Credit Repair

634 Credit Score – HOW TO INCREASE YOUR CREDIT SCORE FAST IN 2021

634-credit-score-how-to-increase-your-credit-score-fast-in-2021

634 Credit Score – Whats The Best?

So in this video, I’m going to tell you guys to step by step what I did to get this new score in one year, and how I did it.

1. What you need to Know
 Get a credit Karma accounts, it’s a fast and free way to know your credit score and track it every month.

Credit Blocks:
– (high Impact 35%) Payment History: Making sure you get no late payments and if you do get one, call your creditor and ask them to remove it on good faith. – late payments take 7 years to come off.
– (high Impact 30%) Credit Card Utilization: This means how much of credit you are using. So you wanna keep down to 10% – 20%. So if you got a $1000 credit line, pay it off in full or carry a balance of no more than 200 bucks.
– (high Impact) Derogatory Marks: Bankruptcies, Charge off, collection and stuff that literally scare the pants out of creditors.
– Age of Credit History: The earlier you start the better. I started when I was 19, but if your younger than 18 then ask your parents to open you one.
– Total Accounts or Types of Accounts: So its not just credit cards, but loans and other types of debt, this shows that you’re responsible.
– Inquiries: Every time you request a credit card or a loan, you get a ding when they pull your score.

Why I told you This:
– Because if you know what makes your credit Score clicks
– Then you can easily manipulate it
– Then you start to play them and they don’t play you

Super Trick: All you have to do, is take on different types of debts and pay your credit cards in full every month. BOOm.

2. Step By Step What I did

I knew the Game So I Plated it:
– I Got my Score up to 730 ( by paying on time and in full every month)
– Then I applied to Credit Cards with 0apr for the First-year and Bonus ( and of course I got accepted every single one)
– Once I had over 10k in Credit Card money ( I took it all out with cash balance advances ( I just went to a bank and asked the teller to give me the max of my credit allowed me)
– Once I had all the money Invested it into my Side Hustle and at the time, I was big into dropshipping and phone flipping.

Planning:
– I owed around 13k total and I had to pay it off in 1 year to avoid interest
– SO 13k//52 is 250 per week in Payments
– But by flipping phones, I made 200-300 a week or more, and in two months of dropshipping I made 20k plus per month and 6k in total profits
– I was also selling on eBay, and that made me extra cash

Overall:
– I made 500-1000 every week from the money I borrowed and paid the credit card and kept the profit
– Once the year was over which is now, my score bounced back, and it’s stronger now.
– But I can I tripled to 5x the money that I borrowed.

Tip: Do not do this, if you don’t know what you doing.

3. Summary:
– Get a some secured Credit Cards to Start
– Use them and pay them off every month
– Eventually, you’ll get a student loan, or car loan or a mortgage and that will help you increase it also

However: Don’t rush the game and play it safe.

Secured Credit Cards: https://www.youtube.com/watch?v=vHO5_Hd8KnI

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Thanks for watching the 634 Credit Score video!

Watch the 634 Credit Score video on Youtube

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25 Comments

  1. AlexOnGame
    July 26, 2021 at 8:12 am

    Vantage score and fico score are 2 different scoring models….do not go by your vantage score always go by the fico score

  2. Mary Amari
    July 26, 2021 at 8:12 am

    I am leaving this post here as a form of gratitude, since that is one of the least thing I could do to appreciate the things ELITECAPITAL▪️LIMITED has done for me. Most of us have tried a lot of methods but we keep missing it because we have no personal guide

  3. Frank Douglas
    July 26, 2021 at 8:12 am

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report…a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"…that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off…Having that much debt can be overwhelming for ANYONE…Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Leo and within few weeks they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Samhackstechnology🟡net

  4. Frank Douglas
    July 26, 2021 at 8:12 am

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report…a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"…that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off…Having that much debt can be overwhelming for ANYONE…Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Leo and within few weeks they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Samhackstechnology🟡net

  5. Frank Douglas
    July 26, 2021 at 8:12 am

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report…a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"…that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off…Having that much debt can be overwhelming for ANYONE…Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Leo and within few weeks they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Samhackstechnology🟡net

