Best Credit Card for Travel & Overseas Spending

Which credit card is good for beginners? – Highest Rated?

🚌 Revolut SG (20% Bus/MRT Cashback) https://hmsg.link/revolut
☯️ YouTrip ($5 Bonus) https://bit.ly/sgyoutrip
💴 Instarem Amaze https://www.instarem.com/invite/NhkWBH
– 4 MPD with Citi Rewards https://bit.ly/HM-CitiRewards
– 1.6% Cashback with Citi Cashback Plus https://bit.ly/HM-CBPlus
– Citi Cashback https://bit.ly/HM-CitiCB min spend S$800

🐮 moomoo by Futu SG (Free Stock) https://bit.ly/sgmoomoo
🐯 Tiger Brokers SG Code HONEYMONEY (Free stock): https://hmsg.link/sgtiger
🧑‍🏫 uSMART Securities (worth $120) https://bit.ly/sgusmart
🐂 Webull Singapore (Free Stock) https://bit.ly/sgwebull
📝 POEMS Cash Plus: https://bit.ly/HoneyMoney-POEMS
📗 Seeking Alpha Premium ($40 Off) https://bit.ly/sgseekingalpha
💳 Credit Cards Affiliate Links (Singsaver gifts) https://t.me/sgpromocode
🤖 Endowus RoboAdvisor (FREE $20) https://bit.ly/endowussg
🐯 Tiger Brokers International Code HMONEYSG: https://bit.ly/ustigerbrokers
📈 Interactive Brokers: https://bit.ly/hmsgibkr
🦉MoneyOwl RoboAdvisor Code: 8JPW-62FZ (FREE GrabFood$) https://bit.ly/sgmoneyowl
☣️ Syfe Trade & Wealth: Use code HONEYMONEY @ https://www.syfe.com/
🚀 Hodlnaut Crypto Interest (Free $30): https://bit.ly/sghodlnaut
🌡 Celsius Crypto Interest (Free $50) CODE 1556248258 https://bit.ly/sgcelsius
🖥 Crypto.com Exchange & VISA (Free $25 CRO): https://bit.ly/cryptodc CODE: honeymoney
♊️ Gemini Crypto Exchange (Free $10): https://bit.ly/sggemini
🦋 FTX Crypto Exchange (5% Off Fees): https://bit.ly/sgftx
🅱️ FTX Blockfolio (Free Crypto): https://bit.ly/sgblockfolio
📒 Ledger Crypto Hardware Wallet https://bit.ly/sgledger
💨 Dash PET 1.5% interest: https://bit.ly/sgdash CODE DASH-RXQ45
🚌 Revolut SG (20% Bus/MRT Cashback) https://bit.ly/revolutjun22
☯️ YouTrip ($5 Bonus) https://bit.ly/sgyoutrip
💫 JiPay $10 Signup bonus: Code V8YV at https://jipay.onelink.me/Dasd/employerrefer
💰 iPayMy https://bit.ly/sgipaymy
💳 CardUp Use WAIKITC316 to get S$30 off the CardUp fee for first payment https://app.cardup.co/users/sign_up
⭐️ CapitaStar App $5 https://bit.ly/sgcapitastar
🏬 Lendlease Plus $5 referral code NsHQKY
✈️ SIA Kris+ App Code: C647172 https://bit.ly/sgkrisplus
🛍 Shopback $5 https://bit.ly/hmsgshopback
💴 Instarem Amaze https://www.instarem.com/invite/NhkWBH

If you sign up for any of these services using my link, I will earn a small commission which helps support my channel at NO additional cost to you. And you will definitely get some referral benefits as listed here!

Disclaimer: Information provided in the video are not meant to be taken as professional financial advice and are strictly for entertainment purposes only. The content shared is based on the creator’s personal experience and results may vary from each individual’s personal finance situation i.e. DYOR

🔭 Telegram Group: https://t.me/HoneyMoneySG
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📧 Email (Business only): sghoneymoney@gmail.com
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Using normal Credit Cards overseas will incur ~3%
DBS Live Fresh 5% Cashback, after FCY fees, left with 2% Cashback, not optimal

Instarem Amaze https://www.instarem.com/invite/NhkWBH
– Small FX spread based Mastercard rate ~0.5%
– Additional 1% Cashback for FCY spend, 0.5% for Local SGD spend
– Still get Credit card rewards e.g. Miles or cashback
– Min $1500 Spend per quarter, min $10 transaction to earn cashback
– Cashback credited on 25th day after calendar quarter
– 4 MPD with Citi Rewards https://bit.ly/HM-CitiRewards
– 1.6% Cashback with Citi Cashback Plus https://bit.ly/HM-CBPlus
– Citi Cashback https://bit.ly/HM-CitiCB min spend S$800

Revolut https://bit.ly/revolutjun22
– Foreign currency remittance, suitable for Foreigners in Singapore returning home
– Overseas Cash withdrawal, first S$350 free
– Avoid usage during weekends, larger spread
– 20% Cashback on Public Transport till 30 Jun 2022

YouTrip https://bit.ly/sgyoutrip
– Foreign Currency wallet, can transfer in advance to hedge when rates are favourable e.g. JPY
– Overseas Cash withdrawal, $5 fee
– $5 Referral for sign up

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