Credit Repair

526 Credit Score – Why I Accept Below 600 Credit Scores from Rental Applications – Tenant Screening Tips


526 Credit Score – Highest Rated?

#Credit #Tenant #ScreeningTenants

The most optimal applicant for a rental property is one with a 700+ Credit score, making lots of money, and has never had a history of missed payments. But as experienced landlords in non-affluent areas know, this is extremely rare to find if not impossible in some areas. So sometimes we have to work with those who have 600 credit scores or even lower.

A little understanding is needed when screening these applicants. Financial education and credit score training is never taught in High Schools and not required in college. Even worse is our entire economic system is designed to drive people toward bad financial decisions and terrible spending habits. On top of that, poor areas are riff with scams and hustles that put people in these neighborhoods in even worse situations.

So here I’m going to walk through reasons I will accept people with a below average credit score. There are many simple reasons impacting credit that if the applicant simply knew about, they could fix their credit in a matter of a month. Things like not increasing credit limits, not tracking accounts money is withdrawn from, not taking out credit cards sooner, and not utilizing multiple means of credit can all hurt an applicant despite it seeming like all bad ideas to do. So don’t be too quick to judge on the credit score.

Other Popular videos:
Why Dont Investors Buy Vacant Blocks in Baltimore City

Cost Breakdown of a Baltimore City Renovation

Pro Investor Talks Rental Property Design

Evictions in Baltimore City

How much do properties make?

Thanks for watching the 526 Credit Score video!

Watch the 526 Credit Score video on Youtube



  1. Lucy
    July 31, 2021 at 3:44 pm

    Do you have a video on how you protect yourself when accepting these tenants? Do you require higher deposit? Higher rent? Thank you!

  2. Ronke Obaro
    July 31, 2021 at 3:44 pm


  3. Darnell Jackson The Gifted Singer
    July 31, 2021 at 3:44 pm

    hell navy federal give people 10k credit cards at 565 I agree

  4. ASAP_live
    July 31, 2021 at 3:44 pm

    My credits scores 606 cause of a car loan I got when I first turned 18, I turn 19 next month and will be looking for an apartment in about 6 months