706 Credit Score – How I Raised my CREDIT SCORE by 128 points to 809 in 45 DAYS for FREE (FICO SCORE)
706 Credit Score – Whats The Best?
On this video, I share with you how I was able to raise my credit score 128 points to 809 for FREE. If I can do it, you most definitely can too!
Your credit score is crucial in most aspects of your lives. It affects how much lenders charge you on interests for every loan, it affects creditors wanting to give you credit or not, it affects if you get a job or not, it affects how much deposit you need to pay for utilities and even your insurance premiums. In short, having a good credit score will help you dramatically save money and get that dream job.
The most crucial part for anyone is to start by understanding how credit score is computed and then create strategies that focus on which items have the most weight in this equation. But before you go into this, it’s important that you get your free credit report and go through each item to make sure nothing is inaccurate. If there is anything that is inaccurate, dispute it right away with each bureau and they have 30 days to respond.
The breakdown of the credit score equation is:
35% On time Payments
30% Credit Utilization
15% Length of Credit History
10% Credit Mix
10% Hard Inquiries
The tips I share on this video, I guarantee will help improve your score over time. Just keep in mind, that it is longer to repair credit than it is to build a good one..however, follow these steps I recommend in video and you will see an increase.
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God bless ~ Until Next time!
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Disclaimer: Make sure to do your own research! Money Motivation, or any of its affiliates, are not licensed financial advisors. This video, the topics discussed, and ideas presented are just opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.