Best Credit Cards of 2021 (Cash Back, Travel, Business, Bad Credit)
Best Credit Cards for Bad Credit
Having bad credit can be a huge burden, especially when it comes to applying for a new credit card. Unfortunately, many credit card issuers are wary of bad credit applicants, and it can be hard to find an appropriate card that meets your needs. Fortunately, there are some credit cards available for those with bad credit that can help you to build or rebuild your credit score.
When it comes to credit cards for bad credit, there are several considerations that you should keep in mind. First of all, you should look for a card that has a low annual percentage rate (APR). This is the annual interest rate that you will pay for carrying a balance from month to month. Typically, credit cards for bad credit have high APRs, so it’s important to be aware of this and shop around for the best rate.
Second, you should look for a card that offers rewards. Many credit cards for bad credit offer rewards programs, such as cash back, points, or miles. These rewards programs can help you save money each month or even accumulate rewards that you can redeem for products or services.
Finally, you should look for a card with no annual fee. Many credit cards for bad credit have an annual fee, which can add up quickly. Make sure to look for a card that has no annual fee or a low annual fee so you can save money in the long run.
Now that you know what to look for, let’s take a look at some of the best credit cards for bad credit.
• Credit One Bank® Unsecured Visa® Credit Card. This card offers 1% cash back on eligible purchases and a low APR of 17.99%. It also offers a rewards program where you can earn up to 2% cash back on all eligible purchases. The Credit One Bank Unsecured Visa Credit Card also has no annual fee, making it a great choice for those with bad credit.
• Capital One® Secured Mastercard®. The Capital One Secured Mastercard is a great option for those with bad credit. This card offers a low APR of 24.99% and no annual fee. You can also earn a 1.25% cash back on all purchases. This card also has a rewards program where you can redeem your rewards for gift cards, travel, or merchandise.
• Discover® Secured Credit Card. The Discover Secured Credit Card is a great option for those with bad credit. This card offers a low APR of 24.99% and no annual fee. You can also earn 2% cash back on up to $1,000 in combined purchases each quarter. Additionally, this card has a rewards program where you can redeem your rewards for gift cards, travel, or merchandise.
• When looking for a credit card for bad credit, make sure to look for a card with a low APR, rewards program, and no annual fee.
• Credit One Bank Unsecured Visa Credit Card offers 1% cash back on eligible purchases and a low APR of 17.99%.
• Capital One Secured Mastercard offers a low APR of 24.99% and no annual fee. You can also earn a 1.25% cash back on all purchases.
• Discover Secured Credit Card offers a low APR of 24.99% and no annual fee. You can also earn 2% cash back on up to $1,000 in combined purchases each quarter.
People Also Ask Questions and Answers:
Q: What is the best credit card for bad credit?
A: The best credit card for bad credit depends on your individual needs. Some good options include the Credit One Bank Unsecured Visa Credit Card, Capital One Secured Mastercard, and Discover Secured Credit Card.
Q: What is the lowest APR for a credit card for bad credit?
A: Generally, the lowest APR for a credit card for bad credit is around 17.99%. This rate is offered by the Credit One Bank Unsecured Visa Credit Card.
Q: Are there any rewards programs for credit cards for bad credit?
A: Yes, there are several rewards programs available for credit cards for bad credit. Some examples include the Credit One Bank Unsecured Visa Credit Card, Capital One Secured Mastercard, and Discover Secured Credit Card.
Best Credit Cards Bad Credit – Best Deal Right Now?
In this video, I go over the best credit cards for 2021! I cover my top pick or picks in each of the five major credit card categories: cash back cards, travel cards, business cards, cards for those with limited credit, and finally student credit cards. Click SHOW MORE to see my card links! 👇
💵 CASH BACK CARDS:
➡️ Citi Double Cash: http://go.moneydoneright.com/citi-double-cash/
➡️ Chase Freedom Unlimited: http://go.moneydoneright.com/chase-freedom-unlimited/
➡️ American Express Blue Cash Everyday: http://go.moneydoneright.com/american-express-blue-cash-everyday/
➡️ American Express Blue Cash Preferred: http://go.moneydoneright.com/american-express-blue-cash-preferred/
➡️ Chase Freedom Flex: http://go.moneydoneright.com/chase-freedom-flex/
✈️ TRAVEL CARDS:
➡️ Chase Sapphire Reserve: http://go.moneydoneright.com/chase-sapphire-reserve/
➡️ American Express Platinum: http://go.moneydoneright.com/american-express-platinum-card/
➡️ Chase Sapphire Preferred: http://go.moneydoneright.com/chase-sapphire-preferred/
➡️ American Express Gold: http://go.moneydoneright.com/american-express-gold
➡️ Southwest Rapid Rewards Plus: http://go.moneydoneright.com/southwest-rapid-rewards-plus
➡️ Southwest Rapid Rewards Premier: http://go.moneydoneright.com/southwest-rapid-rewards-premier
➡️ Southwest Rapid Rewards Priority: http://go.moneydoneright.com/southwest-rapid-rewards-priority
👔 BUSINESS CARDS:
➡️ American Express Blue Business Cash: http://go.moneydoneright.com/american-express-blue-business-cash
➡️ Capital One Spark Cash for Business: http://go.moneydoneright.com/capital-one-spark-cash-for-business
➡️ American Express Business Platinum Card: http://go.moneydoneright.com/american-express-business-platinum/
➡️ Chase Ink Business Preferred: http://go.moneydoneright.com/ink-business-preferred
📈 POOR/LIMITED CREDIT CARDS:
➡️ Capital One QuicksilverOne: http://go.moneydoneright.com/capital-one-quicksilverone/
➡️ Capital One Platinum: http://go.moneydoneright.com/capital-one-platinum-card
➡️ Capital One Secured Mastercard: http://go.moneydoneright.com/capital-one-secured-mastercard
🧑🎓 STUDENT CARD:
➡️ Student Cash Back Card: http://go.moneydoneright.com/student-credit-cards/
📖 TABLE OF CONTENTS:
0:00 Best Credit Cards 2021
1:05 Cash Back Credit Cards
4:35 Premium Travel Credit Cards
9:00 Mid-Tier Travel Cards
9:20 Business Cash Back Cards Cards
10:15 Business Travel Cards
11:40 Poor or Limited Credit Credit Cards
12:50 Student Credit Cards
14:15 What’s Your Favorite Credit Card?
📃 ADVERTISER DISCLOSURE:
This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities.
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