Credit Repair

668 Credit Score – How I went from no credit score to 700+ Fico in less than 6 months

668-credit-score-how-i-went-from-no-credit-score-to-700-fico-in-less-than-6-months

668 Credit Score – Best Deal Right Now?

Here I briefly explain the steps I took to build my credit fast so that when I build business credit I have access to higher limits.

Steps I took:

1. Request a report from Experian, Transunion, Equifax
2. Freeze and opt-out off Sagestream, Innovis, and LexisNexis
3. Dispute through Credit Karma
4. Unfreeze & obtain Secured Credit Cards & Retail Accounts

Easiest Secured Credit Cards to get:
– Discover – $50 statement credit link – https://refer.discover.com/s/uvawbx
– Capital One

Easiest Unsecured Card to get:
– Credit One Bank

Season Self lender if you want diversification but it usually take around 3 to 4 months for it to positively report. ( Make payments on time every time)

Sign up here – https://self.inc/refer/10273311

Retail Accounts to help with utilization:

New Coast Direct – $5k Limit – https://newcoastdirect.com
My Jewelers Club – $5k Limit – https://www.myjewelersclub.com
National Credit Direct – $5k Limit – https://www.nationalcreditdirect.com

Step 5:

After 3 Months ask for an Increase in both Capital One & Credit One

This should build a strong starter file to build credit long term, once you have 700+ fico you can obtain higher limit credit cards and close the Retail accounts.

IMPORTANT:

** Keep below 20% utilization
*Pay before statement date is reported in full on balances
– space out inquires.

AMEX, Chase and other financial institutions have rules for clients with too many inquiries and new accounts, google them to fit your credit profile to meet their requirements.

Build savings and credit with Self lender if you want diversification, it usually take around 3 to 4 months for it to positively report. ( Make payments on time every time)

Sign up here – https://self.inc/refer/10273311

Get into the easiest credit union with $5 and make money with referrals, $25 each sign up with GTE financial – Code X622346GTQ

GTE Financial features:

Free Checking with Online Banking & Bill Pay
Including Low home, auto and credit card rates ( even a secured credit card)

Thanks for watching the 668 Credit Score video!

Watch the 668 Credit Score video on Youtube

9 Comments
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9 Comments

  1. Erick KiLLMøñG3R
    July 26, 2021 at 6:35 am

    You said no credit…stop with the clickbait

  2. Marc Austin
    July 26, 2021 at 6:35 am

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  3. Babbie Fred
    July 26, 2021 at 6:35 am

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    July 26, 2021 at 6:35 am

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  5. Comedian David Murphy
    July 26, 2021 at 6:35 am

    Bogus video. He had a credit score to start off with. Skip video

  6. Petty Patty
    July 26, 2021 at 6:35 am

    Okay, when you say *pretty easy to get*..there has to be something they were based on. Was it your employment?

  7. Dion Daniels
    July 26, 2021 at 6:35 am

    My score is 550 should I still sign up with all the cards u talking about?

  8. Petty Patty
    July 26, 2021 at 6:35 am

    Okay, I have never owned a CC but did owe 2 old cable bills about $400 total. Can I please ask you this? I have the Experian app and use it to check my personal credit score but when I do, it says "No credit information has been returned for you" What exactly does that mean? Is that good or bad…?

  9. Joseph Morrone
    July 26, 2021 at 6:35 am

    My Discover card is exactly 6 months old today so I'm hoping to get my first FICO score this week. I also have a card with Kohl's and Target and then I got self lender about two months ago.