The 5 BEST Credit Cards You NEED for 2022!

Credit cards are essential for everyday life, but more and more people are looking for cards that offer no interest. No interest credit cards provide a way to manage finances without having to worry about interest accrual or hidden fees. With the right card, you can pay off your balance in full each month and never pay a penny in interest. Let’s look at some of the best credit cards with no interest.

The Citi Simplicity® Card is one of the most popular no interest credit cards on the market. It offers an introductory 0% APR on purchases and balance transfers for 18 months. The card also has no late fees, no penalty rate, and no annual fee. Plus, you can access Citi’s Price Rewind service, which helps you get the best price on any purchase you make.

The BankAmericard® credit card is another great choice for no interest credit cards. It offers a 0% introductory APR on purchases and balance transfers for 15 months. It also has no annual fee and provides access to Bank of America’s mobile banking app. Plus, you can take advantage of their cash rewards program to earn up to 1.5% cash back on every purchase.

The Discover it® Cash Back is another great no interest credit card option. It offers an introductory 0% APR for 14 months on purchases and balance transfers, and no annual fee. Plus, you can earn up to 5% cash back on select categories, such as gas and groceries. You can also access the Discover it® mobile app to monitor your account and track your spending.

Finally, the Capital One® Quicksilver® Cash Rewards Credit Card is another no interest credit card that offers an introductory 0% APR on purchases and balance transfers for 15 months. The card also has no annual fee and provides access to a variety of reward programs. Plus, you can earn 1.5% cash back on every purchase, with no limit to the amount you can earn.

The best no interest credit cards offer a great way to manage your finances without having to worry about interest accrual or hidden fees. With the right card, you can pay off your balance in full each month and never pay a penny in interest.

Key Points:
1. Citi Simplicity® Card: 0% APR on purchases and balance transfers for 18 months, no late fees, no penalty rate, and no annual fee
2. BankAmericard® credit card: 0% introductory APR on purchases and balance transfers for 15 months, no annual fee, and access to Bank of America’s mobile banking app
3. Discover it® Cash Back: 0% introductory APR for 14 months on purchases and balance transfers, and no annual fee
4. Capital One® Quicksilver® Cash Rewards Credit Card: 0% APR on purchases and balance transfers for 15 months, no annual fee, and access to a variety of reward programs

People Also Ask:
Q: What is the best no interest credit card?
A: The best no interest credit card depends on your individual needs, but some of the best options are the Citi Simplicity® Card, BankAmericard® credit card, Discover it® Cash Back, and Capital One® Quicksilver® Cash Rewards Credit Card.

Q: How long does 0% APR last?
A: The length of the 0% APR period varies depending on the credit card, but typically ranges from 14 to 18 months.

Best Credit Cards No Interest – 9 Tips

Here are my TOP picks for Credit Cards in 2022 including the best Cash Back Cards, best Travel Cards, and best cards for Dining Out. Enjoy!

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Timestamps:
0:00 – Start Here
0:43 – Card #5
2:04 – Card #4
4:49 – Card #3
6:02 – Card #2
7:10 – Card #1
8:33 – Tips for Credit Cards

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Also, Credit Cards are great credit builders, but ONLY if you can pay it off in full every month. Try to NOT carry a balance or else you’ll start owing interest charges to these companies. We want to maximize our cash back rewards, and not have to owe credit card companies more than we have to.

Let me know some other Credit Cards you like in the comments below, and thanks for watching this video from me 🙂

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