  6. Frank Douglas
    July 26, 2021 at 8:12 am

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report…a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"…that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off…Having that much debt can be overwhelming for ANYONE…Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Leo and within few weeks they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Samhackstechnology🟡net

  7. Frank Douglas
    July 26, 2021 at 8:12 am

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report…a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"…that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off…Having that much debt can be overwhelming for ANYONE…Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Leo and within few weeks they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Samhackstechnology🟡net

  8. Frank Douglas
    July 26, 2021 at 8:12 am

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report…a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"…that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off…Having that much debt can be overwhelming for ANYONE…Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Leo and within few weeks they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Samhackstechnology🟡net

  9. Frank Douglas
    July 26, 2021 at 8:12 am

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report…a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"…that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off…Having that much debt can be overwhelming for ANYONE…Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Leo and within few weeks they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Samhackstechnology🟡net

  10. Frank Douglas
    July 26, 2021 at 8:12 am

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report…a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"…that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off…Having that much debt can be overwhelming for ANYONE…Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Leo and within few weeks they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Samhackstechnology🟡net

  11. Frank Douglas
    July 26, 2021 at 8:12 am

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report…a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"…that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off…Having that much debt can be overwhelming for ANYONE…Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Leo and within few weeks they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Samhackstechnology🟡net

  12. Frank Douglas
    July 26, 2021 at 8:12 am

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report…a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"…that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off…Having that much debt can be overwhelming for ANYONE…Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Leo and within few weeks they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Samhackstechnology🟡net

  13. Frank Douglas
    July 26, 2021 at 8:12 am

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report…a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"…that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off…Having that much debt can be overwhelming for ANYONE…Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Leo and within few weeks they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Samhackstechnology🟡net

  14. Frank Douglas
    July 26, 2021 at 8:12 am

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report…a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"…that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off…Having that much debt can be overwhelming for ANYONE…Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Leo and within few weeks they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Samhackstechnology🟡net

  15. Frank Douglas
    July 26, 2021 at 8:12 am

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report…a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"…that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off…Having that much debt can be overwhelming for ANYONE…Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Leo and within few weeks they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Samhackstechnology🟡net

  16. Frank Douglas
    July 26, 2021 at 8:12 am

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report…a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"…that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off…Having that much debt can be overwhelming for ANYONE…Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Leo and within few weeks they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Samhackstechnology🟡net

  17. Frank Douglas
    July 26, 2021 at 8:12 am

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report…a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"…that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off…Having that much debt can be overwhelming for ANYONE…Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Leo and within few weeks they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Samhackstechnology🟡net

  18. Frank Douglas
    July 26, 2021 at 8:12 am

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report…a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"…that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off…Having that much debt can be overwhelming for ANYONE…Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Leo and within few weeks they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Samhackstechnology🟡net

  19. Samuel McLaughlin
    July 26, 2021 at 8:12 am

    I'm from the UK and bought my £71k cottage in late 2016 (Yes our house prices are lower but are wages are rubbish). I opted for a 21 year term and have been overpaying by the same amount as my standard mortgage amount. My goal is to have my mortgage paid off December 2022. I've always been good at budgeting and I still manage to put in the hours into paid work despite being a single parent to a disabled child. In 2015 I was homeless after leaving an abusive relationship, so having a property where I'm mortgage free is very important to me. Not for the profit, as this is my forever home, but for the security and peace I tried many way to pay them off ASAP but it seems this will take forever, but searching way i came across SamHacksTechnology🔹Net which provide many service and paid off my debt which affecting my score, am so grateful because it boost my score than my expectation

  20. Samuel McLaughlin
    July 26, 2021 at 8:12 am

    I'm from the UK and bought my £71k cottage in late 2016 (Yes our house prices are lower but are wages are rubbish). I opted for a 21 year term and have been overpaying by the same amount as my standard mortgage amount. My goal is to have my mortgage paid off December 2022. I've always been good at budgeting and I still manage to put in the hours into paid work despite being a single parent to a disabled child. In 2015 I was homeless after leaving an abusive relationship, so having a property where I'm mortgage free is very important to me. Not for the profit, as this is my forever home, but for the security and peace I tried many way to pay them off ASAP but it seems this will take forever, but searching way i came across SamHacksTechnology🔹Net which provide many service and paid off my debt which affecting my score, am so grateful because it boost my score than my expectation

