Credit Repair

643 Credit Score – Why I don't Own Any Citi Credit Cards


643 Credit Score – Most Popular?

💳 Learn more about Brian’s Top Picks👉
💳 Top No Annual Fee Cards👉
Click “Show More” to see Ad Disclosure


📈 Investing | MY Daily Investing & Crypto Apps:
▪ Acorns Easy $5 👉
▪ An Easy $50 👉
▪Robinhood : 1 Free Stock 👉
▪ 2 Free Stocks Webull 👉

💵Easy Free Cash For You
$75 Sofi 👉
Ebates: The Best Cash Back Website ($10.00 Referral Link) 👉
Plastiq: The BEST service to MAXIMIZE points ($500.00 Referral Link) 👉
Grubhub $12 Off First Order👉
▪ $55 Off your next AirBnb Trip 👉…


Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which Brian Jung will earn an affiliate commission or referral bonus. Brian Jung is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Some offers may no longer be available or expired from the date of the published video. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities.


🧠 My 2020 Youtube Gear, Everyday Carry, Nutrition, Books, & Everything Else 👉

👕 My Go To Shirts:

Credit Card Referral Links 💳
💳 Top Business Cards👉
💳 Top Travel Reward Cards 👉
💳 Top Cashback Cards: 👉
💳 Top 0% Intro APR Cards 👉
💳 Top Balance Transfer Cards 👉
💳 Top Cards for Military:
💳 Top No Annual Fee Cards👉
💳The Card Match Tool:

📷 Instagram @creditbrian 👉
👔 Linkedin 👉
👥 FB Group👉

My Personal Blog 👉
The New Credit Society 👉

Thanks for watching the 643 Credit Score video!

Watch the 643 Credit Score video on Youtube



  1. Danielle Devore
    July 31, 2021 at 1:36 am

    How long do you have to wait for a CLI from Citibank after opening a card

  2. Martin Ugalde
    July 31, 2021 at 1:36 am

    Thanks to the citi double cash card my credit score is smoking 🚬👌 waiting on my custom cash 💸👌card 💸🤑

  3. Xmas Grump
    July 31, 2021 at 1:36 am

    I only got it because of Costco.

  4. Stan Marsh
    July 31, 2021 at 1:36 am

    Custom Cash is better than your other cards

  5. MixSona Productions
    July 31, 2021 at 1:36 am

    you are joking. Citi has good billing reminders. never had any issues

  6. Juan Ramon Almazan Rosas
    July 31, 2021 at 1:36 am

    Citi and Discover are the only issuers that have a regard for my name. Capital One, butchers it. Amex has chopped my name to the point were only letters can read as my name. Chase? I don't even want to talk about how my name reads on the "Pre-qualified" letters, I just want to poke my eyes out when the recipient's name is read and they infer that that is me.

  7. Victor Thomlinson
    July 31, 2021 at 1:36 am

    Waiting for that citi custom cash video from you.

  8. Angela C
    July 31, 2021 at 1:36 am

    I absolutely love my citicredit card it's so very worth it! I regret them not being my very first credit card. I also am looking forward to getting the premier+.

  9. William McElleney
    July 31, 2021 at 1:36 am

    PREDITORY LENDERS !!! See lawsuit….

  10. Betino 7
    July 31, 2021 at 1:36 am

    citi costco card has been great ,, also the citi business cards also repot to commercial credit , its an advantage if you want to build businesss credit , not many i mean not many credit cards do it,, just a very few

  11. Ryan I
    July 31, 2021 at 1:36 am

    Citi Double Cash and/or maybe the Citi Costco Card seem pretty good.

  12. Quanchao Lu
    July 31, 2021 at 1:36 am

    The welcome bonus of Citi premier/aa/prestige is good and that is enough…..You can always product change to double cash after one year.

  13. monica c
    July 31, 2021 at 1:36 am

    I got citi when i had no credit about 7 years ago. They now have a better reward system and I primarily use them for balance transfers. The double cash back card us awesome. I don’t use them as my daily though. I use capital one or my discover as my daily cards.

  14. Mayra Soto
    July 31, 2021 at 1:36 am

    Omg i used to love price rewind!!!!! I miss it lol

  15. Sunlight
    July 31, 2021 at 1:36 am

    I truly am disgusted with Citibank. My very first credit card 25+ years ago was a Sears store card. I had that card for about 10 years and it got "upgraded" to a Citibank Sears Mastercard that I used regularly. Well, lo and behold, the "Great Recession" of 2008 came along and I got a "goodbye" letter from Citibank/closing my account without any notice. I was SO furious as it was my oldest card. I firmly believe that credit card companies should NOT be allowed to close your account unless you are in default – I think it is okay to cut credit line but NOT close the account. They owe us that much because it can really EXTREMELY impact one's credit (took so much off of my credit history for something that I was NOT responsible for in any way – did not go speculating on properties and sign any of those loans that got the whole world in trouble at the time – but I paid for it in some way by getting my credit card taken away from me.) That was 10+ years ago but I still feel my blood boil a bit when I see an advertisement for Citibank. And until Costco changes their relationship I would NEVER get the Costco Citibank Visa for that reason – I don't care what promos they have.

  16. Ray Cch
    July 31, 2021 at 1:36 am

    My credit score is 752 I do have a city credit card for a yr… But City declined me for Expedia credit card ?

  17. Noelle McClain
    July 31, 2021 at 1:36 am

    Someone got a hold of my information and applied for a Citi card. The amounts deopsited into my account were approved and now I can't cancel it. They tried removing 400 from my account but thankfully were not able to do so with insufficient funds. I have no idea how to get rid of this

  18. Christopher Brunson
    July 31, 2021 at 1:36 am

    My Citi Simplicity card was my second card after Cap1 and they started me out with a huge limit and 2 years later it is still the highest limit in my wallet. The just keep throwing limit increases at me!

  19. Jeff J
    July 31, 2021 at 1:36 am

    So far, I've had a good experience with my Platinum AA card, and double cash.

  20. Jacob Bennett
    July 31, 2021 at 1:36 am

    Citi Premier earns enough points for a family of 4 to fly round trip to hawaii.

    Citi AA cards can get you an east almost 200k AA miles which are very valuable.

    Getting Citi After chase and before amex is the typical strategy for maximizing sign up bonuses.

  21. Tee
    July 31, 2021 at 1:36 am

    Citi Cards interest is too high

  22. Gerald Quintos
    July 31, 2021 at 1:36 am

    Don't know about Citi in the States but they're great here in the Philippines

  23. Inthebelly Ofthebeast
    July 31, 2021 at 1:36 am

    For Cash back rewards Citi double cash is one of the best cards. 2% on everything. Overall bang for buck its better then other cash back cards. With no annual fee.

  24. George Parmley
    July 31, 2021 at 1:36 am

    Citibank don't have the customer service I had them for years all I know when I'm through paying them I am done

  25. Akeem Jones
    July 31, 2021 at 1:36 am

    Cashback is the only benefits anyone is looking. when looking at a bank.

  26. Vito Corle’039
    July 31, 2021 at 1:36 am

    I use my Citi Prestige card over my Platinum Amex

  27. Simon Montgomery
    July 31, 2021 at 1:36 am

    Have you got citibrakes?