Credit Repair

613 Credit Score – EIDL Loan Increase | Document Requirements | Credit Scores 😱


613 Credit Score – How to Choose

How can you manage the EIDL loan increase process including Document Requirements & Credit Scores: What to do and what NOT to do when you are submitting your EIDL loan request. Timestamps:
0:00 If you’re LATE to the party
0:39 SBA reps working without guidelines
1:03 Business Financing PRE-COVID
1:22 COVID Consequences
1:58 MILESTONE celebration
2:38 Checking credit constantly
3:28 Should you worry about SBA checking your credit
4:49 Will EIDL money run out
5:05 Stimulus perspective
5:42 Knowledge is power


How & WHY to Submit A PRISTINE document package to the SBA:

Schedule a FREE 15 minute consultation:

For sample EIDL Application & FAQs, visit our website to download.

DOWNLOAD our sample Board Resolution Letter:

10 TIPS when applying for Disaster Financing:

IF OUR INFO has been useful, helpful & productive, please consider leaving us a GOOGLE REVIEWS so other business owners find this channel for SBA EIDL information:

💥 We are Business Financing Brokers and Disaster Financing Specialists. We help you get cashflow into your business so you can run your business. Financing Solutions to Build Your Business.

Let your account receivable work for you so you can work on your business.

We started Aurora Consulting inspired by a conversation over dinner with our new neighbors. He went to the bank, they spent considerable time (and his money) processing the loan application. He needed $500,000. After months of processing the bank approved $50,000

He said, “I think you left off a zero.”

We review all financial statements, business plans, marketing plans and any other pertinent items in the early days of working with a new client. We do this to anticipate and resolve problems a Bank or Lender may have in the future.

When you apply directly to a Bank/Lender for commercial financing, these items, credit reports, financial statements and the like, are not reviewed until the late stage of the loan application process.

By then the applicant has spent time collecting and submitting documents and spent money on application fees, appraisal fees and other associated costs.

Literally most Banks/Lenders do not run a credit report until the very final stage of the application process, weeks or months after the initial application.

At that point, if a credit issue arises on the credit report, all those weeks and months of work are quite literally flushed down the toilet and the loan is declined.

Our role as your financing Broker is to review all relevant documents, including a credit report, in the early stages of your request, before the application, before we’ve even started conversing with a Bank/Lender.

📌 Our Financing Services & Products:

Social Channels:

🙋‍♀️Linda Rey’s & 🙋‍♂️Trevor’s channels:

#EIDLLoanIncrease #EIDLloan #CreditScores #DisasterFinancing #BusinessFinancing #EIDLloanupdate #BusinessLoan #businessloans #EIDLUpdate #SBALoans #DisasterLoans #SBALoan #businesscredit #SBAEIDLLoan

Thanks for watching the 613 Credit Score video!

Watch the 613 Credit Score video on Youtube



  1. raul gallegos
    August 1, 2021 at 7:57 am

    Just wanted to give a shout out!
    Thank you so much for all your kindness, jokes, funny videos and informative information! Finally 100 approved through Recon..!!!!!
    Your Both Amazing!!

  2. Mimi N
    August 1, 2021 at 7:57 am

    I just got denied for the increase in I lost more then 50% of my gross monthly income because of my credit score.. I didn’t know they where going by.. can you please tell me what is your credit score supposed to be to get the sba loan increase

  3. El Swift
    August 1, 2021 at 7:57 am

    LO was very nice. Just waiting after receiving green tab with loan moderation being processed. Thank you for your fun video. I have three cats who'll get a catio made my me, it won't be perfect but I do need to take my time on it and I think I'll have plenty of that waiting for the SBA.

  4. Dr. Patricia Shaw
    August 1, 2021 at 7:57 am

    Congratulations on 1,000 subs. Because of your knowledge, I applied for the EIDL in April of 2021, and within two weeks my application was approved. I actually had all my documents lined up in anticipation of what they might ask because of what you share in your videos. I may not comment much, but I do watch your videos.

  5. Brenden & Ella's Fun Adventures
    August 1, 2021 at 7:57 am

    Thanks you 2 . Trevor is a loan officer yay . Mine was the experian

  6. Lo Belle
    August 1, 2021 at 7:57 am

    So happy you said eidl won’t run out! I’ve been stressing. We are closing on a home in a couple weeks and don’t want to apply for increase until afterward

  7. Christopher Goette
    August 1, 2021 at 7:57 am

    irs 2019 Backlog may mess this up for me, any suggestions, we efiled 2019 taxes in July 2020(Accepted, and they took our payment)
    , still not showing on irs

  8. Robert S
    August 1, 2021 at 7:57 am

    y'all crack me up! lol. great video tho and great info.

  9. César Polanco
    August 1, 2021 at 7:57 am

    Good information Guys!

  10. Ricardo Hall
    August 1, 2021 at 7:57 am


  11. Salx_ Relicx
    August 1, 2021 at 7:57 am

    Aye let’s go guys! 1k!

  12. L G
    August 1, 2021 at 7:57 am

    Hi I jgot a phone call from SBA today, she said I was denied the EIDL loan, because I had a low credit score, and they did a financial research, where they took my gross receipts minus expenses, which is more then my gross receipts, so they feel I don't have the capability to pay back loan, im like my expenses are more because I didn't make as much in 2019, but still had to pay insurance, license, shop rent and other things, but I didn't make as much in 2019, because I made a choice to help care for my sister dieing of cancer, so I didn't make as much, so got behind on bills which lowered my credit score, sister passed in October 2019, finally I got back to work, but winter hit and that is my slow time. Work Started picking up end of February and beginning of March. But then the pandemic hit work went away, and here I am trying to survive. Anything else I can do, any help would be greatly appreciated

  13. WriterSanctuary
    August 1, 2021 at 7:57 am

    I bet life with Trevor is fun. lol

  14. Frank oh
    August 1, 2021 at 7:57 am

    Hi guys, back in 3/21 I was denied EIDL increase by the SBA Pdcrecon after 8 months of going back and forth. A formal letter of decline was sent to my portal stating "unverifiable information," while a wonderful SBA agent- after getting off the phone- sent me an email stating the real reason for the denial was that I was given the max 6 months working capital.

    Since the denial, am I still eligible for the additional up to 18 months of working capital?

  15. Samir Sf
    August 1, 2021 at 7:57 am

    Thank you

  16. Alejandro Jose Valero
    August 1, 2021 at 7:57 am

    Hi guys. Finally I just got my invitation mail for the GRANT. Was about time