592 Credit Score – How To FIX A BAD Credit Score FAST With No Money in 2020
592 Credit Score – Best Deal Right Now?
How to fix a bad credit score fast. It doesn’t take money or a lot of time. Fixing a bad credit score / improving your credit with no money requires some due diligence and know-how. That’s what I break down for you in this video.
Free Credit Report Annualcreditreport.com
What hurts Your Credit Score
Not Enough Credit
Late payments (on for 7 years after 30 days, call cc company) 35% of score
Maxed out credit cards (pay down or get more available credit)
Hard Inquiries (removed after 12 months)
Collections (negotiate, get in writing) 7 years after 150 days late
Foreclosures/Bankruptcies (7-10 years)
Disclaimer: Won’t see change right away, takes about 30 days 🙂