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592 Credit Score – How to get a FHA Mortgage with a 580 Credit Score | Steps you need to Take


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  1. Reggie Griffin
    July 23, 2021 at 4:27 pm

    Hey what about if my credit is high but no two year proof of income. Just started my business.

  2. Sal Angel
    July 23, 2021 at 4:27 pm

    How does debt-to-income ratio work with student loans?

  3. Killersentra
    July 23, 2021 at 4:27 pm

    Be latin in 2021. That all you need. To get ANY loan.

  4. kissesbyquese Boutique
    July 23, 2021 at 4:27 pm

    Good information. Thanks ❤️

  5. Anthony White
    July 23, 2021 at 4:27 pm

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  6. Suga
    July 23, 2021 at 4:27 pm

    Me.. I am people.. I didn’t know how. I appreciate you.

  7. Shenie Moore
    July 23, 2021 at 4:27 pm

    Great video and very detailed……subscribed!

  8. Lester England
    July 23, 2021 at 4:27 pm

    can you do a video about the va loan .

  9. mya jozamar
    July 23, 2021 at 4:27 pm

    What about student loans?

    July 23, 2021 at 4:27 pm

    This is all bad information sorry 🤦🏽‍♂️

    July 23, 2021 at 4:27 pm

    And A 580. Won’t get u in the door with Covid lenders want a 620 or better now

    July 23, 2021 at 4:27 pm

    If someone has a 580. They setting themselves up for failure I was 580. Now I’m at a 640 mortgage score and still waiting till 660

  13. Captain Brewer
    July 23, 2021 at 4:27 pm

    What can you do when the mortgage companies are telling you that you don't have enough credit to qualify. Are they talking about debt to income ratio or something else? My daughter is expecting this.

  14. Integrity Property Resources
    July 23, 2021 at 4:27 pm


  15. Rose Williams
    July 23, 2021 at 4:27 pm

    I don’t suggest anyone get a loan for a home with a 580 score. Fix credit first and save money. You are going to need good credit as a homeowner.

    It’s hard out here but it can be done if we work at it. Debt to income ratios have to be met. Good luck.

  16. Maintain Knockin
    July 23, 2021 at 4:27 pm

    I bought mine in November with a 608 3%!! It’s possible

  17. Be Free
    July 23, 2021 at 4:27 pm

    Yes, according to the FHA rules you can get an FHA loan with a 580 middle fico5 score. However, in practice you will be hard pressed to find a lender that is willing to do an FHA mortgage for anyone with a fico5 (mortgage score) middle score of 620 or less. If you do find a lender that claims they can do it, they will ultimately tell you that you need to have a significant amount of liquid assets to get the mortgage through underwriting or your interest rate will be significantly higher than it needs to be. Most of what is said in the video is true except the reality that a 580 middle fico5 score won't work with 95% of the lenders doing mortgages, just call a few lenders and ask for yourself (avoid quicken/rocket, waste of time). Ask me how I know.

    Anyhow I have vids showing how to quickly get to 620+ and I know a fantastic lender to help you who claims to be able to do the mortgage with a 580+ fico score but for some reason it did not work for me, luckily my score jumped up significantly b4 it was too late. However this lender has amazing rates so I stuck with them. Feel free to hit me with any questions.

  18. stormb28
    July 23, 2021 at 4:27 pm

    Please note with FHA loans you will pay upfront PMI AND annual PMI for the duration of the loan until you refinance. Once you refinance you will pay closing costs again.

  19. Patricia Davis
    July 23, 2021 at 4:27 pm

    Thanks for sharing this information. Very helpful

  20. Sir Bey
    July 23, 2021 at 4:27 pm

    A house note is still like paying rent …not pay and see how long they let you stay.

  21. Grind4Yokes
    July 23, 2021 at 4:27 pm

    Them red seats add extra value to the vid ….Motivation Big Dog

  22. Jamie Jones
    July 23, 2021 at 4:27 pm

    Is it possible to sell my car even if I’m currently upside down on the loan? If so, can you please explain how, if I can just get rid of this car I can definitely qualify for the FHA loan.

  23. James Allen
    July 23, 2021 at 4:27 pm

    It’s really amazing working with *flashcardin* I got credit card delivered to me thanks to him he is trustworthy and reliable 💯

  24. Aaron Moorman
    July 23, 2021 at 4:27 pm

    I recommend a very good specialist Michael Gibbs [] who helped me so much to improve my credit score and removed all negative items that I didn’t want. My score was 510 and after 13 days it was boosted to 790. I was very pleased and desire to share this with the world. I was not sure he would actually do it because I have been scammed twice. He told me all I need to do which I humbly did without hesitating in less than a week I saw the miraculous job, I couldn’t believe it. And I got a mail from credit bureau confirming the good job he did. Contact email [] Cheers.

  25. Ashton
    July 23, 2021 at 4:27 pm

    Once again great video

  26. Ashton
    July 23, 2021 at 4:27 pm

    How do I buy a house with my va loan

  27. ATLJAR01
    July 23, 2021 at 4:27 pm

    Savage Finance, why in the world would you suggest people get a FHA mortgage with a 580 credit score. You have finance in your name and this is a shame. People, get your asses out of debt and save to put down 20% on a house if you can't pay cash, then get a 15 year and make extra payments to pay it off as fast as possible. FUCK DEBT!!!!!!!!

  28. Eric Hughes
    July 23, 2021 at 4:27 pm

    Once again excellent information video! Good to see a brother in the game giving back.

  29. Xavier Xavier
    July 23, 2021 at 4:27 pm

    Yo G. just watched this video of you on Oshay with my younger cousins. THEY LOVED IT AND HOPEFULLY WILL PASS IT ON.

  30. Cammie0127 Cammie0127
    July 23, 2021 at 4:27 pm

    Thanks for information.

  31. Romerryll
    July 23, 2021 at 4:27 pm

    Tripled my income by changing jobs 💰💰💰

  32. Leah Robinson
    July 23, 2021 at 4:27 pm

    I was just thinking about this topic, and here it is in my subscriptions. I’m going to implement these tips, thank you!!

  33. Marie Fernande Augustin
    July 23, 2021 at 4:27 pm

    The student loans are an albatross for a lot of people who have decent incomes. Luckily when I bought my house my income was low enough that my income based payments were only $75/mo but I live in inexpensive CLE and could still qualify for a decent 3bedroom home. Now my SL payments are $350/mo. Glad I bought when I had that sweet spot income. Also, now my mortgage is only 12 percent of my gross.

  34. Tony Parra
    July 23, 2021 at 4:27 pm

    Nice 👌

  35. kathleen browne
    July 23, 2021 at 4:27 pm

    @ savage Finance, I'm recently unemployed I have a debt of $ 105,000 thinking of filing bankruptcy. what's your advice?

  36. AB
    July 23, 2021 at 4:27 pm

    Appreciate this one!

  37. The Solopreneur
    July 23, 2021 at 4:27 pm

    Can't wait to buy my first 🏡 this year 😎

  38. MStacks85
    July 23, 2021 at 4:27 pm

    If theres no debt, how is the score still 580 ?