or business for your credit thank you!

  48. Jacob Carrillo
    July 25, 2021 at 4:52 am

    I added my girlfriend to my credit card as an authorized user she has no credit at all would you say this is a good way to jump start her getting credit card offers? Please let me know what you think