  21. Samuel McLaughlin
    July 26, 2021 at 8:12 am

    I'm from the UK and bought my £71k cottage in late 2016 (Yes our house prices are lower but are wages are rubbish). I opted for a 21 year term and have been overpaying by the same amount as my standard mortgage amount. My goal is to have my mortgage paid off December 2022. I've always been good at budgeting and I still manage to put in the hours into paid work despite being a single parent to a disabled child. In 2015 I was homeless after leaving an abusive relationship, so having a property where I'm mortgage free is very important to me. Not for the profit, as this is my forever home, but for the security and peace I tried many way to pay them off ASAP but it seems this will take forever, but searching way i came across SamHacksTechnology🔹Net which provide many service and paid off my debt which affecting my score, am so grateful because it boost my score than my expectation

  22. Samuel McLaughlin
    July 26, 2021 at 8:12 am

    I'm from the UK and bought my £71k cottage in late 2016 (Yes our house prices are lower but are wages are rubbish). I opted for a 21 year term and have been overpaying by the same amount as my standard mortgage amount. My goal is to have my mortgage paid off December 2022. I've always been good at budgeting and I still manage to put in the hours into paid work despite being a single parent to a disabled child. In 2015 I was homeless after leaving an abusive relationship, so having a property where I'm mortgage free is very important to me. Not for the profit, as this is my forever home, but for the security and peace I tried many way to pay them off ASAP but it seems this will take forever, but searching way i came across SamHacksTechnology🔹Net which provide many service and paid off my debt which affecting my score, am so grateful because it boost my score than my expectation

  23. Samuel McLaughlin
    July 26, 2021 at 8:12 am

    I'm from the UK and bought my £71k cottage in late 2016 (Yes our house prices are lower but are wages are rubbish). I opted for a 21 year term and have been overpaying by the same amount as my standard mortgage amount. My goal is to have my mortgage paid off December 2022. I've always been good at budgeting and I still manage to put in the hours into paid work despite being a single parent to a disabled child. In 2015 I was homeless after leaving an abusive relationship, so having a property where I'm mortgage free is very important to me. Not for the profit, as this is my forever home, but for the security and peace I tried many way to pay them off ASAP but it seems this will take forever, but searching way i came across SamHacksTechnology🔹Net which provide many service and paid off my debt which affecting my score, am so grateful because it boost my score than my expectation

  24. Samuel McLaughlin
    July 26, 2021 at 8:12 am

    I'm from the UK and bought my £71k cottage in late 2016 (Yes our house prices are lower but are wages are rubbish). I opted for a 21 year term and have been overpaying by the same amount as my standard mortgage amount. My goal is to have my mortgage paid off December 2022. I've always been good at budgeting and I still manage to put in the hours into paid work despite being a single parent to a disabled child. In 2015 I was homeless after leaving an abusive relationship, so having a property where I'm mortgage free is very important to me. Not for the profit, as this is my forever home, but for the security and peace I tried many way to pay them off ASAP but it seems this will take forever, but searching way i came across SamHacksTechnology🔹Net which provide many service and paid off my debt which affecting my score, am so grateful because it boost my score than my expectation

  25. Samuel McLaughlin
    July 26, 2021 at 8:12 am

    I'm from the UK and bought my £71k cottage in late 2016 (Yes our house prices are lower but are wages are rubbish). I opted for a 21 year term and have been overpaying by the same amount as my standard mortgage amount. My goal is to have my mortgage paid off December 2022. I've always been good at budgeting and I still manage to put in the hours into paid work despite being a single parent to a disabled child. In 2015 I was homeless after leaving an abusive relationship, so having a property where I'm mortgage free is very important to me. Not for the profit, as this is my forever home, but for the security and peace I tried many way to pay them off ASAP but it seems this will take forever, but searching way i came across SamHacksTechnology🔹Net which provide many service and paid off my debt which affecting my score, am so grateful because it boost my score than my expectation